# Ends Meet: Paycheck Planner — Paycheck budgeting made easy

> Paycheck budgeting made easy (iPhone/iPad app by Calvin Churchill.)

- Source: https://appshunter.io/ios/app/ends-meet-paycheck-planner/id6779456305 (this page in markdown: same URL + `.md`)
- Developer: [Calvin Churchill](https://appshunter.io/developer/6777769495)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 9 MB
- Languages: American English
- Released: 2026-06-16
- Data updated: 2026-09-01
- User reviews in markdown: https://appshunter.io/ios/app/ends-meet-paycheck-planner/id6779456305/reviews.md

## What is Ends Meet?

Too many bills, unclear priorities, and no idea what the next check can cover? Ends Meet puts every bill in one place and shows one thing clearly: which bills land on this paycheck, and what is left after them. That is your breathing room, and you see it before you spend a cent.

Keep the plan true
Ends Meet is now something you talk to. Say "rent is paid," "spent 40 on gas," or "landed 940," and your real number updates on the spot. No forms to fill, no categories to babysit. It is the fastest budget you have ever kept, because keeping it is one short sentence.

Built for real pay schedules
Paid weekly, every two weeks, twice a month, or on a schedule that jumps around? Ends Meet plans by paycheck, not by calendar month. Each bill lands on the check that covers it, so the number you see is what you actually have, not an average. If your pay varies, like serving, gig, or freelance work, just tell Ends Meet when a check lands and it opens that stretch for you.

Money Talk is optional help. Add or change a bill, income, or goal just by typing in plain words, like "rent is 1200 on the first." Ask what to cover first or what cost may be worth reviewing, and it uses the plan you entered to explain the tradeoff. It never moves money or promises savings. On payday and each week it can also leave a short, honest read in the app.

See the whole picture, or just this check
Move between Pay period, Month, and Bills & accounts. Pay period shows the bills covered by one check, Month shows the wider plan, and Bills & accounts keeps recurring bills, cards, and payoff accounts easy to maintain. Been away for a few days? Ends Meet helps you square up in a tap, then quietly celebrates when you made ends meet for the month.

Pick one goal and watch it grow
Set a single goal that matters: a starter cushion, a paid-off card, money for a trip. Ends Meet helps you put money toward it on the checks that have room, and skip it on the ones that do not. Prefer a plan? Follow a simple guided path a step at a time. No pressure, ever.

Calm by design
No dark spreadsheets, no jargon, no endless categories. Just warm paper and your number as the biggest thing on the screen.

Private by default
No bank logins. You type your own income and bills, so there is no financial account to connect. No ads, and we do not sell your personal information. Delete your account and active account data from inside the app anytime.

Free
Planning your paychecks, tracking which bills land on each one, seeing your leftover, setting a goal, and Money Talk are all free.

Sign in with Apple or Google and you are set up in under a minute.

Make ends meet, and see the room you did not know you had.


## Version history (last 5 releases)

### 1.9 — 2026-08-25

Plan money by the week when pay comes from shifts, tips, gigs, PRN work, or more than one job. See Available now, money arriving, bills due, and any gap without counting planned work as cash. Choose any week-start day, move only when you plan to cover a bill without changing its due date, log each shift or payout, and track regular pay plus extra work together. Setup now guides you through the big bills first.

### 1.8 — 2026-08-20

Account entry is easier on phones and tablets. Bill, card, and income editors now use the full screen with Save always available in the header and one continuous scrolling form. Sort bills, cards, savings, investments, and payoff accounts by due date, amount, or name. A bill paid by credit card can select an existing saved card or create a $0 monthly-review card without leaving the form. Local statement review also calls out possible subscriptions and summarizes flexible spending without uploading the statement or sending it to AI.

### 1.7 — 2026-08-18

Bills are easier to set up and maintain. Add several recurring bills in one place, keep optional amounts, due dates, and secure sign-in links together, and edit future pay periods from one Bills & accounts screen. Pay period and Month stay focused on what is due. Duplicate checks help prevent accidental copies, while credit cards, one-time bills, and debt remain clearly organized.

### 1.6 — 2026-08-15

The biggest update since launch. Ends Meet is now something you talk to.

Just tell it what happened. Say "rent is paid," "spent 40 on gas," or "landed 940," and your real number updates on the spot. No forms, no digging.

Money Talk checks in. On payday and each week, a short, honest read on where your money stands is waiting for you in the app, and by email too if you turn reminders on. No noise, and off any time.

Pay that varies now works. Serving, gig, or freelance? Choose "it varies" and just tell Ends Meet when a check lands. It opens that stretch and shows you what is left.

See the whole picture. Pay period, Month, and Debt keep the current check, the wider plan, and payoff progress clear without crowding one screen.

Catch up in a tap. Been away a few days? Ends Meet helps you square up fast, then celebrates when you made ends meet for the month.

Set a goal, or follow the steps. Put money toward one goal on the checks that have room, or follow a simple guided plan a step at a time.

A calmer, smoother app throughout. One clear view at a time, snappier swipes between checks, and money that always fits on screen.

No bank login, ever. You tell it what happened. It never touches your accounts.

Thanks for using Ends Meet. Tell us what you would like next.

### 1.5 — 2026-08-07

Bug Fix.

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## More apps by Calvin Churchill

- [ADHD Notes: AI Brain Dump](https://appshunter.io/ios/app/adhd-notes-ai-brain-dump/id6777769493)

All apps by Calvin Churchill: https://appshunter.io/developer/6777769495

## Related topics

[paycheck debt planner](https://appshunter.io/ios/topics/paycheck-debt-planner)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*