# Energy Capital Credit Union > Mobile banking for checking balances, transactions, transfers, and loan payments. (iPhone/iPad app by Energy Capital CU.) - Source: https://appshunter.io/ios/app/energy-capital-credit-union/id1425934505 (this page in markdown: same URL + `.md`) - Developer: [Energy Capital CU](https://appshunter.io/developer/508812653) - Category: Finance, Business - Price: Free - Rating: 1.98/5 from 40 App Store ratings · 17 written reviews indexed - Age rating: 4+ - Requires: iOS 16 · 28 MB - Languages: English - Released: 2018-09-29 - Data updated: 2026-07-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/energy-capital-credit-union/id1425934505/reviews.md ## What is Energy Capital Credit Union? Energy Capital Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! ## Key features - Check account balances - View transaction history - Transfer funds - Pay loans - Mobile banking on the go ## Recent user reviews (10 of 17) All indexed reviews: https://appshunter.io/ios/app/energy-capital-credit-union/id1425934505/reviews.md ### 1/5 — Worst *2026-04-13* I hate this app its the worst so old needs better updated features no more of that two step verification bs ### 1/5 — Worst banking app around *2026-01-22* Login is not integrated with Passwords app. Always requires 2FA—no remember me. Check deposit function is garbage—there is a validation if for writing “for mobile deposit only” on check. If you write “for mobile deposit” it gets rejected. Sometimes gets rejected even if properly written. Check camera auto capture works 25% of the time. Garbage. ### 5/5 — Always check what you have before updating *2025-10-18* I recently received an email from Energy Capital suggesting I DELETE my current app & download the new/improved app. I checked the version that I currently have and found that the occasional updates I receive notifications of (via the Apple App Store) & subsequently downloaded smaller updates had kept my current app version to be the exact same VERSION # that was on the website. So I didn’t need to delete anything. Always check before you update. ### 1/5 — No mobile deposits now! *2024-12-15* They did an update and now I cannot do a mobile deposit anymore. ### 1/5 — Dated *2024-05-17* Someone stole my banking app from the 80s and gave it to ECCU. ### 1/5 — Bad *2024-04-11* Awful app and awful credit union. ### 1/5 — If “complicated” was an app: *2023-12-06* I’d leave negative stars if I could ### 1/5 — App No Longer Works *2023-10-13* Ever since they changed the UI, the app has no longer worked for me. It logged me out of my account fully, so I’m unable to use FaceID to log in. I am also not able to paste in my login info from a password management app, and the login page doesn’t let me use keychain data to login either. I have a feeling it may be with the password text field, a regular SecureField would show the most recent typed character for a split second before redacting it, while this field replaces it with a • right away. But also, if the update was well thought out, it shouldn’t have logged everyone out in the first place. Now I’m just completely unable to log in on my phone at all so I can’t check my accounts with ECCU while away from my computer. ### 1/5 — Desperately seeking details *2023-09-20* Areas for improvement… 1. Using the app from a phone you can’t see the description of the transaction without having to click open to view details, in the previous iteration high level details such as who was drafting from the account, status, and the amount was in immediate view for each transaction where the only action needed was to scroll. Now we have to make a lot of clicks just to view those high level details which make it tedious and time consuming. 2. More importantly, the alerts are also lacking the description details of the transaction forcing users to have to open the app which defeats the purpose of alerts. The alerts and app’s high level details should work together making for easy reference. ### 1/5 — Now with added insecurity *2023-09-18* I use a vault for all of my sensitive info as everyone should. It allows me to use more complex passwords and authentication methods without having to remember them for each site. So this latest update to an already 2 star app makes it to where I can’t copy data over from my vault. Instead - I have to open both and switch between them with my password in clear text for an extended period of time where anyone can look over my shoulder. Ridiculous. On top of that - I am disabled and already use accessibility features to help me with typing. It basically means it is a repeated effort if I am to get the password right. This needs to be fixed immediately. ## Frequently asked questions about Energy Capital Credit Union ### What can I do with Energy Capital Credit Union? Energy Capital Credit Union allows you to check your account balances, view your transaction history, transfer funds between accounts, and make loan payments directly from your mobile device. ### Is Energy Capital Credit Union free to use? Yes, Energy Capital Credit Union is available for free download and use. There are no charges associated with using its core banking features. ### What devices support Energy Capital Credit Union? Energy Capital Credit Union is supported on iPhone, iPad, and iPod devices, making it accessible for a wide range of Apple users. ### How secure is Energy Capital Credit Union? While specific security measures are not detailed, mobile banking apps typically employ encryption and multi-factor authentication to protect user data. Users should always practice good security habits. ### When was Energy Capital Credit Union last updated? The latest version of Energy Capital Credit Union was updated on February 19, 2026. Regular updates suggest ongoing development and maintenance. ### What is the age rating for Energy Capital Credit Union? Energy Capital Credit Union has an age rating of 4+, indicating it is suitable for users of all ages, though its functionality is primarily for adults managing finances. ### What are the common complaints about Energy Capital Credit Union? With a rating of 2.0 stars from 39 ratings, common user complaints may relate to app performance, specific feature availability, or user interface issues. Specific feedback is not provided in the data. ## Version history (last 5 releases) ### 5.16.113 — 2026-05-13 General app enhancements and improved performance ### 5.15.96 — 2026-02-19 Version upgrade ### 5.14.93 — 2025-11-11 Version Upgrade ### 5.13.96 — 2025-07-29 Bug fixes and performance improvements ### 5.12.85 — 2025-06-16 - Username change capability - Prominent sign-off button - Multi-user support - Improved performance and bug fixes ## Apps similar to Energy Capital Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [Texas Capital Mobile](https://appshunter.io/ios/app/texas-capital-mobile/id1008893666) | 4.6 (956) | Free | Finance | | [AdelFi Mobile Banking](https://appshunter.io/ios/app/adelfi-mobile-banking/id1040962793) | 4.8 (741) | Free | Finance | | [MetLife HS&SA](https://appshunter.io/ios/app/metlife-hs-and-sa/id1529052516) | 3.4 (203) | Free | Finance | | [EnergyMobile](https://appshunter.io/ios/app/energymobile/id989341098) | 4.8 (316) | Free | Finance | | [Smart Financial Mobile](https://appshunter.io/ios/app/smart-financial-mobile/id434390943) | 4.8 (15,056) | Free | Finance | | [First Service Credit Union](https://appshunter.io/ios/app/first-service-credit-union/id1536947207) | 4.9 (7,550) | Free | Finance | ## Related topics [eccu on the go](https://appshunter.io/ios/topics/eccu-on-the-go) · [eccu](https://appshunter.io/ios/topics/eccu) · [eecu](https://appshunter.io/ios/topics/eecu) · [adelfi](https://appshunter.io/ios/topics/adelfi) · [802cu](https://appshunter.io/ios/topics/802cu) · [my eecu](https://appshunter.io/ios/topics/my-eecu) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*