# Enoughly: Paycheck Budget — Debt Payoff & Spending Planner

> Debt Payoff & Spending Planner (iPhone/iPad app by Lane Yaremchuk.)

- Source: https://appshunter.io/ios/app/enoughly-paycheck-budget/id6787456889 (this page in markdown: same URL + `.md`)
- Developer: [Lane Yaremchuk](https://appshunter.io/developer/1852358361)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.2 · 9 MB
- Languages: American English
- Released: 2026-10-08
- Data updated: 2026-10-11

## What is Enoughly?

Know what's actually safe to spend.

Most budgeting apps think in calendar months. Your money doesn't — it arrives by paycheck and leaves through bills. Enoughly is built around that reality: one honest number tells you what's truly spendable after the bills due before your next payday, with a safety net you never touch.

ONE PURCHASE. NO SUBSCRIPTION. NO BANK LINKING.
Enoughly is free to try for 14 days, then a single one-time purchase unlocks it forever on Mac, iPhone and iPad, with Family Sharing. It never asks for your bank credentials — import your bank's CSV, QFX, or OFX files instead. There are no servers, no accounts, and no analytics: your data lives on your devices and syncs through your own iCloud. The privacy label says "Data Not Collected" because that's how it's built.

SAFE TO SPEND
• Liquid cash − bills due before payday − your safety net = one glanceable number
• On the Dashboard, in the Mac menu bar, and in home-screen and Lock Screen widgets
• A Discreet widget option shows your status with no dollar amounts at all

PAYCHECK-ENVELOPE BUDGETS
• Give each category an allowance that refills every payday
• Build envelopes automatically from your real spending history
• See what's left in every envelope, and what's leaking outside them

BRING IN YOUR TRANSACTIONS
• Import the CSV, QFX, or OFX files your bank already offers
• Automatic categorization, custom rules, and duplicate detection

GET OUT OF DEBT
• Snowball and avalanche payoff plans with dates and interest saved
• A printable per-payday payment plan
• What-if simulator: see how financing a car or making a lump-sum payment moves your debt-free date — including trade-ins with negative equity

INSIGHTS THAT WATCH YOUR BACK
• Paycheck report card after every payday: what came in, where it went
• Alerts for bill spikes, possible double charges, and subscriptions that quietly raised prices
• Optional AI coaching by Apple Intelligence, in the personality of your choice — from a drill sergeant to a butler

YOUR DATA IS YOURS
• Encrypted, password-protected backups
• One-tap CSV export that opens in any spreadsheet or finance app
• Net worth tracking across cash, credit, property, vehicles, and investments

Enoughly: the paycheck-first budget for people who want one clear answer — can I afford this before payday?

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlock Enoughly | $14.99 | one-time |


## Is Enoughly safe?

Not enough ratings yet to assess Enoughly.

## Is Enoughly legit?

Enoughly: Paycheck Budget has limited verification signals. The AppsHunter Legitimacy Score for Enoughly is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-10-09

ClearPath is now Enoughly, with a new icon. Same app, same data, same purchase.

Thanks for choosing Enoughly! This update brings:

- Larger Text: names and amounts no longer cut off when you turn up the text size on iPhone and iPad.
- An Overdue card on the Dashboard for any bill or card payment past its due date.
- Bigger, easier-to-read numbers in the Calendar.
- Import results now show right in the importer, and matching a payment to a bill takes one tap.
- Budgets with bigger, clearer bars.
- The Balance Forecast draws what your balance will really do, with a ? that explains it.

FIXES
- Twice-a-month paydays no longer skip a month in the forecast, the calendar and the overdraft warning.
- A bill due on the 29th, 30th or 31st keeps that day.
- Editing a payment made with Mark as Paid keeps the bill paid.
- The overdraft warning shows the negative balance it leads to.
- A credit card QFX import no longer offers a $0.00 balance to use.
- Yearly subscriptions count as a twelfth in the monthly total.
- Plus smaller wording and layout fixes.

### 1.0 — 2026-10-08

No release notes.

## More apps by Lane Yaremchuk

- [PureLog: Nutrition Tracker](https://appshunter.io/ios/app/purelog-nutrition-tracker/id6755161381)

All apps by Lane Yaremchuk: https://appshunter.io/developer/1852358361

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*