# Enveloop: Envelope Budget — Paycheck & Bill Planner

> Visual envelope budgeting app with one-time purchase and optional iCloud sharing. (iPhone/iPad app by Steven Knauss.)

- Source: https://appshunter.io/ios/app/enveloop-envelope-budget/id6759178198 (this page in markdown: same URL + `.md`)
- Developer: [Steven Knauss](https://appshunter.io/developer/1877190883)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 5 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.1 · 6 MB
- Languages: American English
- Released: 2026-02-18
- Data updated: 2026-10-17
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/enveloop-envelope-budget/id6759178198/reviews.md

## What is Enveloop?

Ditch subscription budgets. With Enveloop, every bill gets its own envelope on your phone. Fill them up each payday, and see at a glance which bills are covered, which are short, and which are past due.

EVERY DOLLAR HAS A HOME

Drop your bills into envelopes. Color-coded lights show which ones are covered, almost there, past due, or still empty. No spreadsheets. No guessing.

PAYCHECK IN. BILLS HANDLED.

Tell Enveloop when your paycheck lands. Each payday, it tops up every envelope based on what that bill needs. Set it up once, then forget about it.

SEE EVERYTHING AT A GLANCE

Got more than one account? Flip between them, or see a running total of your balance and what's left across all of them.

BUDGET TOGETHER. PRIVATELY.

Share a budget with anyone in your family. Everyone sees the same bills, and balances stay in sync. No extra sign-ups, no extra servers — it all goes through your iCloud.

STAY ORGANIZED YOUR WAY

Group bills into folders — Utilities, Subscriptions, Home — with your own icons and colors. Sort by what's due next, by size, or drag them into whatever order feels right.

EVERY CHANGE. LOGGED.

Every move is saved automatically. You can always look back and see what changed, when, and who did it. Withdrawals still waiting to clear the bank stay visible so nothing goes missing.

YOUR DATA. YOUR DEVICE.

Enveloop stores your budget on your device and, when iCloud is on, syncs it through your private iCloud account. Sharing goes through iCloud too. No middlemen, no tracking, no ads. Your money is your business.

TRY FREE. UNLOCK FOREVER.

Start with a 2-week free trial — everything's unlocked, no strings. After two weeks, keep Enveloop forever for $4.99. One-time. No subscriptions, no ads, no auto-renew surprises.

Built for iPhone and iPad — looks sharp in dark mode, light mode, or both.

Privacy Policy: https://kynossstudios.com/enveloop-privacy.html
Support URL: https://kynossstudios.com/enveloop-support.html
Marketing URL: https://kynossstudios.com/enveloop/
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Visual envelope budgeting
- Automatic paycheck allocation
- Combined account summary
- Private family sharing via iCloud
- Customizable bill organization
- Transaction logging and audit trail
- On-device data storage

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Enveloop | $4.99 | one-time |


## Is Enveloop safe?

Not enough ratings yet to assess Enveloop.

## Is Enveloop legit?

Enveloop: Envelope Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Enveloop is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/enveloop-envelope-budget/id6759178198/reviews.md

### 5/5 — Simple and obvious

*2026-03-05*

Simplest way to visualize saving for long term goals and future bills. Car insurance every six months, quarterly tax payments, vacation savings!

**Developer response:** That's exactly the kind of planning Enveloop was built for - recurring expenses like car insurance and quarterly taxes are so much easier when you can see them coming. Thanks for sharing how you're using it!

### 5/5 — Excellent

*2026-03-02*

Love it!!! I enjoy the sharing accounts. Makes it easy for my partner and I to track our budged.

**Developer response:** Thank you for the kind words! We're glad Enveloop is working well for you. Your support means a lot to us.

## Frequently asked questions about Enveloop

### How does Enveloop handle security?

Enveloop stores all financial data directly on your device. iCloud sync and sharing are optional and utilize your private iCloud account, ensuring no third-party servers are involved in data storage or tracking.

### What are the pricing details for Enveloop?

Enveloop offers a 2-week free trial with full features. After the trial, you can unlock the app permanently for a one-time purchase of $4.99, with no ads or recurring charges.

### Does Enveloop have ads?

No, Enveloop is ad-free. The app is designed to be free of advertisements, providing an uninterrupted user experience.

### What devices does Enveloop support?

Enveloop works beautifully on iPhone and iPad, offering full multitasking support for a seamless experience across Apple devices.

### How often is Enveloop updated?

The latest version of Enveloop is 1.6.1, which was last updated on March 28, 2026. This indicates regular updates to improve functionality and reliability.

### Can I share my Enveloop budget with family?

Yes, you can share any budget account with family members via iCloud. Everyone will see the same bills, balances, and changes in real-time without needing to create separate accounts.

### What is the age rating for Enveloop?

Enveloop has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

### What do users like about Enveloop?

Users appreciate the visual envelope system, the one-time purchase model, and the ability to manage finances without subscriptions. The private iCloud sharing feature is also a significant benefit for families.

## Version history (last 5 releases)

### 1.8.2 — 2026-10-15

Easier to start, easier to read.

- Setup fits every iPhone. The Finish button stays on screen, even on smaller phones and at the largest text sizes.
- The price and Unlock button are on the first screen of the upgrade page.
- Large text wraps whole words instead of breaking them, on iPhone and iPad.
- A new budget with no bills shows Add Your First Bill right on the Dashboard.
- When a paycheck lands, your balance counts up to the new total. Reduce Motion skips the animation.
- Clearer buttons on each bill, better contrast on Quick-Fill in light mode, and the Insights balance chart no longer dips below your real balance.

### 1.8.1 — 2026-10-13

Fewer questions, plainer promises.

- Enveloop no longer asks "Enjoying Enveloop?" first. If it asks for a rating at all, you get Apple's standard rating prompt, and not often.
- The upgrade screen now says where your budget lives: on your device and in your private iCloud.
- Support and privacy links moved to kynossstudios.com.
- Email Support is still in Settings, under Support, if something isn't right.

### 1.8.0 — 2026-10-07

Enveloop now makes the most of a bigger screen, and the iPad sidebar works again.

- On iPad, the sidebar takes you to each section again.
- Designed for iPhone Duo's inner display: your bills and the one you open sit side by side, with Dashboard, Bills, Insights and Settings one tap away in the sidebar.
- Fold or unfold mid-task and pick up where you left off. An open bill, a half-filled form and your Quick-Fill amounts all stay put.
- Resize Enveloop in iPad Split View, or turn a larger iPhone, and you stay on the same screen.
- Setup and upgrade screens stay easy to read on wide displays.
- Fixes for iOS 27, and VoiceOver no longer reads the list hidden behind an open bill.

### 1.7.0 — 2026-09-26

Enveloop is steadier with your money in this update: paychecks, due dates and shared budgets all got a careful pass.

- Home Screen widgets now work. Add one to see what's due and how much is set aside, without opening the app.
- Paid twice a month? Pick any two pay days, not just the 1st and 15th. Bills due on the 31st stay on the last day of short months.
- New "One time" option for a bill you only pay once.
- Missed paychecks now catch up correctly, even after a few weeks away.
- Shared budgets: view-only members can't change amounts, and reminders go to the right person.
- Unsaved changes are no longer lost when you swipe a form away.
- Better with larger text sizes, VoiceOver and Reduce Motion.

### 1.6.7 — 2026-06-19

Away for a few paydays? Enveloop now catches them all up in one pass and shows you the combined total it set aside.

Also in this update:
- Restore Purchase now tells you what happened instead of staying silent.
- Balances render correctly in every region's number format.
- The trial banner's dismiss button works as expected, and the trial countdown in Settings stays current.
- Family members with view-only access no longer receive payday reminders meant for the account owner.

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## More apps by Steven Knauss

- [Primo: Birthday & Gift Planner](https://appshunter.io/ios/app/primo-birthday-and-gift-planner/id6759265509)
- [Riffl - Word Puzzle](https://appshunter.io/ios/app/riffl-word-puzzle/id6759587346)
- [HomeBaseAI - Home Manager](https://appshunter.io/ios/app/homebaseai-home-manager/id6759628026)
- [Substrata: Headache Tracker](https://appshunter.io/ios/app/substrata-headache-tracker/id6759664433)
- [Sievr - AI Photo Cleaner](https://appshunter.io/ios/app/sievr-ai-photo-cleaner/id6759723263)

All apps by Steven Knauss: https://appshunter.io/developer/1877190883

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*