# Envelope Budget: Paycheck Plan — user reviews

> 2 indexed App Store user reviews of Envelope Budget by Red Seam, Inc, rated 5.00/5 from 4 ratings.

- Source: https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124/reviews
- App overview in markdown: https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124.md
- Rating breakdown: 5★ 4 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0

## Is Envelope Budget safe?

Not enough ratings yet to assess Envelope Budget.

## Is Envelope Budget legit?

Envelope Budget: Paycheck Plan has limited verification signals. The AppsHunter Legitimacy Score for Envelope Budget is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Most critical reviews (2 lowest-rated)

### 5/5 — $$$

*2026-10-10*

💰

### 5/5 — Excellent & Inexpensive!

*2026-10-07*

I’ve been a YNAB user for over ten years, and I switched to EnvelopeBudget.com and couldn’t be happier about it!  It costs less than half the price, and at least for now there’s a “pay once and own forever” option for less than the annual price of the competition. (Full disclosure: you’ll still want SimpleFIN for $15/year so that you can download transactions, which I highly recommend.). It also does everything that YNAB does, but unlike YNAB, it doesn’t think it’s smarter than you are.  It also has the option to mark an envelope as “debt”, which makes it so that EB expects/allows a negative balance without bringing up warnings.  And I can do my monthly budget in a fraction of the time it took with YNAB because EB doesn’t automatically fund every bucket/envelope that is negative when you rollover to a new month.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-22.*