# Envy: Envelope Budget Planner — Money Cash Expense Tracker

> Digital envelope budgeting app for simple cash-based expense tracking. (iPhone/iPad app by Chimpanzee, LLC.)

- Source: https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951 (this page in markdown: same URL + `.md`)
- Developer: [Chimpanzee, LLC](https://appshunter.io/developer/1494416672)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.80/5 from 794 App Store ratings · 157 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 5 MB
- Languages: American English
- Released: 2021-05-27
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951/reviews.md

## What is Envy?

==================
Recent 5-Star Reviews
==================
"Love the simplicity of this app. We don't want to carry cash around but wanted to still utilize the envelope system. This is the best app so far."

"I've gone through all the budgeting apps literally at least 30. All of them wanted my bank information, didn't offer digital envelopes, or was just over complicated! I needed an app that I could have 5-10 categories on that was easy to use and didn't require me to put in all my bills and total salary."

"Good for people who want a simple way to track and control their spending. Very effective way of seeing what is left to spend. Clean and user-friendly interface."
==================
Envy
==================

After trying all the popular budgeting apps for years and running into the same issues over and over again....

• Ridiculous subscription models
• Continually recategorizing transactions
• Security concerns over linking cards and accounts
• Complicated graphs and features
• Long latency to update recent transactions
• Creating login accounts over and over again
• Verifying credentials repeatedly

...I created Envy. Simplistic budgeting that digitizes the cash envelope system and puts you back in the driver seat. Sure, it's manual but it's your money after all.

• Create unlimited envelopes to organize your budget and manage your money easily*
• Sync across your iPhone and iPad through your own iCloud. No accounts, no passwords, no servers in the middle.
• Share a budget with a partner. Both sides see the same envelopes update in real time.
• Set savings goals with target amounts and deadlines. See how much to set aside per day to hit every goal on time.
• Track debts and money set aside separately, so they don't muddle your spendable total.
• Quick deposit refills all of your envelopes in one click (you can choose whether to exclude envelopes from this feature)
• Rename envelopes and update their budget without losing transactions.
• Move transactions easily from one envelope to another
• Start envelopes with negative balances if you're carrying a debt or an overspend
• See all your transactions in one place outside of each category
• Enter and edit transactions in under 5 seconds
• Editorial Insights show where your money goes, month over month
• Export your transactions as a CSV
• Custom sorting or sort by date, transaction, amount, name, deposit and color
• Based on your local currency
• Light and dark mode that follow your system
• Dedicated solo developer that responds to emails :)

~~~~~~~~~~~~~~~~~~~~~~~~~~~

****TRY BEFORE YOU BUY
• Free version provides limited envelopes and viewable transactions that demonstrate the functionality and ease of use.

## Key features

- Unlimited digital envelopes
- Quick deposit refills
- Move transactions between envelopes
- Start envelopes with negative balances
- Export transactions as CSV
- Manual transaction entry under 5 seconds

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Envy All Access | $6.99 | one-time |


## What do users think of Envy?

Overall sentiment: positive

**Pros**

- 👍 Simple and easy to use
- 🚀 Straightforward envelope budgeting
- 🔒 No bank account required
- 💰 Affordable one-time purchase
- 🎨 Visually pleasing design

**Cons**

- 🔍 Limited envelope customization (renaming, reordering, deleting)
- 🔢 Inability to track cents/pennies
- 🔗 No multi-device sync or sharing
- 🔢 Envelope balance rounding issues

**Commonly reported bugs**

- Inconsistent behavior when adding/editing transactions
- Screen size/layout issues on some devices

**Most requested features**

- Ability to sort/reorder envelopes
- Option to track cents/pennies
- Multi-device sync and sharing
- Recurring transaction scheduling
- Envelope budgeting templates or presets

## Recent user reviews (10 of 157)

All indexed reviews: https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951/reviews.md

### 5/5 — Best app ever and not overwhelming

*2026-08-11*

I never leave reviews but I downloaded maybe 10 budgeting apps before I found this one and deleted them all because they were over complicated to set up and did give me the customization I wanted. Too hard to look at and I knew I would use it on the day to say. BIT THIS APP IS PERFECT! It’s exactly what I was looking for. It’s so simple, works well, it’s design is so cute, I love using it, and they don’t have dumb subscriptions fees (you can get pro for one lifetime purchase). Please never delete this app I want to use it for the rest of my life hahaha

**Developer response:** Thanks for the glowing review! Happy to hear it has fit your needs! - Jon

### 1/5 — I’m stuck

*2026-07-03, version 1.0.41*

The app is wonderful…but I was hoping for something that didn’t have me…keep the amount that I’m saving in my possession, and instead had it set in the app until I was ready to withdraw it. And I did read everything…but this is not ideal for someone who needs an app that will take the money out of their account and put it into the designated envelope🥺.

### 5/5 — Amazing app and the best support

*2026-07-02, version 1.0.40*

HIGHLY RECOMMEND

After downloading the app, I quickly ran into some technical issues with syncing (completely on my end - ensure you have enough iCloud storage before trying to save). I emailed support and they were very quick to get back with me. They took the time to gather information and after just a couple of back and forth emails, I had the issue resolved in no time at all.

The app is very straight forward and simple to use. It’s very easy to set up envelopes, deposit and withdraw from them, and also transfer money across envelopes. The design is sleek and easy to understand. 

I very quickly upgraded to the paid version and it has been worth every penny!

### 5/5 — I don’t write reviews but

*2026-06-28, version 1.0.40*

this app deserves it! It’s transformed my ability to budget effectively. I’m very grateful for the lifetime subscription. This app makes me happy and helps me reach my financial goals. Thank you creators

### 5/5 — What I’ve been looking for

*2026-06-22, version 1.0.39*

It’s simple, beautiful, and so easy to use! Game changer for sticking to our budget. And sort of fun!

### 4/5 — Love the function

*2026-06-19, version 1.0.39*

This app is very handy for being able to budget for certain things every month. Love the feature to replenish a set amount into each envelope with just a push of a button. I do feel like since this new update the colors of the envelopes are more muted and harder to see on the screen. I wish there were more options for more vivid and bright colors.

### 5/5 — Love this envelope planner

*2026-06-08, version 1.0.38*

Great! Does everything I need it to do. I’m able to see how much I have left in each envelope with just a click of a button and I can transfer to another acct at the end of the month!! Highly recommend!!!

### 5/5 — Simple and efficient

*2026-06-05, version 1.0.38*

Love the simplicity of this app!

### 4/5 — Weekly friendly?

*2026-06-04, version 1.0.38*

Was a five star app before last update. I budget weekly, and the app before the latest update was much more conducive to that. With the recent changes it seems only to work efficiently for monthly budgets. The new look is really cute, but I wish I had the option go back to the previous version.

### 5/5 — Love it

*2026-06-02, version 1.0.37*

I use this app every single day and appreciate it so much. It’s so simple, which is part of why it’s so helpful. Plus I love being able to buy an app’s functionality for life, no subscription, no ads.

## Frequently asked questions about Envy

### What is Envy: Envelope Budget Planner?

Envy is a mobile application designed to digitize the cash envelope budgeting system. It allows users to create and manage unlimited digital envelopes for different spending categories, track expenses manually, and monitor their budget without the need to link bank accounts or credit cards.

### What are the key features of Envy?

Key features include the ability to create unlimited envelopes, quick deposit refills for all envelopes, easy transaction movement between envelopes, starting envelopes with negative balances, and exporting transaction data as a CSV file. Transactions can be entered and edited in under 5 seconds.

### How much does Envy cost?

The app offers a free version that provides limited envelopes and viewable transactions to demonstrate its functionality. To unlock unlimited envelopes and full features, an in-app purchase is required. This model allows users to try the app before committing to a purchase.

### Is Envy compatible with my device?

While specific compatibility details are not provided in the description, the app is designed for mobile devices. Users can typically find compatibility information on the app store page for their specific operating system (iOS or Android).

### Who would benefit from using Envy?

This app is ideal for individuals who prefer a manual budgeting approach, want to replicate the cash envelope system digitally, and are concerned about security or complexity associated with linking bank accounts to budgeting apps. It's also good for those who want a straightforward way to control and track their spending.

## Version history (last 5 releases)

### 1.0.44 — 2026-08-20

Fixed a bug on the Insights screen where the "left to spend" figure could show more than your remaining budget. It now matches the spent and budget numbers above it, so the month's math lines up.

### 1.0.43 — 2026-07-14

Here is what's new:
• Scan a receipt. Snap a photo, import a PDF, or share a receipt to Envy and it fills in the amount, date, and store automatically. The image is only read, never stored.
• Home Screen and Lock Screen widgets. Keep any envelope's balance, or your total, one glance away.
• Choose what counts toward your Total Balance. Keep sinking funds and savings out of the top number so it shows what's truly spendable.
• Plus a round of reliability fixes across deposits, editing, and restoring purchases.

### 1.0.42 — 2026-07-06

• Bug fix: some envelopes could be invisible to iCloud sync and never reach a partner's or new device. They now sync correctly, and tapping Settings → iCloud Sync → Re-upload all to iCloud repairs affected accounts.
• Bug fix: tapping a sharing invite while Envy was closed did nothing. It now opens the accept screen.
• Bug fix: deleting or resetting an envelope with many transactions could quietly fail and reappear after relaunch. Deletions now stick.
• Bug fix: removed a rare crash when leaving the app.

### 1.0.41 — 2026-07-02

• New: tap the "vs." chip in the Ledger to hide the comparison and read a single week, month, or year on its own.
• New: editing an envelope now offers "Delete or reset". Remove it entirely, or keep it and clear its history. Both ask first.
• New: repair tools under Settings for shared syncing, including a one-tap fresh copy for partners and a count of changes waiting to upload.
• Bug fix: the Ledger now shows each envelope's true net change. A $1,000 deposit with $10 spent reads $990, not $1,010.
• Bug fix: Ledger columns line up neatly, even with mixed amounts.
• Bug fix: share links that failed with "error 1" now recover automatically, and sharing errors read in plain language.
• Bug fix: a full iCloud no longer stalls sync quietly. Envy tells you, keeps your data safe on the device, and catches up once space is freed.
• Minor content updates

### 1.0.40 — 2026-06-23

• Bug fixes for screens when keyboard is open
• Minor content updates

## Apps similar to Envy

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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## More apps by Chimpanzee, LLC

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All apps by Chimpanzee, LLC: https://appshunter.io/developer/1494416672

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*