# epara — epara, better than cash > Digital wallet for payments, rewards, and free ATM withdrawals. (iPhone/iPad app by BKT PAY SH.A.) - Source: https://appshunter.io/ios/app/epara/id6453123990 (this page in markdown: same URL + `.md`) - Developer: [BKT PAY SH.A](https://appshunter.io/developer/1698291588) - Category: Finance - Price: Free - Rating: 4.20/5 from 5 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 12.4 · 85 MB - Languages: English - Released: 2024-01-17 - Data updated: 2026-07-29 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/epara/id6453123990/reviews.md ## What is epara? Redefine your money management & spending experience with epara - designed to give you more benefits, more freedom and more control over your money. With epara, virtual and physical cards enable effortless payments, free withdrawals, and automatic rewards. Why choose epara? • Get rewarded on every payment with epara cards. • Withdraw with your physical card at any ATM in Albania without commission. • 2 currencies, 1 card – Manage ALL & EUR balances in a single wallet with instant currency exchange. • Receive money from friends & family from 200+ countries around the world with Ria in epara • Secure payments, anywhere, anytime – Safe transactions online and in-store, powered by Mastercard. • Track everything in one app – Monitor transactions, manage limits, stay in control 24/7. Have a business? epara works for you too Accept payments faster and easier with epara: • Generate QR codes or payment links for instant transfers from your customers • Track every transaction & give your team access tailored to their role • Withdraw your earnings at BKT ATMs real time, with 0 commission epara is perfect for: • People who love earning rewards on daily payments • Anyone who wants free ATM withdrawals across Albania • Online shoppers and subscription users • Businesses looking for modern, fast, and secure payment solutions • Anyone who values commodity, speed, and control epara – Your Free Digital Wallet | Powered by BKT More rewards. More freedom. More control. ## Key features - Virtual and physical cards - Free ATM withdrawals in Albania - Automatic rewards on payments - Dual currency management (ALL & EUR) - Global money transfers via Ria - Secure Mastercard transactions - Transaction tracking and limit management - Business payment solutions ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/epara/id6453123990/reviews.md ### 5/5 — Super apps *2025-08-26* Merr lek nga gjith bota as 3 sk nuk vonon ### 5/5 — recommended *2025-06-20* 5 ## Frequently asked questions about epara ### What are the main benefits of using epara? epara offers rewarding payments, free ATM withdrawals in Albania, dual currency management (ALL & EUR) in one wallet, and secure transactions powered by Mastercard. It also facilitates global money transfers and provides business payment solutions. ### Can I withdraw money for free with epara? Yes, you can withdraw money with your physical epara card at any ATM in Albania without commission. Businesses can also withdraw earnings at BKT ATMs in real-time with 0 commission. ### How does epara handle different currencies? epara allows you to manage both ALL and EUR balances in a single wallet. It offers instant currency exchange, making it convenient to switch between currencies as needed. ### Is epara secure for online and in-store payments? Yes, epara ensures secure payments anywhere, anytime, powered by Mastercard. The app also allows you to monitor transactions and manage limits for enhanced control. ### Does epara have ads? Yes, epara contains advertisements. As a free service, ads are displayed to support its operation. ### What devices does epara support? epara is available for iPhone and iPod devices. It is designed for users who want to manage their finances on the go. ### How often is epara updated? The latest version of epara is 1.1.15, last updated on March 2, 2026. Updates typically include new features, bug fixes, and performance improvements. ### What is the age rating for epara? epara has an age rating of 4+. This indicates it is suitable for users of all ages, with content generally considered appropriate for children. ## Version history (last 5 releases) ### 1.1.36 — 2026-06-29 Minor improvements ### 1.1.15 — 2026-03-02 User experience improvements and minor updates. ### 1.1.12 — 2025-12-15 What’s New in epara? • Highlights – Everything that matters and you shouldn’t miss, now in one dedicated space! Discover the latest offers, exclusive surprises, and new opportunities to get the most out of epara. • General Improvements – Faster performance, smoother navigation, and an overall seamless experience. Update now and explore what’s new! ### 1.1.5 — 2025-08-25 We’re excited to bring RIA Transfers to epara! Receiving money from family & friends abroad has never been easier! With RIA now integrated into epara, you can get funds instantly and securely from over 600,000 locations in 200+ countries — directly into your epara account, which you can withdraw from any ATM with 0 commission using your epara cards or spend instantly for your purchases. We’ve made also several improvements in this version to make your epara experience faster, simpler, and even more reliable. ### 1.1.4 — 2025-07-02 epara Cards Are Here, And They Pay You Back! Say hello to the epara Virtual Card – the fast, secure way to pay online, instantly. Prefer the feel of a real card? Get your epara Physical Card and shop anywhere with ease. Earn cashback every time you spend. The more you use it, the more you benefit. Your money goes further with epara! Send & Withdraw EUR with Ease Managing your euros just got simpler. Now you can send and withdraw EUR directly to and from bank accounts – safely and conveniently. Simple, Fast, Reliable Smarter Tools for Business Users We’ve upgraded our Business Customer features based on your feedback. Enjoy a smoother, more powerful experience designed to help your business thrive. Business made better with epara ## Apps similar to epara | App | Rating | Price | Category | | --- | --- | --- | --- | | [Raiffeisen Youth](https://appshunter.io/ios/app/raiffeisen-youth/id6468880976) | 3.1 (15) | Free | Finance | | [EasyPay Albania](https://appshunter.io/ios/app/easypay-albania/id950056401) | 4.6 (10) | Free | Finance | | [Pago.al](https://appshunter.io/ios/app/pagoal/id1557219800) | 5.0 (5) | Free | Finance | | [POK](https://appshunter.io/ios/app/pok/id1590835547) | 4.4 (14) | Free | Finance | | [RaiPay Albania](https://appshunter.io/ios/app/raipay-albania/id6470826055) | 4.4 (13) | Free | Finance | | [Posta Shqiptare](https://appshunter.io/ios/app/posta-shqiptare/id1492617689) | 1.9 (7) | Free | Finance | ## Related topics [bkt pay](https://appshunter.io/ios/topics/bkt-pay) · [bkt](https://appshunter.io/ios/topics/bkt) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*