# ePlata — Multi-Currency Digital Wallet.

> Multi-currency digital wallet for transfers, payments, and FX conversion. (iPhone/iPad app by ePlata.)

- Source: https://appshunter.io/ios/app/eplata/id1296906822 (this page in markdown: same URL + `.md`)
- Developer: [ePlata](https://appshunter.io/developer/1101380583)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 21 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 64 MB
- Languages: American English, French (France), European Spanish, Filipino
- Released: 2018-08-13
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/eplata/id1296906822/reviews.md

## What is ePlata?

ePlata is a multi-currency digital wallet that provides a full breadth of services, including peer-to-peer transfers, cross-border money transfers, FX conversions, linked ePlata Visa debit card, bill payments, secondary sub-accounts and more.
Send and Request Money (P2P)

ePlata users may send money to or request money from other users free of charge. All transfers are executed instantaneously.

Cross-Border Money Transfers

ePlata users may send funds to family and friends instantly between the United States and Mexico with $0 in transfer fees (limited FX currency conversion costs apply).

Real-Time Currency Conversion

ePlata users may convert currency at any moment, whether prior to sending money to family and/or friends, paying a bill or simply creating a balance of multiple denominations. ePlata users may hold funds in multiple currencies, including: U.S. Dollar, Mexican Peso, Euro, Canadian Dollar, British Pound and more.

Get a Linked ePlata Visa Debit Card

ePlata users are eligible for the ePlata debit card which is linked directly to a user’s ePlata account and can be used anywhere that Visa is accepted.

Pay Bills

ePlata users may pay bills immediately to a wide variety of essential service providers, including: utilities (gas, electric, water) and cable television. ePlata users can even make bill payments on behalf of their family and/or friends living in another country.

Reload Phones*

ePlata users may "top-up" their mobile phone plans with the leading carriers in that country. Like the bill pay option, ePlata users can make plan payments on behalf of their family and/or friends living in another country.

Secondary Sub-Accounts

ePlata users can create secondary sub-accounts within their main ePlata user account that can be used to separate funds for special purposes.

* Currently available in Mexico only.

IMPORTANT:  Please do not attempt peer-to-peer transfers via the ePlata Cash Account if you do not reside in a licensed state or a country that does not prohibit its use.

## Key features

- Peer-to-peer money transfers
- Cross-border money transfers
- Real-time currency conversion
- Linked Visa debit card
- Bill payments
- Phone top-ups
- Secondary sub-accounts

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/eplata/id1296906822/reviews.md

### 3/5 — Fix layout.

*2021-02-08*

Interface is terrible. Should be an option to add/remove your debit card.

### 5/5 — Excelente app!

*2018-11-21*

Fácil de usar y muy útil!

### 4/5 — Better than PayPal!

*2018-10-23*

I’ve been hoping for a service like this one that isn’t PayPal or square! I can take card payments with these folks for free!!! This is amazing!  I would have given them 5 stars, but I’ve got a gripe. If you’re trying to get paid from someone who doesn’t have an eplata profile yet...it makes you invite them to create an account...etc. that’s not at all user friendly and it’s very inconvenient for most folks that are trying to help pay a money request. There should be a way to pay a money request while being a guest to the service.

### 5/5 — Great app

*2018-09-14*

This totally replaces my need for a bank. It’s quick, easy and works great!

## Frequently asked questions about ePlata

### What is ePlata?

ePlata is a multi-currency digital wallet that allows users to send and receive money, perform cross-border transfers, convert currencies in real-time, pay bills, and top up mobile phones. It also offers a linked Visa debit card and the ability to create secondary sub-accounts.

### Is ePlata free to use?

Yes, ePlata is free to download and use. While peer-to-peer transfers are free of charge, limited FX currency conversion costs may apply for certain transactions.

### How secure is ePlata?

ePlata provides a secure platform for managing your finances. Specific security measures are not detailed in the provided information, but as a digital wallet, it is designed to protect user data and transactions.

### What currencies can I hold in ePlata?

ePlata users can hold funds in multiple currencies, including U.S. Dollar, Mexican Peso, Euro, Canadian Dollar, and British Pound, among others.

### Can I get a debit card with ePlata?

Yes, ePlata users are eligible for a linked ePlata Visa debit card that can be used anywhere Visa is accepted, directly connected to your ePlata account.

### Does ePlata have ads?

No, ePlata does not contain advertisements. The app is free to use without any ad interruptions.

### What devices does ePlata support?

ePlata is available on iPhone, iPad, and iPod devices, indicated by its support for iOS platforms.

### How often is ePlata updated?

The latest version of ePlata, 6.0.77, was last updated on February 25, 2023, suggesting regular updates to maintain functionality and security.

## Version history (last 5 releases)

### 6.0.77 — 2023-02-25

Minor performance improvements.

### 6.0.75 — 2023-02-24

Minor performance improvements.

### 6.0.73 — 2023-02-13

Minor performance improvements.

### 6.0.70 — 2022-11-01

bug fixes

### 6.0.68 — 2022-10-24

Minor performance improvements.

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## More apps by ePlata

- [iPay Mobile App](https://appshunter.io/ios/app/ipay-mobile-app/id1326903913)
- [Elite Staffing Wallet](https://appshunter.io/ios/app/elite-staffing-wallet/id1467417636)
- [Plata Pay](https://appshunter.io/ios/app/plata-pay/id1503228685)
- [v.law](https://appshunter.io/ios/app/vlaw/id6448663770)

All apps by ePlata: https://appshunter.io/developer/1101380583

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
