# e.PN - Virtual cards — user reviews

> 59 indexed App Store user reviews of e.PN by Digital Waves LTD, rated 4.60/5 from 70 ratings.

- Source: https://appshunter.io/ios/app/epn-virtual-cards/id6504874959/reviews
- App overview in markdown: https://appshunter.io/ios/app/epn-virtual-cards/id6504874959.md
- Rating breakdown: 5★ 61 · 4★ 1 · 3★ 1 · 2★ 0 · 1★ 7

## What do users think of e.PN?

Overall sentiment: mostly positive

**Pros**

- 👍 User-friendly interface
- 🚀 Fast and simple card issuance
- 💰 Favorable tariffs and competitive rates
- 💬 Responsive and helpful support
- 💳 Multiple virtual cards for different purposes
- 💸 Easy fund transfers between accounts
- 🌍 Great for international payments
- 🔒 Secure and reliable for transactions
- 💡 Innovative features and constant updates
- ✅ Smooth and glitch-free operation
- ⏱️ Quick setup and hassle-free experience
- 🎯 Perfect for budgeting and expense tracking
- 🤝 Excellent for splitting bills with friends
- 💯 Covers all payment needs
- ✨ Effortless payment solutions
- ✅ Works well for online shopping
- 👍 Recommended for freelancers
- 🚀 Fast and reliable performance
- 💳 Can pay in Steam
- 👍 Good for paying foreign services

**Cons**

- ⚠️ Misleading information about minimum deposit
- 💸 High commissions and hidden fees
- ❓ Dynamic commission changes make calculation difficult
- 😞 Support team initially unhelpful
- 🚫 Potential for account blocking
- 💰 Funds disappearing from accounts
- ❌ Cards not being issued
- 📉 High commission rates

**Commonly reported bugs**

- Funds not credited after deposit
- App not working on phone
- Payment declines for subscriptions
- Support provides copy-paste replies
- Lost money on fees and top-up with unusable card
- Crypto transfers not arriving
- Money stolen and accounts closed
- Cards not being issued
- No refund policy

**Most requested features**

- More details from original website, including FAQ section

## Newest reviews (16 of 59)

### 4/5 — Works as expected

*2025-11-16, version 1.0.47*

Optimum and reliable performance. Also stress free 😘

### 5/5 — Perfect for budgeting

*2025-09-08*

I use e.PN to help manage my budget by separating my expenses through different cards. It’s a straightforward way to keep track.

**Developer response:** Makii Jenkinsziczkx, glad you found a worthy solution for yourself! Thanks for review

### 5/5 — Excellent for sharing expenses

*2025-09-08*

I often split bills with friends, and e.PN makes it so easy. I can instantly send money to them without any hassle.

**Developer response:** Porshay Nailezyynjf, thanks for the review and don't forget to recommend our app to your friends!)

### 5/5 — Good for all my payment needs

*2025-09-08*

Whether it’s for online shopping or paying bills, e.PN covers it all. A solid choice for anyone looking for a reliable payment app.

**Developer response:** Mariadelrosario Jellyyjbakr, thank you for choosing us and for your 5 stars review!

### 5/5 — Simple and Effective

*2025-09-07*

I love how easy it is to manage my money with e.PN. I can get a virtual card in no time and pay for stuff without any hassle.

**Developer response:** sparkles-prydiemdz, thanks! Always happy to see a positive review)

### 5/5 — Smooth operation, every time

*2025-09-07*

Using e.PN has been a breeze. Transactions happen quickly and without any technical glitches. Just solid performance all around.

**Developer response:** ammara*bangumi, nice to see everything worked smoothly for you, thanks!

### 5/5 — Highly recommended for busy people

*2025-09-07*

If you’re always on the go like me, e.PN is perfect. It saves time and makes managing payments a walk in the park.

**Developer response:** Thank you for 5 stars, Dorron De Wittvackyzmy!

### 5/5 — No complaints here

*2025-09-07*

I've had nothing but good experiences with e.PN. It works smoothly, and I haven't faced any hiccups with my transactions.

**Developer response:** Rashell Catterill, nice to see that you received positive experience with us!

### 5/5 — Best Finance App Out There

*2025-09-06*

e.PN has made my life so much easier. The multiple card feature is fantastic, and I can transfer funds with just a few taps.

**Developer response:** Sanaia Youensmsrczyne, glad you enjoyed this feature!

### 5/5 — Super Convenient

*2025-09-06*

This app is a game-changer for my online shopping! Quick setup, no fuss, just smooth payments.

**Developer response:** Lidija Stockowadcfmt, it's great that you liked it. Thanks for your review

### 5/5 — No More Hassles

*2025-09-06*

I used to struggle with payment options, but e.PN has sorted that out. Loving the flexibility of virtual cards!

**Developer response:** Sherrilyn Orvissgajctl, thank you for your positive review! Glad you found a solution for yourself.

### 5/5 — Fast and Reliable

*2025-09-06*

e.PN works like a charm! I needed a card for a subscription, and I got it within minutes. Highly recommend!

**Developer response:** crestina^goldmanlkx, thank you for recommendations and 5 stars review!

### 5/5 — No more banking headaches

*2025-09-05*

Finally, an app that simplifies finance! No more waiting around at the bank, e.PN takes care of it all.

**Developer response:** Edmond Colbridgeewqmqprn, thanks for choosing our service!

### 5/5 — User Friendly

*2025-09-05*

If you’re looking for an easy way to manage your payments, e.PN is the way to go. Super user-friendly!

**Developer response:** tirzo^curnoklrw, thanks! We appreciate your feedback

### 5/5 — Оплатил доктора в тайланде

*2025-09-03, version 1.0.40*

Нужно было перед полетом в Тай сходить к доктору онлайн, чтобы мне выдали разрешение на покур, там же теперь нет легалайза. Взял здесь карту, спокойно оплатил доктора, все четко, разрешение получил. Всем советую🔥🔥🔥🔥

### 5/5 — 👍🔥

*2025-09-01, version 1.0.39*

Я в восторге от приложения E.pn Virtual Cards! Наконец-то у меня есть простой и удобный способ оплачивать онлайн-сервисы и подписки без каких-либо ограничений. В общем, рекомендую всем!

## Most critical reviews (10 lowest-rated)

### 1/5 — Its a Scam

*2026-05-08*

Every month they charge you even for holding the card that you already paid for it. After several months my card has been disabled and when i wanted to use it i had to buy another one. I deposited around 60$ and after several months after paying so much money to them and charging me for everything i had 10$ and all services were declining my card.
NOT RECOMMENDED AT ALL PLEASE DON’T USE THIS SERVICE!!!!!

**Developer response:** Hello, Mrxynot. It's a pity that our service left unpleasant experience after you used it. The charges you mentioned in your review are seemingly card renewal fees. The detailed terms of card renewal fees for each tariff are clearly depicted on our website and within your dashboard. 
We would like to double check if everything was correct in your particular case. Please contact our support team for further assistance.

### 1/5 — SCAM

*2026-04-04, version 1.0.61*

SCAM

### 1/5 — Скрытые комиссии

*2025-10-11, version 1.0.46*

В каждую транзакцию вшита комиссия самого сервиса. При переводе между счетами внутри приложения, при пополнении с крипты(отдельно оплачивается комиссия за перевод и сверху еще просто комиссия за пополнение счета((НЕ КАРТЫ, А СЧЕТА)), дальше комиссия уже за пополнение карты, потом комиссия за активацию карты, потом комиссия за обслуживание карты. Невозможно точно рассчитать сумму, потому что комиссия динамично меняется от суммы пополнения! Минимум 5$ и в дальше в прогрессии. Претензия не к цене комисси, а к путанице,  которая явно сделана специально, чтобы заработать лишние пару долларов. 1 звезда

### 1/5 — Paid for a card I can’t even use

*2025-06-17, version 1.0.34*

I got a virtual card through EPN specifically to pay for a subscription (OpenAI). Last month, it worked just fine. Now, with the exact amount I need sitting on the card, the payment keeps getting declined — even though the service confirmed there's nothing wrong on their side.

I’ve been contacting EPN support for several days, and all I keep getting are copy-paste replies like “please check with the service again.” I've already told them multiple times that the issue is not with the merchant.

So far, no real solution has been offered. I paid for a product that doesn’t work, and I’ve already lost money on fees and top-up just to end up with a card I can’t use. This is extremely frustrating.

I hope EPN starts taking such issues seriously and actually helps customers instead of just looping them in circles.

### 1/5 — Украли 40$

*2025-02-01, version 1.0.25*

На карте оставались 40$, деньги просто пропали в поддержке уже вторую неделю пишут ждать, мол они там что то решают, вообщем не советую, просто ограбили на 40$

### 1/5 — блокируют аккаунт

*2024-12-10, version 1.0.20*

воруют деньги, и закрывают аккаунт

### 1/5 — SCAM SCAM, no refund, cards not being issued

*2024-10-19, version 1.0.18*

SCAM SCAM platform, no refund, cards not being issued, no response from the support, they wont refund you.

### 1/5 — Шляпа

*2024-08-09, version 1.0.7*

Не скачивайте эту помойку крипту перевел уже сутки не могут дойти .

### 1/5 — Misleading information and poor support

*2024-08-08*

I deposited $30 through this app because it stated that the minimum deposit amount was $30. However, the app didn’t credit my funds, and support later told me the actual minimum deposit is now $50, even though the app still shows $30. The app is misleading and the support team refused to help or refund my money. Be careful using this service!

**Developer response:** Hello!

My name is Alex and I am the Head of Support. First of all, I apologise for the problem you faced when depositing your account. Yes, we have a rule that the minimum deposit amount must be at least $50 USD. We are ready to resolve the incident and credit you the amount you actually deposited. Write to our support team on Telegram or via our personal cabinet.

### 3/5 — Misleading information and poor support (Problem solved)

*2026-04-02*

I deposited $30 through this app because it stated that the minimum deposit amount was $30. However, the app didn’t credit my funds, and support later told me the actual minimum deposit is now $50, even though the app still shows $30. The app is misleading and the support team refused to help or refund my money. Be careful using this service! 
UPD: The problem was solved only after the publication of this review.

**Developer response:** Hello!

My name is Alex and I am the Head of Support. First of all, I apologise for the problem you faced when depositing your account. Yes, we have a rule that the minimum deposit amount must be at least $50 USD. We are ready to resolve the incident and credit you the amount you actually deposited. Write to our support team on Telegram or via our personal cabinet.

## Most praised reviews (10 highest-rated)

### 5/5 — Great app for issuing and using virtual bank cards.

*2026-08-17*

The cards are issued really quickly, and I had no trouble adding mine to Apple Pay. I’ve been using it to pay for AI subscriptions without any issues. The fees are also pretty low and transparent compared to other services I’ve tried.

Overall, ePN has left a really positive impression - convenient, practical, and easy to use.

**Developer response:** Daywalker, thank you very much for your review and high rating! We are very pleased that you highlighted the fast card issuance, the convenience of adding cards to Apple Pay and the reliable payment of subscriptions. We strive to make the service simple, convenient and transparent. Thank you for choosing us and for sharing your experience!

### 5/5 — Внатуре заебульба

*2025-12-05, version 1.0.52*

Четенько

### 5/5 — Удобно и тарифы нормальные

*2025-12-05, version 1.0.52*

Долго искал нормальное приложение для оплат различных сервисов . E.pn решил все проблемы. Быстро и просто выпускать карту , тарифы самые выгодные из всех что видел. Больше в его удивила служба поддержки. Была проблема работы приложения на телефоне , быстро ответили и решили вопросы

### 5/5 — Все отлично

*2025-10-24, version 1.0.47*

Мы уже несколько месяцев пользуемся этим приложением и хотим рассказать, что думаем. Интерфейс очень простой и понятный, так что разобрались с ним быстро. Нам нравится, что приложение постоянно обновляется, появляются новые фишки и улучшаются старые. Очень удобно, что многие штуки работают без интернета. Еще мы оценили кучу настроек, которые можно подстроить под себя. В общем, нам очень нравится, и мы рекомендуем его всем.

### 5/5 — Супер

*2025-10-07, version 1.0.46*

Приложение просто супер! Работаю фрилансером и часто нужно оплачивать различные сервисы для работы. Очень удобно, что можно выпустить несколько карт для разных целей и быстро переводить между ними средства.

### 5/5 — Очень удобно

*2025-10-01, version 1.0.45*

Наконец-то нашел решение для международных платежей! Приложение просто спасение, никаких блокировок и ограничений. Виртуальные карты выпускаются мгновенно, оплата проходит без проблем. Очень удобно иметь сразу несколько карт.

### 5/5 — Great for international use

*2025-09-10*

I travel a lot, and e.PN has made it so easy to make payments overseas. I feel secure using it for my international transactions.

**Developer response:** Martesha Liffqimhtyht, thaks for your feedback! We are glad that our service helps you to travel around the world

### 5/5 — Safe and secure

*2025-09-09*

I was worried about online security, but e.PN gives me peace of mind. I feel safe because my data is well protected.

**Developer response:** Khya Leworthyrpsdtfev, thanks for your review and we are happy that you feel safe with us now)

### 5/5 — Simple interface

*2025-09-09*

The interface is clean and user-friendly. I can find what I need without searching for ages. I definitely give this app a thumbs up.

**Developer response:** leiona dare_1991frdf, thanks for the words of appreciation!

### 5/5 — Effortless payment solutions

*2025-09-08*

I love how quick it is to pay for services using e.PN. Just enter the amount and confirm. Can’t get easier than this!

**Developer response:** Khadijat Geggieodmijmlz, our developers created this app to make payements easy for everyone. Thanks for appreciating it!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*