# EquiForge — Qualify BEFORE you apply!

> Real estate finance calculator for buyers and investors. (iPhone/iPad app by Phillip Russell.)

- Source: https://appshunter.io/ios/app/equiforge/id6775309718 (this page in markdown: same URL + `.md`)
- Developer: [Phillip Russell](https://appshunter.io/developer/6775230668)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 28 MB
- Languages: American English
- Released: 2026-06-19
- Data updated: 2026-07-16
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/equiforge/id6775309718/reviews.md

## What is EquiForge?

EquiForge turns the complex math behind buying a home into clear, instant answers.

• Buying Power — see the maximum price you qualify for from income, debts, and loan terms.
• Reverse PITI — work backward from a target monthly payment to a home price.
• Estimator Engine — full PITI breakdown by loan program (Conventional, FHA, VA, USDA), with a rate-buydown comparison.
• Escrow Timeline — project property tax and escrow over 10 years, including new-construction "escrow shock."
• Investor Analytics — cash flow, cap rate, cash-on-cash ROI, and cash-to-close.
• CLARA — Customer Learning And Readiness Assistant, a guided interview that learns your goals and builds a shareable summary.
• Knowledge Center & plain-language tooltips for every term (PITI, DTI, LTV, and more).

Available in English, Spanish, French, Cantonese, Mandarin, Vietnamese, and Hindi. Light and dark mode.

EquiForge Pro (optional subscription) unlocks Investor Analytics (cash flow, cap rate, ROI), the 10-year Escrow Timeline, and PDF report exports, plus priority access to new tools. The core calculators are always free. Pro is $4.99/month or $39.99/year with a 7-day free trial on the yearly plan. Payment is charged to your Apple ID; subscriptions auto-renew unless cancelled at least 24 hours before the period ends and can be managed in Settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://equiforge.ai/privacy

EquiForge provides educational estimates only — not financial, legal, or tax advice, and not a loan approval or offer. Consult licensed professionals before deciding.

## Key features

- Buying Power calculation
- Reverse PITI estimator
- PITI breakdown by loan program
- Escrow timeline projection
- Investor analytics
- Guided interview assistant
- Knowledge center with tooltips

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $39.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/equiforge/id6775309718/reviews.md

### 5/5 — An awesome solution!

*2026-06-23*

For six years I worked as a new home sales consultant for two major builders. A tool like this would have been very helpful with regards to setting the right expectation early on in the planning and development phase, versus sometimes weeks or months down the line, where we finally learn that the buyer's purchase was what they wanted to purchase, or that what they were dealing with was outside the scope of their capabilities. With Equiforge, all the bases are covered. Love this app, recommend to all.

## Frequently asked questions about EquiForge

### What is EquiForge?

EquiForge is a finance app designed to simplify the complexities of buying a home and analyzing real estate investments. It offers tools to calculate buying power, estimate mortgage payments, and break down property costs.

### Is EquiForge free to use?

The core calculators and features of EquiForge are available for free. An optional subscription, EquiForge Pro, unlocks advanced features like investor analytics and PDF report exports.

### What does EquiForge Pro offer?

EquiForge Pro includes Investor Analytics (cash flow, cap rate, ROI), a 10-year Escrow Timeline, and PDF report exports. It also provides priority access to new tools.

### How much does EquiForge Pro cost?

EquiForge Pro is available for $4.99 per month or $39.99 per year. The yearly plan includes a 7-day free trial.

### Can I cancel my EquiForge Pro subscription?

Yes, subscriptions auto-renew unless cancelled at least 24 hours before the current period ends. You can manage your subscription in your device's Settings.

### Does EquiForge provide financial advice?

EquiForge provides educational estimates only and does not offer financial, legal, or tax advice. It is recommended to consult licensed professionals before making any decisions.

### What devices is EquiForge available on?

EquiForge is available on iPhone and iPad devices.

### How often is EquiForge updated?

The latest version of EquiForge is 1.1, which was last updated on June 23, 2026. Updates typically include new features and improvements.

## Version history (last 2 releases)

### 1.1 — 2026-06-23

Improved VoiceOver accessibility across the calculators — inputs and results are now clearly labeled for everyone.
Clearer, more accurate result wording.
Stability and polish improvements.
Thank you for using EquiForge. We read every piece of feedback — reach us anytime at admin@equiforge.ai

### 1.0 — 2026-06-19

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-16.*