# Equitas 2.0 Savings, FD & More — Savings, FD, Banking & More

> Digital banking app for savings accounts, FDs, RDs, and fund transfers. (iPhone/iPad app by Equitas Small Finance Bank Limited.)

- Source: https://appshunter.io/ios/app/equitas-20-savings-fd-and-more/id6449971923 (this page in markdown: same URL + `.md`)
- Developer: [Equitas Small Finance Bank Limited](https://appshunter.io/developer/1152386704)
- Category: Finance, Business
- Price: Free
- Rating: 4.40/5 from 25 App Store ratings · 35 written reviews indexed
- Age rating: 17+
- Requires: iOS 17.0 · 188 MB
- Languages: American English
- Released: 2025-01-17
- Data updated: 2026-09-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/equitas-20-savings-fd-and-more/id6449971923/reviews.md

## What is Equitas 2.0 Savings, FD & More?

Open Savings Account, Book FD/RD & Experience 24x7 Digital Banking

Equitas 2.0 is the official mobile banking app by Equitas Small Finance Bank, offering a seamless, secure, and smart way to manage your money. From instant savings account opening to booking Fixed Deposits (FD) and Recurring Deposits (RD) – everything is now digital, paperless, and at your fingertips.

Key Features:
⁕  Open Instant Savings Account
Open your savings account online in just a few minutes with zero paperwork.

⁕ Book Fixed Deposit (FD)
Grow your money with attractive interest rates on FDs, directly from the app.

⁕ Start Recurring Deposit (RD)
Build your savings gradually with flexible RD options, anytime, anywhere.

⁕ Smart Digital Banking
Manage your finances digitally – track balances, view statements, and more.

⁕ Secure Fund Transfers
Send and receive money via UPI, IMPS, and NEFT with complete safety.

⁕ Bill Payments & Recharge
Pay electricity, water, gas bills and recharge mobile or DTH instantly.

⁕ Debit Card Management
Control your card settings – block, unblock, set limits or request a new one.

⁕ 24x7 Customer Support
In-app support and help center for quick query resolution.
 
Why Choose Equitas 2.0?
	•	100% paperless savings account opening
	•	High returns on Fixed Deposits (FD) and Recurring Deposits (RD)
	•	Trusted & secure digital banking experience
	•	No minimum balance requirement
	•	Backed by Equitas Small Finance Bank

► Download Now!
Open your savings account, book FD/RD, and enjoy secure banking—anytime, anywhere.

## Key features

- Open instant savings account
- Book Fixed Deposits (FD)
- Start Recurring Deposits (RD)
- Smart digital banking
- Secure fund transfers (UPI, IMPS, NEFT)
- Bill payments and recharge
- Debit card management

## What do users think of Equitas 2.0 Savings, FD & More?

Overall sentiment: positive

**Pros**

- 🚀 Fast and easy to access
- 👍 User-friendly interface
- 👍 Quick and safe banking

**Cons**

- 🐛 App stuck on blank screen
- 🐛 Registration issues

**Commonly reported bugs**

- App doesn't prompt login if not force closed
- Registration not working for some users

**Most requested features**

- Dark mode option
- Light mode option

## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/equitas-20-savings-fd-and-more/id6449971923/reviews.md

### 2/5 — Unable to open new account

*2026-08-19*

This app does not allow me to open new account, the app asks for the company where I work for and I couldn’t find in the list. Also, my professional email address is 37 char long and the app accepts only 35 char. Myself being a software engineer and developer, my initial experience with the app is worst.

### 1/5 — About Transactions

*2026-06-19*

2.0 app is batter then first but still to many glitch and bugs. 
When we complete transactions then share options not working for details sent. 
Still not up to the mark app compare to other private sector banks. Need to import this services .

### 1/5 — App does not respond or allow to register using the latest  version of the app

*2026-06-14*

Latest version of the app does not work on ios version 15.8.8 Even if j uninstall & reinstall app does not respond to unable to register the ap once again after downloading & reinstalling the spp again .app is crashing & does mot allow to register again as it foes load the registration process / screen after installing the latest app after un inetalling the existing app from phone mobile with ios version 15.8.8

### 1/5 — App not working for 2 days

*2026-01-31*

App not working for more than 2 days and it always shows network error even in wifi or mobile internet and this needs to be fixed as it’s very difficult since its connected to my FasTag in car also

### 3/5 — Have problem in iPhone for joint users

*2026-01-01*

I have account for me and wife , I have in iPhone both my number and wife number and unable to install dual Equitas app for iPhone, due to its iOS 
So to setup the ATM card for wife unable to do 
So only way is put the sim in a new phone or change number for wife account, any ways to avoid this, I can able to access my wife account as we are joint holders

### 5/5 — Very good user friendly

*2025-11-25*

The most users friendly app in my all banking history

### 1/5 — Cheap, Fraud and very poor bank and his service

*2025-11-15*

I’ve been trying to open an account for the past 2 days.
After entering all my details, when the KYC window opens, their message pops up saying: “Sorry, we are unable to do KYC because of a system glitch.”
And this has been happening for 2 days.
If you call customer care, they act arrogantly, don’t give proper answers, and don’t even receive the call properly. Not even once.
It’s a very cheap and third-class bank. Don’t waste your time and details.

### 1/5 — New application

*2025-10-28*

After updating the new one . opening the main screen its taking too much time. And that logo screen is coming nothing is working after words i have deleted and and reinstalled also its not working out for me . Worst service

### 5/5 — It’s smooth now

*2025-07-26*

App is smooth now, no more crazy login issues

### 5/5 — User friendly

*2025-06-26*

One stop solution on financial needs in a user friendly manner

## Frequently asked questions about Equitas 2.0 Savings, FD & More

### What can I do with the Equitas 2.0 app?

The app allows you to open a savings account instantly and paperlessly, book Fixed Deposits (FDs) and Recurring Deposits (RDs) with attractive interest rates, and manage your finances digitally. You can also perform secure fund transfers via UPI, IMPS, and NEFT, pay bills, recharge your DTH and mobile, and manage your debit card settings.

### Is the Equitas 2.0 app free to use?

Yes, the Equitas 2.0 app is free to download and use. The description does not mention any charges for using the app's core banking features.

### How do I open a savings account with this app?

You can open a savings account directly within the app in just a few minutes. The process is entirely digital and paperless, offering a convenient way to start banking with Equitas Small Finance Bank.

### What are the benefits of using Equitas 2.0 for banking?

Key benefits include 100% paperless savings account opening, high returns on FDs and RDs, a trusted and secure digital banking experience, no minimum balance requirement for savings accounts, and 24x7 customer support within the app.

### Can I manage my debit card through the app?

Yes, the app provides debit card management features. You can control your card settings, including blocking or unblocking it, setting limits, or requesting a new card directly through the application.

## Version history (last 5 releases)

### 3.8.5 — 2026-08-28

Bug Fixes and Enhancements

### 3.8.4 — 2026-08-25

Bug Fixes

### 3.8.2 — 2026-08-12

Bug Fixes

### 3.7.6 — 2026-08-03

Bug Fixes and Enhancements

### 3.7.5 — 2026-07-29

Bug Fixes and enhancements

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## More apps by Equitas Small Finance Bank Limited

- [Equitas Mobile Banking](https://appshunter.io/ios/app/equitas-mobile-banking/id1152386705)
- [Equitas CLAPP](https://appshunter.io/ios/app/equitas-clapp/id1447238977)
- [KAAPPAAN](https://appshunter.io/ios/app/kaappaan/id6446887818)
- [Selfe Loans](https://appshunter.io/ios/app/selfe-loans/id6456405410)

All apps by Equitas Small Finance Bank Limited: https://appshunter.io/developer/1152386704

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
