# ERGO NEXT Insurance — Get NEXT. Get Going.

> Mobile app for managing business insurance, certificates, claims, and policy documents. (iPhone/iPad app by Next Insurance Inc..)

- Source: https://appshunter.io/ios/app/ergo-next-insurance/id1580721755 (this page in markdown: same URL + `.md`)
- Developer: [Next Insurance Inc.](https://appshunter.io/developer/1580722147)
- Category: Finance, Business
- Price: Free
- Rating: 4.93/5 from 10,408 App Store ratings · 141 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 35 MB
- Languages: English
- Released: 2021-12-28
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ergo-next-insurance/id1580721755/reviews.md

## What is ERGO NEXT Insurance?

The ERGO NEXT mobile app lets you manage your business insurance from wherever you are. Create and send certificates of insurance instantly from your phone, view policy docs with a tap, and get fast notifications on claims, payments, and more. 

OUR APP EXPERIENCE
With our app, you have the power to manage your business insurance from anywhere, any time, so you can: 

Customize and share certificates of insurance 
Add unlimited third parties to your certs
Manage third party certificate followers 
Update your account information
Modify your coverage Instantly
File a claim in minutes


CUSTOMIZE AND SHARE CERTIFICATES 
Need proof of insurance? No problem. You can quickly and easily create a customized certificate of insurance and share it with a client, landlord, or anyone else who needs to know you’re insured.

ADD UNLIMITED THIRD PARTIES TO YOUR CERTIFICATE
Your certs need to keep up with your business as it changes and grows. Got a new client or vendor? Add them to your cert in seconds straight from the app.

MANAGE THIRD PARTY FOLLOWERS
Hey, you’re pretty popular! Manage who can see your live certificate in the app, so your followers are always up to date.

PUSH NOTIFICATIONS 
When it comes to something as important as your insurance, you never want to miss a thing. Push notifications from our app help you stay up to date every step of the way. 

EDIT YOUR ACCOUNT AND COVERAGE AT NO CHARGE
We’re not into the whole “hidden fee” thing. It’s your account, and you should be able to update it without any hassles or extra charges.

FILE CLAIMS IN MINUTES
Filing a claim is never fun, but we’re here to help. Use the app to share the details of what happened and upload your photos or documentation, then we’ll take it from there. 

ADD COVERAGE
We make it fast and easy for you to add more coverage as your business changes and grows. Plus, we offer discounts for bundling.


*****

MORE ABOUT ERGO NEXT
We were founded by small business owners like you, and we’re 100% dedicated to small businesses and the self-employed. 

Licensed in all 50 states + Washington, D.C.
Serving 300,000+ customers
Rated “A- Excellent” by AM Best
Rated 4.8 out of 5 stars by customers 
Featured in Forbes, Wall Street Journal, CNN, CNBC, Reuters, Insurance Insider and many more

T&C: https://www.nextinsurance.com/terms-of-use/
Privacy Policy: https://www.nextinsurance.com/privacy-policy/

## Key features

- Create and send certificates of insurance
- Add unlimited third parties to certs
- View policy documents
- Receive push notifications
- Update account and coverage
- File claims in minutes
- Add coverage

## What do users think of ERGO NEXT Insurance?

Overall sentiment: positive

**Pros**

- 🚀 Fast & Efficient
- 👍 Easy to use
- 👍 Straightforward process
- 👍 Great customer service
- 👍 Affordable pricing
- 👍 Instant certificates
- 👍 Convenient mobile app

**Cons**

- 🐛 Sudden price hikes
- 🐛 Unreliable policy renewals
- 🐛 Poor customer support
- 🐛 Deceptive business practices

**Commonly reported bugs**

- Login issues
- Inability to cancel service

**Most requested features**

- Add option to manage multiple business policies
- Improve customer support accessibility

## Recent user reviews (10 of 141)

All indexed reviews: https://appshunter.io/ios/app/ergo-next-insurance/id1580721755/reviews.md

### 5/5 — BEST INSURANCE

*2026-08-18, version 1.3.3*

I’ve used them for 4 years and it’s been amazing…

### 1/5 — Scam

*2026-08-18, version 1.3.3*

Scam dont do it

### 5/5 — Does me good

*2026-08-18, version 1.3.3*

I run a small construction company, and next has made it super easy and cheap to run my business. Anytime I need to make changes in my policy, it only takes like 5-10 mins. Ima real person, and I’ll totally vouch for these guys. 5 stars

### 5/5 — Independent Financial Professional

*2026-08-14, version 1.3.3*

Easy to access

### 1/5 — 100% increase is insane

*2026-08-12, version 1.3.3*

I have been using your company for years and never filed a claim. Started with $20 now I am at $60 and with this new renewal it’s one to $110. It is not Customer’s fault you guys need to fix this on your end! Paycuts, less bonuses , etc !!!!! Dont blame us for your spending ! That’s why I want your competitor :)!! Good luck

### 1/5 — Charged126 $ for 9 days no refund

*2026-08-11, version 1.3.3*

Got the insurance for nine days. Based on the ad advertised cancel at any time was in the middle of switching Insurance and wanted to stay covered. Thought they would refund me for my unused premium, but instead they charged me six dollars more bringing my total up to $127 for 9 days of insurance.

### 5/5 — The is the greatest app ever hands down!!!

*2026-08-05, version 1.3.3*

Rarely do I write a review. I just rate it and I am done. This app deserves a written review. I love this app! It forward your information to your clients in a very professional manner. I really saves time and guess work. Great app!!!!

### 1/5 — Bought by a megacorp

*2026-08-02, version 1.3.3*

Next is dead and to boot the rebrand is so ugly

### 1/5 — ergo is Horrible

*2026-08-02, version 1.3.3*

They bought Next and doubled the price. Going elsewhere. Crooks

### 5/5 — Reliable

*2026-07-27, version 1.3.3*

Great insurance at great prices

## Frequently asked questions about ERGO NEXT Insurance

### What can I do with the NEXT Insurance app?

The app allows you to manage your business insurance from anywhere. You can create and send certificates of insurance instantly, view your policy documents, update your account information, modify your coverage, and file claims in minutes. It also provides push notifications for important updates.

### How do I get proof of insurance with the app?

You can quickly and easily create a customized certificate of insurance directly within the app. This certificate can then be shared with clients, landlords, or anyone else who requires proof of your business insurance coverage.

### Is there a cost to use the NEXT Insurance app?

Based on the provided information, the app itself is free to download and use. While the app is free, the insurance policies managed through it will have associated costs. The app emphasizes that editing your account and coverage is done at no charge.

### Can I add new clients or vendors to my insurance certificate?

Yes, the app allows you to add unlimited third parties, such as new clients or vendors, to your certificate of insurance in seconds. You can also manage who has access to view your live certificate within the app.

### How do I file a claim using the app?

Filing a claim is designed to be a quick process through the app. You can share the details of the incident, upload photos or documentation, and the app will facilitate the rest of the claim filing process.

## Version history (last 5 releases)

### 1.3.3 — 2026-04-09

NEXT is now officially Ergo NEXT! This update brings our exciting rebrand straight to your phone. Along with our new name, we've updated the app with a crisp, high-resolution logo, app icon, and smoothed out the startup animation. We've also included a few under-the-hood performance tweaks to keep things running smoothly.

### 1.3.2 — 2025-12-29

In this version, we’ve focused on giving you more flexibility and a faster experience. You can now easily add and switch between multiple business accounts with improved transitions, ensuring your workflow stays uninterrupted. We’ve also spent significant time refining the app’s core engine and perfecting the way you navigate through different sections. These "under-the-hood" improvements mean a sturdier, more reliable app for you every time you open it.

### 1.3.1 — 2025-11-10

We're excited to bring you this version with several improvements to make your experience smoother. If you manage multiple business accounts, you'll now find it much easier to switch between them without losing your session. We've also enhanced our chat feature with a helpful indicator that shows you when you have unread messages, so you never miss an important conversation. Behind the scenes. Plus, we've squashed various bugs to give you a more reliable app overall.

### 1.3.0 — 2025-08-18

PROD 1.3.0
fix logout

### 1.2.9 — 2025-08-12

Bug fixes and improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
