# Erste mBanking Crna Gora

> Mobile banking app for Erste Bank clients in Montenegro for account management and payments. (iPhone/iPad app by Erste Bank Crna Gora.)

- Source: https://appshunter.io/ios/app/erste-mbanking-crna-gora/id1270664218 (this page in markdown: same URL + `.md`)
- Developer: [Erste Bank Crna Gora](https://appshunter.io/developer/1270664217)
- Category: Finance
- Price: Free
- Rating: 3.60/5 from 11 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 15 · 78 MB
- Languages: American English, Serbian
- Released: 2017-11-17
- Data updated: 2026-08-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/erste-mbanking-crna-gora/id1270664218/reviews.md

## What is Erste mBanking Crna Gora?

Zakoračite u svijet Erste mobilnog bankarstva i uživajte u brojnim uslugama bez čekanja u redu, bez gužve u saobraćaju i trčanja kako biste stigli u radno vrijeme filijala, i sve to uz niže provizije u domaćem platnom prometu u odnosu na provizije na šalteru. Prijavite se sa bilo kog mjesta na svijetu 24/7, gdje na svom pametnom telefonu imate pristup Internetu. Instalirajte besplatnu aplikaciju i putem demo opcije istražite svaki kutak aplikacije!


Javni ekran aplikacije možete koristiti i ako još uvijek nijeste klijent Erste banke, za:
• Prikaz najbliže filijale, bankomata ili Erste povoljnosti pomoću navigatora
• Kontakte i linkove Banke
• Uvid u aktuelnu kursnu listu
• Kalkulator štednje i kalkulator valuta


Finansijske usluge mBankinga, rezervisane za klijente Erste banke, podrazumijevaju:
• Do 3 besplatna mTokena
• Mogućnost personalizacije ekrana
• Pregled stanja i prometa svih transakcionih, kreditnih i štednih računa, i računa po kojima imate punomoć
• "Slikaj i plati" opcija kojom u nekoliko sekundi možete platiti račun
• Sva plaćanja u nacionalnom i međunarodnom platnom prometu, uključujući konverziju valuta
• Ugovaranje trajnih naloga i eUplatnice


Ukoliko ste korisnik NetBankinga, prijavite se na Netbanking i u dijelu Usluge ugovorite mBanking uslugu.
Ukoliko nijeste korisnik NetBankinga, posjetite najbližu filijalu za aktivaciju usluga.


Za prijavu na mBanking:
• Koristite Display karticu i postojeće korisničke podatke, ili
• Aktivirajte mToken pomoću Display kartice ili kodovima dobijenim u filijali. Za korišćenje mTokena nije potrebno imati ugovorenu uslugu mBankinga – dovoljno je instalirati mBanking aplikaciju
• Za prijavu mTokenom na mBanking, odaberite „Prijava u mobilno bankarstvo“ na javnom ekranu, zatim opciju prijave mTokenom, i unosom 4-cifrenog mPIN-a pristupite svom nalogu. Jednostavno, zar ne?
• mToken omogućava sigurnu i brzu prijavu i potpisivanje transakcija u okviru NetBanking i mBanking aplikacije




Step into the Erste mobile banking world and enjoy the services with no waiting in line, no traffic jam and worrying about the working hours of the branch, and on top with lower payment fees in the national payment system compared to the fees in the branch. Log in 24/7 from any place in the world, where you have internet access on your smartphone.
Download a free application, click on the demo option, and explore all the possibilities!


Public screen may be used even if You are still not the client of Erste Bank, in order to:
• Locate the nearest branch, ATM or Erste discounts’ partner with the navigator
• Contact the Bank or visit our webpages
• Get the latest exchange rates
• Use the savings calculator and currency calculator


mBanking financial services, reserved for the clients of Erste Bank, offer:
• Up to 3 free-of-charge mTokens
• Personalization options of the screen
• Overview of balance and transactions per all debit, credit and savings accounts, incl accounts under power of attorney
• All types of domestic and international payments, including currency conversion
• “PhotoPay”option-enabling You to pay the bill within a few seconds 
• Creating of standing orders, direct debit orders and ePayments
• Creating active savings order


If you already use NetBanking, log into NetBanking and activate mBanking service under the Services section.
If you are still not a user of NetBanking, please visit the nearest branch for activation.


For login to mBanking
• Use Display card and related parameters, or
• Activate mToken with Display card or with codes received in the branch. For using mToken, You do not have to activate mBanking service – it is enough to download free mBanking application
• For login to mBanking with mToken, go to “Login to Mobile banking” on the public screen, select “Login with mToken” and enter a related 4-digit mPIN to access your accounts. Simple as that!
• mToken provides secure and fast login and signing of transactions through NetBanking and mBanking application

## Key features

- Account balance and transaction overview
- Domestic and international payments
- Bill payment via photo
- ATM and branch locator
- Currency exchange rates
- Savings and currency calculator
- Personalized screen options

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/erste-mbanking-crna-gora/id1270664218/reviews.md

### 2/5 — English not available after upgrade

*2025-03-22, version 2.0.2*

Need English text please

### 3/5 — Mora bolje

*2025-03-21, version 2.0.2*

Ovo moze i mora mnogo bolje. Aplikacija je konfuzna, nepregledna, bez podataka o karticama, nema mogucnost izvlacenja listinga ili pojdinacne transakcije, itd. Sa druge strane pretrpana je bespptrebnim sadrzajem.

### 1/5 — Immediately crash

*2025-01-28*

Instantly crashes after opening. Can’t approve internet payment

### 2/5 — Not user friendly

*2023-02-07*

Mobile banking is blocked after you enter password wrong just one time. And you need to visit bank to get access back. 1/10 for convenience.

### 3/5 — FaceID nije podržan

*2021-01-15*

Poštovani,

Aplikacija je generalno dobra i jako sam zadovoljan što podržava Touch ID za iOS uređaje. Svaka čast na tom dijelu. Kako je to zastarela tehnologija funkcija ima primjenu samo na starim uredjajima i malom broju novih. 
Nažalost ne podržava novu mainstream tehnologiju FaceID koja je pristuna vec 3 godine i neprihvatljivo je da do sada nije implementirana. 
Molim da to razmotrite i implementirate. 
U nadi da ćemo ubrzo vidjeti taj update koji bi olakšao svakodnevno korišćenje. 

Pozdrav

### 1/5 — Stvarno nema smisla

*2020-12-29, version 1.30*

Gdje vam je face id ? Gdje vam he apple pay? Aplikacija plače za updateom ! Zašto je CG ERSTE mobilna aplikacija najgora od svih ERSTE zemalja ???

### 1/5 — Moj novi IPhone XR

*2019-10-11, version 1.20*

Ne otvara mi app... samo se vrti u krug pokušaje da se otvori....

### 5/5 — Poboljsana aplikacija

*2018-02-01*

Konacno, aplikacija dobro funkcionise. Log in radi, pregled je prilicno dobar. Placanja je moguce lako izvrsiti i laksa je za upotrebi neko desktop online banking

**Developer response:** Poštovani,
Hvala Vam na informaciji.
Drago nam je da ste zadovoljni aplikacijom, a trudićemo se da u novim verzijama dodatno unaprijedimo postojeći servis novim funkcionalnostima kojima ćete biti jednako zadovoljni.
Sve sugestije i prijedlozi su dobrodošli!

S poštovanjem, 
Erste Bank AD Podgorica

## Frequently asked questions about Erste mBanking Crna Gora

### What can I do with Erste mBanking before becoming a client?

Even if you are not an Erste Bank client, you can use the public screen to locate the nearest branch, ATM, or Erste partner, view exchange rates, and use savings and currency calculators.

### How do I activate Erste mBanking if I'm not a NetBanking user?

If you are not a NetBanking user, you will need to visit the nearest Erste Bank branch to activate the mBanking services.

### How do I log in to Erste mBanking?

You can log in using your Display Card and existing user details, or by activating an mToken. The mToken allows for secure and fast login and transaction signing.

### What financial services are available for Erste Bank clients?

Erste Bank clients can view balances and transactions for all accounts, make domestic and international payments, pay bills using the 'Slikaj i plati' option, and set up recurring payments.

### Does Erste mBanking offer lower fees than branch transactions?

Yes, the app offers lower payment fees in the national payment system compared to the fees charged at a branch.

### Is Erste mBanking available on all devices?

Based on the data, Erste mBanking is supported on iPhone and iPod devices.

### How often is Erste mBanking updated?

The latest version is 2.0.9, and the app was last updated on February 22, 2026, indicating regular updates for new features and security.

### What is the user sentiment for Erste mBanking?

The app has a rating of 3.6 stars from 11 ratings, suggesting a mixed but generally positive user reception.

## Version history (last 5 releases)

### 2.1.0 — 2026-08-02

Upravljanje karticama je sada dostupno. Blokiraj ili odblokiraj kartice, mijenjaj limite za bankomate i plaćanja ili naruči novu karticu direktno u aplikaciji.

Card Control is here. Block or unblock cards, change ATM and payment limits, or order a new card directly in the app.

### 2.0.12 — 2026-07-20

Omogućeno Instant plaćanje.

Instant Payment introduced.

### 2.0.11 — 2026-04-26

Manja poboljšanja i ispravke za još bolje korisničko iskustvo.

Minor improvements and fixes for an even better user experience.

### 2.0.9 — 2026-02-22

Manja poboljšanja i ispravke za još bolje korisničko iskustvo.

Minor improvements and fixes for an even better user experience.

### 2.0.8 — 2025-11-23

Manja poboljšanja i ispravke za još bolje korisničko iskustvo.

Minor improvements and fixes for an even better user experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*
