# Erste mBanking

> Mobile banking app for secure financial transactions and account management. (iPhone/iPad app by Erste banka HR.)

- Source: https://appshunter.io/ios/app/erste-mbanking/id477066660 (this page in markdown: same URL + `.md`)
- Developer: [Erste banka HR](https://appshunter.io/developer/781546804)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 544 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.2 · 151 MB
- Languages: American English, Croatian
- Released: 2011-12-13
- Data updated: 2026-09-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/erste-mbanking/id477066660/reviews.md

## What is Erste mBanking?

Erste mBanking usluga je mobilnog bankarstva Erste banke kojom jednostavno i sigurno možete obavljati sve svoje financijske transakcije pametnim telefonom, a uz standardnu identifikaciju 4-znamenkastim mPIN-om, ili biometrijom.
 
Jedinstveni zaslon za unos naloga još više olakšava plaćanja i prijenos sredstava. Opcija Slikaj i plati, s kojom je ručno popunjavanje naloga postalo prošlost, sad vam je nadohvat prsta, a umjesto internim prijenosom sva kunska plaćanja zadajete na jednom zaslonu.
 
Korisnici mogu učitavati fakture iz galerije ili skenirati pojedine elemente fakture, pregledavati i potpisivati naloge u kunskim datotekama te naručivati izvode i fakture za svoje poslovne račune uz znatno niže naknade.
 
Sigurnu prijavu u usluge e-bankarstva omogućuje mToken - jednostavna opcija unutar mBankinga koja unosom 4-znamenkastog mPIN-a daje kontrolu nad vlastitim transakcijama. mToken je besplatan, a za njegovo je korištenje potrebno imati ugovorenu uslugu NetBanking ili FonBanking te potom preuzeti mBanking aplikaciju.
 
Osim navedenoga, Erste mBanking omogućuje:
 
* praćenje stanja i prometa po svim Erste računima
* pregledavanje svih transakcija zadanih putem mBankinga i NetBankinga
* plaćanje svih vrsta računa u kunama općom uplatnicom te izvršavanje obveza po kreditima i obavljanje kupoprodaje deviza
* pregledavanje oročene štednje i kredita i postavljanje zahtjeva za predodobrenim kreditom
* pregledavanje stanja, transakcija i računa kreditnih kartica
* pregledavanje ugovorenih fondova te zadavanje zahtjeva za otkup i izdavanje fondova
* pregledavanje tečajne liste i preračunavanje valuta
* pronalazak najbliže Erste poslovnice ili Erste bankomata
* aktivaciju mBankinga preko aplikacije, bez odlaska u poslovnicu
* pregledavanje i ažuriranje osobnih podataka
 
Minimalna podržana verzija iOS-a je 15.2.
Za korištenje Touch ID funkcionalnosti potrebno je imati model iPhone 5S ili noviji.
Erste mBanking is Erste Bank's mobile banking service, which enables you to carry out all financial transactions using only your smartphone. Depending on settings and devices, it provides authentication by 4-digit mPIN or with biometry.

The unique/unified payment screen makes payments and fund transfers even easier. The PhotoPay feature, with which manually filling orders has become a thing of the past, is now at your fingertips, and the internal transfer option has been incorporated into a single screen, where you can make all types of national payments.

You can upload invoices from the gallery or scan parts of the invoice, review and sign orders for national payment files, and order statements and invoices for their business accounts with significantly lower fees.

Erste Bank's secure e-banking services are accessible via mToken, a simple option  within the mBanking app that lets you control all your financial transactions via a  4-digit mPIN. As a NetBanking or FonBanking user, you can download the free mBanking app and start using the mToken option.

In addition to the above, Erste mBanking allows:

* monitoring of balance and traffic by all Erste accounts,
* view all transactions made on mBanking and NetBanking,
* payment of all types of national invoices by general payment slip, execution of obligations per loans, and conducting foreign currency purchases,
* reviewing terms of savings and loans as well as setting requirements for a pre-approved loan,
* check balances, transactions, and view credit card accounts,
* reviewing contracted funds and issuing requests for the purchase and issuance of funds,
* viewing exchange rates and converting currencies,
* assistance in locating the nearest Erste branch or Erste ATM,
* activation of the mBanking app through the application itself, without visiting the branch,
* view and update of personal information.
 
Minimal version requirement: iOS 15.2.
 
The Touch ID feature is available on iPhone 5s or later.

## Key features

- Secure biometric and mPIN login
- Unified payment screen for all transactions
- PhotoPay for scanning and paying invoices
- Account balance and transaction tracking
- Loan and credit card management
- Currency exchange rates and calculator
- Branch and ATM locator

## What do users think of Erste mBanking?

Overall sentiment: negative

**Pros**

- 👍 Reliable and intuitive app
- 👍 Easy login and account access
- 👍 Friendly and professional support
- 👍 Good overall app performance

**Cons**

- ❌ No iPad support
- 🐛 App full of bugs
- 🐛 Login issues frequently
- 🐛 Input fields behave erratically
- 🐛 Payments require re-login
- 🐛 Cursor jumps during amount input
- 🐛 Force updates required
- 🐛 Not intuitive to use
- 🐛 Slow scanning for payments
- 🐛 Fees for bill payments
- 🐛 Lost account data after update

**Commonly reported bugs**

- Fields get autoselected / randomly selected when making payments
- After EVERY payment created, requires re-log in
- Cursor jumps from where it should be to after the last decimal when inputting amount
- App forces update with almost every release
- Cannot log in frequently
- Lost all accounts and balance visibility after new update
- Cannot pay by scanning 2D barcode
- Cannot connect Diners card to the mobile app

**Most requested features**

- iPad optimized version
- Apple Pay integration
- Ability to copy IBAN from transaction details

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/erste-mbanking/id477066660/reviews.md

### 3/5 — Bez iPad podrške

*2025-02-23, version 4.5.6*

Recenzija: Erste mobilno bankarstvo – odlična, ali bez iPad podrške

Erste mobilno bankarstvo je pouzdana i intuitivna aplikacija, no veliki nedostatak je izostanak verzije za iPad. Sve više poslovnih korisnika koristi iPad za rad, a mobilna verzija na većem ekranu nije praktična ni optimizirana za multitasking.

Bilo bi korisno imati prilagođenu iPad aplikaciju koja bi olakšala poslovne transakcije i upravljanje financijama. S obzirom na rastuću upotrebu iPada u poslovnom okruženju, ovo je značajan prostor za poboljšanje.

### 3/5 — Apple Pay

*2024-10-11, version 4.5.0*

Хоће ли бити Епл пеј

### 2/5 — One annoying bug

*2024-01-04, version 4.3.3*

Update a year later. Previous bug has finally been fixed. Thank god. App still full of bugs.

It seems weird to be frustrated with a bank app. These usually are simple and just work. Perhaps the devs never actually use this app,  just develop it.
- Fields get autoselected / randomly selected when making payments.
- after EVERY payment created, I can’t make the second one (it says I need to re-log in, but only after I entered all the information and wasted time of course). So now I need to remember to force close the app and log in for every single payment.

Just please make a bank app that works. 😣

——————
Previous review

Another app update happened - bug still there? QA much? When I am inputing the amount to be payed - the cursor jumps from where it should be to after the last decimal. So every time I am entering a number to be payed (nothing important, a few decimals here or there, right)? This does not happen 100% of time - but more than 50%. Not sure how to reproduce. By now I am used it doesn’t work. A banking app that does not take input of money correctly. Almost seems like a bad joke.

### 2/5 — One annoying bug

*2021-05-12, version 3.14.2*

Another update happened - bug still there?
QA much?

When I am inputing the amount to be payed - the cursor jumps from where it should be to after the last decimal.
So every time I am entering a number to be payed (nothing important, a few decimals here or there, right)?

This does not happen 100% of time - but more than 50%. Not sure how to reproduce.

By now I am used it doesn’t work.
A banking app that does not take input of money correctly. Almost seems like a bad joke.

### 5/5 — Erste makes it Easy

*2020-09-21, version 3.12.1*

Erste Bank makes it easy to log in to my accounts, and friendly, professional help is always available.

### 1/5 — Loše

*2020-07-01, version 3.12.1*

Jako loša aplikacija,svako malo se ne mogu ulogirati.

### 4/5 — Force update

*2020-06-11, version 3.12.1*

This app is forcing update with almost every release - Apple?

### 2/5 — MK

*2019-09-27, version 3.10.0*

Not very intuitive. Kind of like we made this app and you have to figure out our logic versus it being made intuitive and easy to use by anyone.

### 5/5 — Savrseno

*2018-09-12*

Starno nema ni jedne mane! Svaka cast!!!

### 5/5 — Poboljsanje

*2017-12-01, version 3.2.0*

Bilo bi super da se moze iskopirati IBAN u pregledu transakcije

## Frequently asked questions about Erste mBanking

### What can I do with Erste mBanking?

Erste mBanking allows you to perform all your financial transactions securely from your smartphone. This includes checking account balances and transactions, making payments, transferring funds, managing loans and credit cards, ordering statements, and even applying for pre-approved loans.

### How do I log in securely?

You can log in securely using a 4-digit mPIN or biometric authentication (like Touch ID) depending on your device and settings. The mToken feature, accessible with your mPIN, provides control over your transactions and is a free option for NetBanking or FonBanking users.

### Is Erste mBanking free to use?

Yes, the Erste mBanking app itself is free to download and use. To utilize the mToken feature for secure access, you need to have an existing NetBanking or FonBanking service with Erste Bank.

### What are the system requirements for Erste mBanking?

The minimum supported version of iOS is 15.2. For Touch ID functionality, you will need an iPhone 5S or a newer model.

### Can I pay invoices with the app?

Yes, the app features a 'PhotoPay' option that makes manual invoice filling a thing of the past. You can upload invoices from your gallery or scan individual elements of an invoice to easily make payments.

## Version history (last 5 releases)

### 5.5.1 — 2026-07-17

Nova verzija aplikacije omogućuje korisnicima ovlaštenima za zastupanje privremeno zaključavanje kreditne kartice, kao i narudžbu zamjenske kreditne kartice u slučaju oštećenja, gubitka ili krađe.
Funkcionalnosti možete pristupiti kroz sekciju kreditnih kartica u izborniku aplikacije.
———————————————————————————————————
The new version of the application enables users authorized to represent the company to temporarily lock a credit card, as well as order a replacement credit card in the event of damage, loss, or theft.
You can access these features through the credit cards section in the application menu.

### 5.5.0 — 2026-06-01

Manje dorade i ispravci.
------------------------------
Minor fixes and improvements.

### 5.4.5 — 2026-05-09

Manje dorade i ispravci.
------------------------------
Minor fixes and improvements.

### 5.4.1 — 2026-04-16

Manje dorade i ispravci.
------------------------------
Minor fixes and improvements.

### 5.4.0 — 2026-03-02

Manje dorade i ispravci.
------------------------------
Minor fixes and improvements.

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## More apps by Erste banka HR

- [KEKS Pay](https://appshunter.io/ios/app/keks-pay/id1434843784)
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All apps by Erste banka HR: https://appshunter.io/developer/781546804

## Related topics

[erste banka hr](https://appshunter.io/ios/topics/erste-banka-hr) · [erste mbanking](https://appshunter.io/ios/topics/erste-mbanking) · [erste mbanking crna gora](https://appshunter.io/ios/topics/erste-mbanking-crna-gora) · [erste mbiz](https://appshunter.io/ios/topics/erste-mbiz) · [george srbija](https://appshunter.io/ios/topics/george-srbija) · [george hrvatska](https://appshunter.io/ios/topics/george-hrvatska) · [erste bank serbia](https://appshunter.io/ios/topics/erste-bank-serbia) · [erste bank crna gora](https://appshunter.io/ios/topics/erste-bank-crna-gora) · [erste](https://appshunter.io/ios/topics/erste) · [erste bank](https://appshunter.io/ios/topics/erste-bank) · [mbanking](https://appshunter.io/ios/topics/mbanking) · [erste bank und sparkassen](https://appshunter.io/ios/topics/erste-bank-und-sparkassen)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
