# ESAF Bank

> Mobile banking app for managing ESAF accounts and performing financial transactions. (iPhone/iPad app by ESAF SMALL FINANCE BANK LIMITED.)

- Source: https://appshunter.io/ios/app/esaf-bank/id1223831586 (this page in markdown: same URL + `.md`)
- Developer: [ESAF SMALL FINANCE BANK LIMITED](https://appshunter.io/developer/1223831585)
- Category: Finance, Reference
- Price: Free
- Age rating: 4+
- Requires: iOS 15.2 · 21 MB
- Languages: English
- Released: 2019-11-19
- Data updated: 2026-07-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/esaf-bank/id1223831586/reviews.md

## What is ESAF Bank?

ESAF Small Finance Mobile Banking App brings the convenience of banking to your fingertips. Trust ESAF Bank to manage your accounts securely and enjoy hassle-free transactions anytime, anywhere.
 
Key Features:
 
Account Management: View account balances, transaction history, and details for savings, current, loan, cash credit, fixed deposits, and recurring deposits.
Deposits: Pre-close your deposits online and receive instant credit to your selected account. 
Fund Transfers: Transfer funds in real time between your own accounts or to beneficiaries within ESAF and other banks. Easily add or remove beneficiaries.
Cheque Services: Order cheque books, track cheque status, and stop cheque payments online.
Debit Card Management: View your debit cards and hotlist them instantly if required.
Enhanced Security: Enjoy enhanced security with multiple layers of authentication, including OTP-based transaction approval.
 
The app features a user-friendly interface, advanced security measures, and streamlined navigation for a seamless banking experience. Download the ESAF Bank Mobile Banking app today to experience the joy of banking on the go!

## Key features

- Account balance and transaction history
- Online deposit pre-closure
- Real-time fund transfers
- Cheque book ordering and tracking
- Debit card management and hotlisting
- OTP-based transaction authentication

## Recent user reviews (10 of 69)

All indexed reviews: https://appshunter.io/ios/app/esaf-bank/id1223831586/reviews.md

### 1/5 — Hopeless not user friendly at all

*2025-11-29, version 3.0.3*

Being a bank they don't know basics of app development. Adding beneficiaries is a such pathetic task and we have to add so much of details and after entering all details 70% it fails. Then again reenter details. Also while making payments to beneficiaries we need to scroll down and then select. The tech team cant give a simple search box. I have added more than 40 beneficiaries. Every time i have to scroll down to make payment. Its so irritating and useless app. ADD SEARCH OPTION TO CHOOSE BENEFICIARY WHILE MAKING THE PAYMENT IN YOUR NEXT UPDATE

### 1/5 — Useless app for NRI

*2025-11-22, version 3.0.3*

Don’t waste your time on this app

### 1/5 — Poor app

*2025-09-16, version 3.0.3*

Poor App, Can’t login after update

### 2/5 — Basics

*2025-08-30, version 3.0.3*

The application appears quite basic and lacks user-friendliness. It would have been better if the development team had approached it more professionally, perhaps by reviewing other established banking applications and incorporating relevant insights.

### 3/5 — Adding a new option

*2025-08-01, version 3.0.3*

Hello esaf, The banking of yours is mostly good but i want a option to add. Can you add it very quickly. The option i want to add is
- To see the balance in the statement it means the app is good but that never show the last balance in the bank . So could please add the last balance shown in the bank statements in the esaf mobile banking app very quickly

### 1/5 — No FACE iD option

*2025-07-28, version 3.0.3*

No option to login using face id even in this 2025. How updates do you think you are?

### 1/5 — Worst app I ever saw

*2025-05-24, version 3.0.3*

There is no update options.
It re direct to the app and showing a cloud Resume symbol.

### 1/5 — Waste

*2025-05-23, version 3.0.3*

It was working properly. But after the updation 100% waste. What the … these IT department doing with this system.? Net banking also waste now. After 30 days of inactive status they need personal information to login. They are asking for registered email id. How can give a costomer not updated his email with the system? If mail not updated its showing invalid credentials and unable to login. 

Please delete mobile banking and netbanking This is better.

### 3/5 — Statement PDF download option not showing

*2025-05-01, version 3.0.2*

Hey.. for your attention, we couldn’t download the pdf bank statement.  There is no option regarding to download the pdf statement.  What kind of updation you have done???

### 3/5 — Account Balance

*2025-04-17, version 3.0.2*

Bring back the ability to see account balance available at the time of each transaction.

## Frequently asked questions about ESAF Bank

### What can I do with the ESAF Bank mobile banking app?

The app allows you to manage your ESAF bank accounts securely. You can view account balances and transaction history for various account types, pre-close deposits online, transfer funds in real-time, order cheque books, track cheque status, stop cheque payments, and manage your debit cards.

### How secure is the ESAF Bank mobile banking app?

The app features enhanced security with multiple layers of authentication, including OTP-based transaction approval. This ensures that your banking activities are protected.

### Is the ESAF Bank mobile banking app free to use?

Yes, the ESAF Bank mobile banking app is free to download and use. There are no charges for managing your accounts or performing transactions through the app.

### What types of accounts can I manage with this app?

You can manage savings accounts, current accounts, loan accounts, cash credit accounts, fixed deposits, and recurring deposits through the ESAF Bank mobile banking app.

### Can I transfer funds to other banks using this app?

Yes, you can transfer funds in real-time between your own accounts or to beneficiaries within ESAF and other banks. You can also easily add or remove beneficiaries for your transfers.

## Version history (last 5 releases)

### 3.0.6 — 2026-07-06

Enhancements and Bug Fixes

### 3.0.5 — 2026-05-25

Security Enhancements

### 3.0.4 — 2026-02-16

Security Enhancements

### 3.0.3 — 2025-05-21

Security Enhancements

### 3.0.2 — 2025-04-15

New Features

1. Download & Share Transaction Receipt

2. Loans

## Apps similar to ESAF Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Instarem: Send money abroad](https://appshunter.io/ios/app/instarem-send-money-abroad/id1190075959) | 3.8 (685) | Free | Finance |
| [Taptap Send: Money Transfer](https://appshunter.io/ios/app/taptap-send-money-transfer/id1413346006) | 4.8 (81,474) | Free | Finance |
| [Bajaj Broking: Demat & Trading](https://appshunter.io/ios/app/bajaj-broking-demat-and-trading/id1567849539) | 4.3 (6) | Free | Finance |
| [Bitget- Trade bitcoin & crypto](https://appshunter.io/ios/app/bitget-trade-bitcoin-and-crypto/id1442778704) | 4.6 (5,374) | Free | Finance |
| [WorldRemit: Money Transfer App](https://appshunter.io/ios/app/worldremit-money-transfer-app/id875855935) | 4.8 (215,588) | Free | Finance |
| [Remitly: Send money abroad](https://appshunter.io/ios/app/remitly-send-money-abroad/id674258465) | 4.9 (2,617,643) | Free | Finance |

## Related topics

[esafe lite](https://appshunter.io/ios/topics/esafe-lite) · [esafe](https://appshunter.io/ios/topics/esafe)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*