# eSewa

> Nepal's first mobile payment gateway and digital wallet for bill payments and recharges. (iPhone/iPad app by ESEWA LTD..)

- Source: https://appshunter.io/ios/app/esewa/id614370939 (this page in markdown: same URL + `.md`)
- Developer: [ESEWA LTD.](https://appshunter.io/developer/1838270512)
- Category: Finance, Business
- Price: Free
- Rating: 3.20/5 from 521 App Store ratings · 180 written reviews indexed
- Age rating: 4+
- Requires: iOS 13 · 416 MB
- Languages: Nepali, American English
- Released: 2013-03-12
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/esewa/id614370939/reviews.md

## What is eSewa?

इसेवा नेपालकै पहिलो मोबाइल खाता हो । इसेवामा खाता खोली आफ्नै मोबाइलबाट नि:शुल्क आफ्नो मोबाइल रिचार्ज, घरको बिजुली, खानेपानी, टेलिफोन, इन्टरनेट आदिको बिल भुक्तानी गरि मासिक रु ५०० देखि रु २००० सम्म बचत गर्नुहोस् । 

इसेवा कसरी प्रयोग गर्ने ? 

रजिष्ट्रेशन
इसेवाको App Download गरि Register गर्नुहोस् । यसरी Register गर्दा तपाँईको मोबाइल नम्बर नै तपाँइको इसेवा आइडी हुनेछ ।

इसेवामा पैसा जम्मा गर्न
इसेवामा चार प्रकारबाट सजिलै रकम जम्मा गर्न सकिन्छ:

१. इन्टरनेट वा मोबाइल बैंकिङ मार्फत
बैंकको खाताबाट इन्टरनेट वा मोबाइल बैंकिङ मार्फत इसेवामा नि:शुल्क रकम जम्मा गर्नुहोस। मोबाइल/इन्टरनेट बैंकिङ सेवा लिनु भएको छैन भने आजै आफ्नो बैंक को शाखामा गएर सेवा सुरु गराउनुहोस ।

२. काउण्टर डिपोजिट मार्फत
इसेवाको पार्टनर बैंक मध्ये ७ वटा बैंकबाट इसेवामा काउण्टर डिपोजिट पनि गर्न सकिन्छ । 

ग्लोबल आइएमई बैंक,
प्रभु बैंक, 
महालक्ष्मी डेभेलपमेन्ट बैंक, 
जनता बैंक,
मेगा बैंक 
ओम डेभेलपमेन्ट बैंक
कामना सेवा विकास बैंक

३. eSewa Cash Point मार्फत
तपाँईको आफ्नो टोल छिमेकमा रहेका eSewa Cash Point चिन्ह अंकित इसेवाका एजेन्ट मार्फत पनि नि:शुल्क रकम जम्मा गर्नुहोस।

४. तपाँईले अन्य इसेवा प्रयोगकर्ताबाट इसेवामा पैसा राख्न र पठाउन पनि सक्नुहुन्छ ।

इसेवामा उपलब्ध सेवाहरु:
मोबाइल रिचार्ज र टपअप
ल्याण्डलाइन बिल
हवाइजहाज र बस टिकट
बिजुली र खानेपानीको बिल भुक्तानी
इन्टरनेटको बिल भुक्तानी
टेलिभिजन रिचार्ज
मुभि टिकट
होटल बुकिङ
स्कुल फि 
इन्सुरेन्स प्रिमियम
किस्ता भुक्तानी
डिम्याट खाता दर्ता र नविकरण
क्रेडिट कार्ड बिल भुक्तानी
अनलाइन सपिङ
बैंक डिपोजिट

इसेवाको बारेमाः
eSewa fonepay Pvt. Ltd. सन् २००९ बाट सेवा दिइरहेको नेपालको पहिलो भुक्तानी सेवा प्रदायक कम्पनि हो । मोबाइल तथा इन्टरनेट बैंकिङको सफ्टवेयर प्रदायक कम्पनिमा नेपालकै अग्रणी स्थानमा रहेको F1Soft International को एक सहायक कम्पनिको रुपमा इसेवा रहेको छ ।

हाल नेपालको ७७ वटै जिल्लामा पहुँच भएको यस eSewa fonepay Pvt. Ltd. सँग १० लाख भन्दा बढि दर्ता भएका ग्राहकहरु , ४०,००० भन्दा बढि व्यवसायी (eSewa Zone/Point), ४७ बैंकहरु तथा १,५०० भन्दा बढि मर्चेन्टहरु आवद्ध रहेका छन।

थप जानकारीका लागि: १६६०-०१-०२१२१
ईमेल: csd(@)esewa.com.np


eSewa is Nepal's first payment gateway with integrated digital wallet. You can register on-the-go and save Rs. 500 - Rs. 2000 in a month. 

How to register and make payment with eSewa? 
Registration
Download eSewa app and click on Register. Your mobile number will be your eSewa ID.

Load fund to eSewa
You can load fund to your eSewa account in 4 different ways:

1.	Via Mobile/Internet Banking:
You can load eSewa wallet from your internet/mobile banking without any additional cost from 47 banks. Visit your bank branch if you have not enabled internet banking and mobile banking.

2.	Via Counter Deposit:
You can visit nearest branch of below mentioned partner banks for loading fund to your eSewa account via counter deposit:
a. Global Bank
b. Prabhu Bank
c. Mahalaxmi Development Bank
d. Janata Bank
e. Mega Bank
f. OM Development Bank
g. Kamana Sewa Bikas Bank


3.	Via eSewa Cash Point
You can visit nearest eSewa Cash Point and load fund to your eSewa wallet without additional service charge.

4.	You can also send and receive fund to your eSewa wallet from other eSewa users for free.

Services of eSewa:
Mobile recharge and TOPUP
Landline Bill
Airline and Bus Ticket
Electricity and water bill payment
Internet Bill
Television Subscription
Movie Ticket
Hotel Booking
School Fee
Insurance Premium
EMI Payment
DMAT account opening and renew
Credit Card Bill
Online Shopping
Bank Deposit

About eSewa
eSewa Fonepay Pvt. Ltd. is the first and leading Payment Service Provider, starting service from 2009 AD. eSewa is a subsidiary company of F1Soft International, leading fin-tech company in Nepal.

eSewa has it's wider coverage to all the 77 districts of Nepal. eSewa has a growing network of more than 10 lakhs registered customer, 40,000+ agents (eSewa Zone/Point), 47 banks, 1500+ merchants.

## Key features

- Mobile recharge and top-up
- Utility bill payments (electricity, water, internet)
- Ticket booking (air, bus)
- Fund loading via internet banking, counter deposit, or cash points
- Send and receive money
- Online shopping
- School fee payments

## What do users think of eSewa?

Overall sentiment: negative

**Pros**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**Cons**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features
- 🌍 Inaccessible for international users

**Commonly reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Most requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support

## Recent user reviews (10 of 180)

All indexed reviews: https://appshunter.io/ios/app/esewa/id614370939/reviews.md

### 1/5 — About customer service

*2026-08-18*

Worst customer service! That stupid rude guy on phone  ….Kina , k garna ko ho hudaina  that’s not how you talk to customers, esewa needs to train the staff how to greet the customer !! What’s an absolute idiot was on phone with me today ?

### 2/5 — Years of ignoring users abroad has forced us to switch to Khalti

*2026-08-17*

eSewa remains the biggest wallet in Nepal, yet it still completely neglects the diaspora and international users. Looking through reviews over the years, the #1 complaint has always been the rigid SMS-only OTP system.

Thousands of us living abroad rely on digital wallets to pay electricity, internet, and household bills for our aging parents back home. Without access to a Nepali SIM, eSewa becomes totally useless overseas.

Khalti solved this instantly with their Khalti Roaming (Email OTP) feature, which is why so many of us have had to switch. Until eSewa introduces in-app email OTP/roaming and fixes international KYC verification, you will continue losing loyal users to competitors.

### 1/5 — Bull**t App

*2026-07-24*

I wouldn’t recommend this rubbish to anyone. I tried to setup the account but it’s been more than a week doesn’t accept the documents.

### 1/5 — Toll Free Response

*2026-07-20*

0 responsiveness. The only automation they have while calling is the system operator who asks to wait in the queue. Once the turn is finally there after waiting for such long duration, there’s no real person to talk to who speaks and resolves the issue. It’s basically a blank system. From such a big giant company, this is something intolerant. I have faced this issue not only once but multiple times. It is understandable sometimes, however they are consistent in non improvising the service.

### 1/5 — Customer service poor

*2026-07-12*

They didn't have customer support

### 1/5 — Fix your kyc

*2026-06-03*

Wasted more than 15 minutes of my life trying to fill in kyc which didn’t go through

### 1/5 — Trash customer service

*2026-05-05*

You can’t chat with anyone whether its in esewa app in facebook in instagram they don’t care anything such as us-less customer service telling to create ticket every single time but when you try to create it says you have more than one ticket come on suckers

### 5/5 — Open

*2026-04-18*

Open

### 1/5 — Worst payment service ever

*2026-03-31*

The system regularly fails to deliver the services.. you guys should be ashamed.. The only thing the platform provides accurately is the profit for its founders

### 1/5 — Glitchy

*2026-03-19, version 5.5.33*

Most of the time I go out for paying, It just stops working

## Frequently asked questions about eSewa

### What is this app?

This app is Nepal's first mobile payment gateway and digital wallet. It allows users to perform various financial transactions directly from their mobile phones, including mobile recharges, utility bill payments, ticket bookings, and more.

### How can I add money to my account?

You can load funds into your account in four ways: via internet or mobile banking from 47 partner banks, through counter deposits at specific partner banks, by visiting an eSewa Cash Point agent, or by receiving money from other eSewa users.

### Is there a cost to use this app?

The app itself is free to download and use. Loading funds via internet banking, eSewa Cash Points, or from other users is also free of charge. Some services might have associated transaction fees from the service providers.

### What kind of bills can I pay?

You can pay a wide range of bills including landline telephone bills, electricity and drinking water bills, internet bills, television recharge, school fees, insurance premiums, installment payments, and credit card bills.

### What are the benefits of using this app?

By using this app, you can save money on monthly expenses, potentially between Rs. 500 to Rs. 2000, by conveniently managing your recharges and bill payments digitally. It offers a secure and accessible platform for various financial transactions.

## Version history (last 5 releases)

### 5.5.45 — 2026-08-20

We're always working on new features, bug fixes and improvements. To ensure best experience, please keep your eSewa app updated to the latest version.

### 5.5.44 — 2026-08-03

We're always working on new features, bug fixes and improvements. To ensure best experience, please keep your eSewa app updated to the latest version.

### 5.5.43 — 2026-07-17

We're always working on new features, bug fixes and improvements. To ensure best experience, please keep your eSewa app updated to the latest version.

### 5.5.42 — 2026-07-02

We're always working on new features, bug fixes and improvements. To ensure best experience, please keep your eSewa app updated to the latest version.

### 5.5.41 — 2026-06-11

We're always working on new features, bug fixes and improvements. To ensure best experience, please keep your eSewa app updated to the latest version.

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## More apps by ESEWA LTD.

- [eSewa Business](https://appshunter.io/ios/app/esewa-business/id6759555973)

All apps by ESEWA LTD.: https://appshunter.io/developer/1838270512

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
