# ESSA Mobile Banking

> Mobile banking for personal ESSA Bank & Trust customers with transaction and transfer features. (iPhone/iPad app by ESSA Bank and Trust.)

- Source: https://appshunter.io/ios/app/essa-mobile-banking/id988484165 (this page in markdown: same URL + `.md`)
- Developer: [ESSA Bank and Trust](https://appshunter.io/developer/988484134)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 1,074 App Store ratings · 24 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 59 MB
- Languages: American English
- Released: 2015-05-30
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/essa-mobile-banking/id988484165/reviews.md

## What is ESSA Mobile Banking?

Bank anywhere, anytime with ESSA Bank & Trust's Mobile Banking. ESSA Mobile Banking is available to all ESSA personal banking customers who are enrolled in Online Banking. 

Our Mobile Banking services include:

• Balance Inquiries

• Transaction History
• Internal Funds Transfers
• Bill Pay
• Mobile Deposit*
• Zelle®≠
• Find our ATM/Branch Locations
• Set and receive account alerts±


*Deposit limits apply. Not all accounts may be eligible. See Terms and Conditions for Funds Availability.
≠Must be enrolled in ESSA Bill Pay to access Zelle (money transfers). Fee may apply.
±Message and Data rates may apply.

## Key features

- Balance inquiries
- Transaction history
- Internal funds transfers
- Bill pay
- Mobile check deposit
- Zelle® money transfers
- ATM/Branch locator
- Account alerts

## What do users think of ESSA Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Great app
- 👍 Easy to use

**Cons**

- 🐛 Crashes
- 🐛 Difficult to update
- 🐛 Cannot access account
- 🐛 Slow performance
- 🐛 Difficult to find features

**Commonly reported bugs**

- Cannot update app
- App keeps asking to update
- Login issues

**Most requested features**

- Improve update process
- Enhance customer support

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/essa-mobile-banking/id988484165/reviews.md

### 1/5 — The Worst, Slowest Banking, extremely difficult to access up to date info

*2025-06-05*

Slowest Banking, extremely difficult to access up to date info

### 1/5 — stupidity from the top

*2025-03-23*

What decides to change and half that was working fine he should be fired

### 1/5 — “Go to bill pay”

*2024-10-02*

Where is it, I DONT HAVE IT. Seems like everyone knows where it is but me !!!!! I don’t have “Bill pay”

### 1/5 — Frustrating

*2024-05-06*

Lousy amateurish. Small time. Get your money into a real bank.

### 3/5 — Update

*2023-10-06*

I did the update but can’t get in!

### 5/5 — Updated app

*2023-10-06*

The n able to get into my account. Click on update and it continues saying to update. This app is not working. It needs to be fix immediately as people need to access their accounts. Thank you

### 1/5 — Says to update, but there’s no update

*2023-10-06*

There’s no update available, but the app keeps telling me to update.

### 1/5 — App problems

*2023-10-06*

Can’t open app keeps saying update even though I have the latest version?

### 5/5 — New Uodate

*2023-10-06*

I cannot update and it download this new app. I love ESSA but this technology is simply not user friendly and it “experiences” problems more than its working it seems. Also it’s become more difficult to speak to a real person when calling for help.

### 1/5 — Frustration

*2023-10-06*

This a clinch in the app not able to update or access my mobile  on line account 
Frustrating  and the folks who was able to update more power to you

## Frequently asked questions about ESSA Mobile Banking

### What can I do with the ESSA Mobile Banking app?

The app allows you to perform various banking tasks remotely. You can check your account balances, review your transaction history, transfer funds between your accounts, pay bills, and even deposit checks using your phone's camera. It also helps you find ATM and branch locations and set up account alerts.

### Is the ESSA Mobile Banking app free to use?

The app itself is free to download and use. However, standard message and data rates from your mobile carrier may apply. Additionally, while Zelle® money transfers are available, enrollment in ESSA Bill Pay is required, and a fee may apply for this service.

### Who is eligible to use the ESSA Mobile Banking app?

This mobile banking service is available to all ESSA personal banking customers who are already enrolled in ESSA's Online Banking. If you are an ESSA personal banking customer and use online banking, you should be able to access the mobile app's features.

### What are the limitations on mobile deposits?

Deposit limits do apply to mobile check deposits made through the app. Not all accounts may be eligible for mobile deposits. For detailed information regarding funds availability and specific terms and conditions, please refer to the app's Terms and Conditions.

### How do I use Zelle® through the app?

To use Zelle® for money transfers within the ESSA Mobile Banking app, you must first be enrolled in ESSA Bill Pay. Once enrolled, you can access the Zelle® feature to send money to others. Please note that a fee may apply for using Zelle®.

## Version history (last 5 releases)

### 25.1.30 — 2025-07-30

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.60 — 2025-03-03

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.50 — 2025-01-15

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-06-20

Bug fixes and performance improvements

### 23.2.20 — 2024-01-17

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by ESSA Bank and Trust

- [ESSA Business Mobile Banking](https://appshunter.io/ios/app/essa-business-mobile-banking/id1393132187)

All apps by ESSA Bank and Trust: https://appshunter.io/developer/988484134

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
