# 方舟運算-台股 美股 ETF 風控數據策略 再平衡投資系統

> AI-powered investment system for portfolio building and financial freedom. (iPhone/iPad app by Galaxy Digital Co., Ltd..)

- Source: https://appshunter.io/ios/app/etf/id6751102676 (this page in markdown: same URL + `.md`)
- Developer: [Galaxy Digital Co., Ltd.](https://appshunter.io/developer/1530487072)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings · 4 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 102 MB
- Languages: Chinese (Traditional, Taiwan)
- Released: 2025-09-19
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/etf/id6751102676/reviews.md

## What is 方舟運算?

投資的路上，您不需要再孤軍奮戰。

方舟運算不是一款冷冰冰的選股工具，而是一個充滿溫度、陪伴您建立「專屬投資骨架」的避風港。我們深信，與其盲目跟單，不如真正學會如何下單。
透過紀律化的操作，我們已經見證無數股東實現資產的穩健成長，更曾陪伴一位零收入的全職媽媽，一步步將帳戶損益從負 40 萬成功翻轉為正。只要用對方法，您也能踏上財務自由的航道。

一、全台獨創：擺渡人師徒制
我們拒絕放生！每位新朋友登船，都能透過系統綁定專屬的引路前輩，共享知識與專屬回饋。這不是直銷分潤，而是建立在「把人教會」基礎上的能力傳承。搭配 24H 聊天室與曬單功能，讓您在市場中永遠有夥伴相挺。

二、AI 風控運算機：您的資產守門員
系統每小時自動分析全球散戶情緒、外資流向等五大市場指標，給予最客觀的「建議持股水位」。在大盤震盪時，方舟將提早為您拉起防護網。

三、獨家策略：一眼看透好公司
利用數據自動辨識「價值區」，幫您找出基本面好但被低估的潛力股，安心長線佈局；即時預警「升溫區」與 ETF 折溢價，提醒您股價過熱時適度調節，將獲利穩穩放進口袋。

四、位階計算機：買賣不再憑感覺
只要輸入想買的資金與檔數，AI 會結合風控股數自動算出「今天最適合買幾股」。在高位階時引導您極少量掛單、低位階時放大金額，用最科學的方式分散風險。

五、庫存整合：台美股無縫接軌
不需要再切換多個看盤軟體，單一介面就能清楚掌握台美股庫存、損益，並透過圓餅圖視覺化您的資產配置比例。系統更完美支援美股小數點（碎股）計算，不放過每一分微小的努力。

六、離職倒數：財務自由具象化
只要設定好您每個月的理想生活開銷，系統就會根據您的實際投資報酬紀錄，滾動計算出專屬的「離職日期」。讓每一次的獲利入袋，都化為通往自由的具體里程碑。

## Key features

- AI risk control analysis
- Identify undervalued stocks
- Scientific position sizing
- Integrated Taiwan/US stock portfolios
- Financial freedom progress tracker
- Mentorship program

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/etf/id6751102676/reviews.md

### 5/5 — 五星好評！

*2026-03-24*

照著計算機跟升溫區/價值區操作，不恐慌不追高，使用起來心裡非常踏實

### 5/5 — 投資檢視

*2026-03-10*

能很好的對自己水位做評判，並且可以很清晰的看見自己的所有股票的狀況與資金使用，在這次低點佈局也可以很好的幫助我把資金好好分散穩定佈局，且不太早進入恐慌市場～

### 5/5 — 操作台美股最佳的app

*2025-09-29*

喜歡調節功能 尤其是台股 美股皆可！ 速度也快，大推👍

### 5/5 — 新世代好幫手

*2025-09-28*

ETF價值區- 水位計算機- 位階比較判斷- BUY
ETF升溫區- 調節計算機- 位階比較判斷- SELL
產出報酬cover生活！

## Frequently asked questions about 方舟運算

### What is the primary function of 方舟運算?

方舟運算 is an investment system that helps users build a personalized investment portfolio. It focuses on teaching users how to invest rather than just providing stock picks, incorporating AI risk control, unique strategies, and scientific position sizing.

### How does 方舟運算 help users manage risk?

The AI Risk Control Engine analyzes global retail sentiment and foreign exchange flows hourly to provide an objective suggested stock holding level. This helps create a protective net during market volatility.

### Can 方舟運算 track both Taiwanese and US stocks?

Yes, 方舟運算 offers seamless integration for both Taiwanese and US stock portfolios within a single interface. It also supports fractional share calculations for US stocks.

### Does 方舟運算 have ads?

No, 方舟運算 does not contain advertisements.

### What is the '擺渡人師徒制' in 方舟運算?

This is a unique mentorship program where new users are paired with an experienced senior user. It focuses on knowledge sharing and skill transfer, not direct sales or profit sharing.

### How does 方舟運算 help visualize progress towards financial freedom?

By setting your ideal monthly living expenses, the system calculates your projected 'retirement date' based on your investment returns. Each profit earned becomes a milestone towards financial independence.

### What is the update frequency of 方舟運算?

The app was last updated on 2026-05-28, indicating ongoing development and maintenance.

### What devices is 方舟運算 available on?

方舟運算 is available for iPhone and iPod devices.

## Version history (last 5 releases)

### 1.8.2 — 2026-08-31

[新功能] 大盤>主動式ETF，新增「減碼排行榜」

### 1.8.1 — 2026-08-26

[修正] 擺渡人關懷顯示邏輯

### 1.8.0 — 2026-08-25

[新功能] 擺渡成員關懷系統
[優化] 整合客服窗口
[修正] 開盤後若無撮合成交價格，使用(近一日收盤價)計算庫存市值

### 1.7.6 — 2026-08-13

[修正] 個股基本資料-加回小(i)說明
[修正] 修正離職倒數切到每日可用金額資料

### 1.7.5 — 2026-08-11

[新功能] 台美產業個股-新增「現金流指標」
[新功能] 大盤K線-副圖新增「外資期貨未平倉」
[新功能] 台股產業個股-日K指標新增「外資成本線」「投信成本線」

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All apps by Galaxy Digital Co., Ltd.: https://appshunter.io/developer/1530487072

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*