# ether.fi: Crypto Card & Spend — Earn Crypto on Card Spend.

> DeFi credit card for earning crypto rewards and spending anywhere. (iPhone/iPad app by Ether.Fi SEZC.)

- Source: https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367 (this page in markdown: same URL + `.md`)
- Developer: [Ether.Fi SEZC](https://appshunter.io/developer/1765877236)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.90/5 from 297 App Store ratings · 271 written reviews indexed
- Age rating: 17+
- Requires: iOS 17.0 · 148 MB
- Languages: American English, Brazilian Portuguese, European Spanish, Chinese (Traditional, Taiwan)
- Released: 2025-05-15
- Data updated: 2026-09-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367/reviews.md

## What is ether.fi?

A smarter credit card that puts you in control.
Skip the bank fees and spend your money anywhere cards are accepted.
DeFi-native and non-custodial - You control your crypto, always
Up to 3% cashback on all purchases
Add your card to Apple Wallet
Flexible spending options that work for you

Members get MANY exclusive perks:
No transaction fees
24/7 priority support
Premium metal card options
Luxury hotel and flight discounts
Purchase and travel baggage insurance
Visa lounge access and concierge


Top level security:
Easy, secure sign up with passkeys
Bank-grade security audits
Freeze and unfreeze your card in a tap
Advanced wallet protection

Come say hello!
Twitter: https://x.com/ether_fi
Discord: https://discord.gg/ether-fi

*Availability of the products and services on the ether.fi Cash app and any given features of such products may be subject to jurisdictional limitations.

## Key features

- Earn up to 4% cashback in crypto
- Spend anywhere cards are accepted
- DeFi-native and non-custodial
- Add to Apple Wallet
- Exclusive member perks
- Top-level security features

## What do users think of ether.fi?

Overall sentiment: positive

**Pros**

- 💳 Best crypto card
- 💰 High cashback
- 🚀 Smooth and easy to use
- 🔒 Secure
- 💳 Convenient (Apple Wallet, physical cards)
- 💰 Earn rewards/compound interest
- 🤑 Great value

**Cons**

- 🐛 Bugs (app freezes, login issues, balance display issues)
- 🌐 Limited web/mobile features
- 🌍 Lack of language support (no Chinese)
- 💰 High fees for some operations

**Commonly reported bugs**

- Withdrawal whitelist required
- Issues with adding funds (not receiving money)
- Referral bonus not credited
- Card activation issues

**Most requested features**

- Add built-in staking option
- Display daily credited interest
- Add Traditional Chinese language support
- Integrate more local payment methods (Pix, BRL)
- Improve tracking of assets and transactions

## Recent user reviews (10 of 271)

All indexed reviews: https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367/reviews.md

### 5/5 — Ether.Fi Defis like no other

*2026-08-31, version 1.4.1*

Still has a bit of quirks(depositing), but other than that, one of the most useful, user-friendly Defi Apps on the planetory market 👍

### 5/5 — The card used by GOD

*2026-08-31, version 1.4.1*

The card used by GOD

### 5/5 — Pagos con tarjeta 10/10

*2026-08-31, version 1.4.1*

Es una increíble alternativa a ARQ, con quien tuve muchos problemas. Además de lo sencillo que es mover de Crypto a fiat. Ideal si cobras tu salario en Crypto.

### 5/5 — Fast and easy

*2026-08-29, version 1.4.1*

Incredible rewards, simple controls

### 5/5 — Excelente!!

*2026-08-28*

Muito bom mesmo

### 5/5 — Great App

*2026-08-28, version 1.4.1*

What I like the most in this app is how practical the service is. For people who use crypto and need an international card for everyday payments and expenses, this is a very convenient solution.

The interface is well organized, the whole experience feels straightforward, and it makes using crypto for everyday purchases much easier.

### 1/5 — Can’t change email

*2026-08-27*

Tried to change my email that I use on my account, there is no option to do it.

### 5/5 — Great

*2026-08-25*

Great app!!

### 5/5 — Crypto finally buys coffee

*2026-08-24, version 1.4.0*

It’s great to finally use crypto every day.  I put a credit card in my apple wallet and am using crypto with tap to pay.  The app is very clean and undertable and so far everything just works!

### 5/5 — Fácil de usar melhor

*2026-08-24*

Resposta rápida super recomendo

## Frequently asked questions about ether.fi

### What does the ether.fi: Crypto Card & Spend app do?

This app offers a DeFi-native credit card that allows users to earn cryptocurrency rewards on their purchases. You can spend your money anywhere traditional cards are accepted, skip bank fees, and maintain full control of your crypto assets.

### What are the key features of this crypto card?

Key features include earning up to 4% cashback on all purchases, the ability to add the card to Apple Wallet, flexible spending options, and exclusive member perks like no transaction fees, priority support, and travel benefits. It also boasts top-level security with passkey sign-up and advanced wallet protection.

### Is this app free to use?

Based on the provided information, the app itself appears to be free to download and use. The monetization model is listed as 'free', suggesting there are no upfront costs to access the core functionalities of the crypto card and its associated services.

### Who is this app for?

This app is designed for individuals who want to leverage their everyday spending to earn cryptocurrency rewards. It's particularly suited for those interested in decentralized finance (DeFi) and who value having direct control over their digital assets.

### What kind of security does the app offer?

The app prioritizes security with features like easy and secure sign-up using passkeys, bank-grade security audits, and advanced wallet protection. Users can also freeze and unfreeze their card instantly with a tap, providing an additional layer of security for their funds.

## Version history (last 5 releases)

### 1.4.1 — 2026-08-25

• Bug fixes and stability improvements

### 1.4.0 — 2026-08-12

• Bug fixes and stability improvements

### 1.3.2 — 2026-08-06

• Bug fixes and stability improvements

### 1.3.1 — 2026-07-31

• Bug fixes and stability improvements

### 1.3.0 — 2026-07-31

• Bug fixes and stability improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*