# ether.fi: Crypto Card & Spend — user reviews

> 271 indexed App Store user reviews of ether.fi by Ether.Fi SEZC, rated 4.90/5 from 297 ratings.

- Source: https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367/reviews
- App overview in markdown: https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367.md
- Rating breakdown: 5★ 288 · 4★ 6 · 3★ 0 · 2★ 0 · 1★ 3

## What do users think of ether.fi?

Overall sentiment: positive

**Pros**

- 💳 Best crypto card
- 💰 High cashback
- 🚀 Smooth and easy to use
- 🔒 Secure
- 💳 Convenient (Apple Wallet, physical cards)
- 💰 Earn rewards/compound interest
- 🤑 Great value

**Cons**

- 🐛 Bugs (app freezes, login issues, balance display issues)
- 🌐 Limited web/mobile features
- 🌍 Lack of language support (no Chinese)
- 💰 High fees for some operations

**Commonly reported bugs**

- Withdrawal whitelist required
- Issues with adding funds (not receiving money)
- Referral bonus not credited
- Card activation issues

**Most requested features**

- Add built-in staking option
- Display daily credited interest
- Add Traditional Chinese language support
- Integrate more local payment methods (Pix, BRL)
- Improve tracking of assets and transactions

## Newest reviews (18 of 271)

### 5/5 — Great  App

*2026-08-23, version 1.4.0*

Excellent

### 4/5 — French localizable

*2026-08-23*

Please

### 4/5 — Great option

*2026-08-22, version 1.4.0*

Great for an additional international spending card but they don’t make it clear (until you sign up and look around) that it takes several thousand dollars of spending- all in a single month- to get a free physical card. Other services provide it free. This service charges $45 for it. Still works with a digital card but disappointing.

### 5/5 — La Mejor

*2026-08-21*

el Mejor Banco Crypto; Recompensas Ilimitadas

### 5/5 — Muito bom

*2026-08-19*

Melhor custo benefício!

### 5/5 — Amazing

*2026-08-18, version 1.4.0*

Loved the new improvements in the app. Love the card and services.
Thanks team!

### 5/5 — Easy to set up and use

*2026-08-17, version 1.4.0*

The UI looks neat and the sign up and funding experience is smooth

### 5/5 — Convenient and smooth

*2026-08-15, version 1.4.0*

Powered by cutting-edge Web3 technology, the ether.fi card is all you need for your financial needs.

### 5/5 — Crédito

*2026-08-14*

Excelente

### 5/5 — Good until the fees stay low

*2026-08-14, version 1.4.0*

Good if you don’t have a local card of zero fx card. For me it’s 1.5% but is covered in cashback twice. So far so good. I don’t like their kyc provider since it worked for my wife but didn’t for me. That’s absurd

### 5/5 — Amazing Crytpo Card

*2026-08-14, version 1.4.0*

Super easy to use with best rates

### 5/5 — Card

*2026-08-13, version 1.4.0*

The best card

### 5/5 — Quem inventou é um gênio 0 IOF

*2026-08-13*

Moro na fronteira entre Brasil e Paraguai, aceita Guarani de boa e paga na hora sem nenhuma frescura e ainda por cima tem 3% de cashback

### 4/5 — Solana Deposits

*2026-08-12, version 1.4.0*

Please introduce Solana Deposits.

### 5/5 — goated neobanking platform

*2026-08-12, version 1.4.0*

I use ether.fi as my only bank account and investment platform ATP, does literally everything I need. I pay rent, make investments, have high yield savings, etc

### 5/5 — Great Service

*2026-08-12, version 1.3.2*

Nice

### 5/5 — Funciona muito bem

*2026-08-11*

Funciona muito bem, melhores taxas e conversões.

### 5/5 — Review

*2026-08-09*

Amazing app

## Most critical reviews (10 lowest-rated)

### 1/5 — Can’t change email

*2026-08-27*

Tried to change my email that I use on my account, there is no option to do it.

### 1/5 — Pix não creditado

*2026-08-22*

Não é a primeira vez que o ether.fi não credita o valor na conta. Tenho passado raiva e transtorno com esse app. Tomem cuidado ao creditarem valores altos pois o app segura seu dinheiro por mais de 30 dias. Se for emergência vai passar aperto, minha experiência com esse app não é das melhores. Suporte é uma loteria!!

Não recomendo e não indico a mais ninguém!!

Só dei uma estrela por que não tem zero!!

**Developer response:** Agradecemos pela sua avaliação. 

Lamentamos saber sobre a sua experiência. Informamos que transferências bancárias podem, por vezes, estar sujeitas a análises adicionais. 

Essa não é a experiência que desejamos para nossos usuários. Por favor, entre em contato com support@ether.fi por e-mail para que nossa equipe possa analisar o seu caso e ajudar a garantir que o seu depósito seja devidamente processado.

### 1/5 — BANCO BLOQUEOU MEU DINHEIRO SEM MOTIVO

*2026-08-05*

A dias venho tentando me comunicar com suporte e eles me falam de contas pendentes que nao estao no meu extrato de gastos e quando pergunto sobre quais contas eles somem nao dao suporte necessario tomem cuidado com a retencao de saldo bancarios sem motivo aparente! Nao recomendo colocar grande valores

**Developer response:** Agradecemos pelo seu feedback e lamentamos saber sobre a sua experiência.

Entendemos como pode ser frustrante quando as transações permanecem pendentes por mais tempo do que o esperado. Analisamos o seu caso e o problema já foi resolvido.

Caso tenha outras dúvidas ou questões, entre em contato conosco pelo e-mail support@ether.fi; teremos prazer em ajudar.

### 1/5 — Péssimo atendimento. Não consigo adicionar cartão ao Apple play

*2026-08-05*

Não consigo o usar o serviço e o atendimento não resolve nada.

**Developer response:** Olá, lamentamos saber sobre a sua experiência.

Entendemos o quanto isso tem sido frustrante. Nossa equipe já está trabalhando com você para investigar o problema com o Apple Pay, e continuaremos a ajudá-lo até termos explorado todas as opções disponíveis.

Agradecemos pela sua paciência.

### 1/5 — It raises concerns about privacy and security.

*2026-08-05, version 1.3.1*

It raises concerns about privacy and security. You can't reach a human customer service representative, the system just goes in circles, and there is no option to delete your account.

### 1/5 — Scam

*2026-07-08*

Hello,
I sent a SEPA transfer 3 weeks ago and wasn’t credited. Support only says to wait.

If you send crypto maybe it’s alright ish.

Their banking partner, Clearbank, is a scam.

I filled a complain with KIFID.

Stay away please.

**Developer response:** Thank you for your feedback, and we're sorry for the delay you experienced with your SEPA transfer. We understand how frustrating that must have been. We can confirm that your transfer has since been successfully credited. While most bank transfers are completed much more quickly, delays can occasionally occur in exceptional circumstances when additional information is required by our transfer partners. 

We're sorry your experience took longer than expected, and we're continually working to improve our service.

### 1/5 — Sistema falho!

*2026-07-03*

App horrivel, conta toda verificada e validada. No momento que mais precisei para usar em uma viagem internacional o aplicativo não funcionou de jeito nenhum, não puder enviar nem receber saldo. Suporte lento! Voltei de viagem após dias, e o suporte não resolveu, apenas responderam que estavam trabalhando para resolver. Não recomendo. Péssimo! Falho e sem suporte.

### 1/5 — Não caiu o pix

*2026-06-27*

30 min não caiu e não consegui suporte no chat.

**Developer response:** Obrigado pelo seu feedback. Lamentamos saber que essa foi a sua experiência. 

Esse não é o nível de atendimento que buscamos oferecer. 

Gostaríamos da oportunidade de analisar o que aconteceu e ajudá-lo. 

Por favor, entre em contato conosco pelo e-mail support@ether.fi, e nossa equipe terá o prazer em atendê-lo.

### 1/5 — Voleur

*2026-05-22*

Je ne mets jamais de commentaire habituellement, mais là il le faut à fuir. Ce sont des voleurs de l’argent qui disparaît du jour au lendemain, sans explication, on ne peut payer nulle part en ligne un beau matin, je me réveille, je vois qu’il y a -450 € sur mon compte soi-disant des frais de gestion.

**Developer response:** Bonjour, nous ne facturons pas de frais cachés ou de “frais de gestion” de ce type.

Le montant affiché peut venir d’une autorisation de paiement, d’un remboursement en cours ou d’un autre problème lié au compte. Nous aimerions vérifier cela avec vous.

Merci de contacter notre support via l’application ou à support@ether.fi afin que nous puissions examiner votre cas en détail.

### 1/5 — Can’t believe it

*2025-11-29, version 1.0.16*

These guys let me accumulate $40k in assets on their platform before blocking me from making transactions. My card no longer works and they gave me no explanation at all. I’m pretty sure that’s illegal so as good as the offers are, avoid this company at all costs.

## Most praised reviews (10 highest-rated)

### 5/5 — Ether.Fi Defis like no other

*2026-08-31, version 1.4.1*

Still has a bit of quirks(depositing), but other than that, one of the most useful, user-friendly Defi Apps on the planetory market 👍

### 5/5 — The card used by GOD

*2026-08-31, version 1.4.1*

The card used by GOD

### 5/5 — Pagos con tarjeta 10/10

*2026-08-31, version 1.4.1*

Es una increíble alternativa a ARQ, con quien tuve muchos problemas. Además de lo sencillo que es mover de Crypto a fiat. Ideal si cobras tu salario en Crypto.

### 5/5 — Fast and easy

*2026-08-29, version 1.4.1*

Incredible rewards, simple controls

### 5/5 — Excelente!!

*2026-08-28*

Muito bom mesmo

### 5/5 — Great App

*2026-08-28, version 1.4.1*

What I like the most in this app is how practical the service is. For people who use crypto and need an international card for everyday payments and expenses, this is a very convenient solution.

The interface is well organized, the whole experience feels straightforward, and it makes using crypto for everyday purchases much easier.

### 5/5 — Great

*2026-08-25*

Great app!!

### 5/5 — Crypto finally buys coffee

*2026-08-24, version 1.4.0*

It’s great to finally use crypto every day.  I put a credit card in my apple wallet and am using crypto with tap to pay.  The app is very clean and undertable and so far everything just works!

### 5/5 — Fácil de usar melhor

*2026-08-24*

Resposta rápida super recomendo

### 5/5 — Best crypto card I have found.

*2026-08-24, version 1.4.0*

A lot of cashback. And very easy to do tax reporting because everything and every payment is done onchain.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
