# EveryPenny: Money Tracker — All your banks. One total. > All your banks. One total. (iPhone/iPad app by NATURAL INTELLIGENCE LLC.) - Source: https://appshunter.io/ios/app/everypenny-money-tracker/id6762463402 (this page in markdown: same URL + `.md`) - Developer: [NATURAL INTELLIGENCE LLC](https://appshunter.io/developer/1894241718) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 30 MB - Languages: American English, Czech, German (Germany), Polish, Ukrainian - Released: 2026-08-06 - Data updated: 2026-09-15 - User reviews in markdown: https://appshunter.io/ios/app/everypenny-money-tracker/id6762463402/reviews.md ## What is EveryPenny? There is a number somewhere — the real one. The one that accounts for the savings account you opened in Poland, the Revolut balance in euros, the Ukrainian hryvnias you left in Monobank, and the current account you still use back home. Most finance apps give you a fragmented view of one country, one currency, one bank. EveryPenny brings all of it into one calm, honest total. WHAT EVERYPENNY DOES • One True Total. Connect all your accounts and see a single net worth figure in any currency you choose, updated with live exchange rates. EUR, UAH, PLN, GBP and more — no manual conversions, no spreadsheet. • Crypto, in the same total. Connect Bybit with a read-only key — your coins and Bybit Card spending sit beside your bank accounts. Penny can read; it can never trade or withdraw. • Free in Ukraine. Monobank and Bybit connect at no cost — the full app. Penny+ covers European bank connections, which we pay for per bank. • Subscription Scanner. Every recurring charge across every connected account, surfaced in one place. The streaming service you forgot about, the SaaS trial that converted, the insurance that renewed — Penny finds them and shows you what you are actually spending every month. • Privacy by design. EveryPenny does not run ads. It does not sell your financial data. It does not share transaction information with advertisers or data brokers. The business model is a subscription you pay — which means the product works for you, not around you. • Multi-currency on every transaction. Every transaction is tagged with its original currency and converted at the rate that applied when it happened. See your spending in local currency or in your home currency — your choice, always. • Bank sync via Open Banking / PSD2. Connect your real bank accounts through secure, regulated Open Banking connections. Read-only access — EveryPenny never touches your money, it only reads the picture. • Budgets and calm nudges. Set monthly limits by category. Penny — the app's small, thoughtful guide — will let you know when you are getting close, without alarm. No red banners, no stress scores. Just a quiet heads-up. • Built for life between countries. Whether you have three accounts across two countries or five currencies in daily use, EveryPenny is designed for the reality of modern financial life — where home is complicated and money follows you across borders. ON PRIVACY EveryPenny is funded entirely by subscription. That means there are no advertising partners, no data licensing arrangements, and no incentive to harvest behavioral data. Your transaction history, account balances, and spending patterns are used to power features inside the app — and nowhere else. No ad identifiers. No third-party analytics that know your name. The full privacy policy is available at everypennyapp.com/privacy. WHO IT IS FOR EveryPenny is for people whose financial lives do not fit neatly inside one country or one currency. Ukrainians living in Poland, Germany, or the Czech Republic who still hold accounts back home. Expats managing salaries in one currency and rent in another. Digital nomads who have accumulated a small collection of Revolut, Wise, and local bank accounts over the years. Anyone who has ever opened a spreadsheet just to answer the question: how much money do I actually have right now? If your finances live in more than one place, EveryPenny is the one place to see all of them. TO GET STARTED Download EveryPenny, connect your first account, and see your actual total. The app walks you through each step, and Penny is patient. There is no pressure, no upsell the moment you arrive, and no wall of configuration before you can see something useful. Just your money, clearly. Terms of Use (EULA): https://everypennyapp.com/terms Privacy Policy: https://everypennyapp.com/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | EveryPenny Plus | $59.99 | per year | | EveryPenny Plus | $4.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | EveryPenny Plus Lifetime | $79.99 | one-time | ## Version history (last 5 releases) ### 1.5.32 — 2026-09-11 New in EveryPenny • Cash Flow diagram — see money in vs money out at a glance, then tap to explore the full breakdown. • Tap-through spending calendar — open any day to see exactly what you spent. • Custom date ranges in Statistics — analyse any period you choose. • Friendlier currency pickers — country flags, everyday currencies first, crypto grouped together. • Clearer bank connections — see how often each account syncs, and pull to refresh any time. • Fixes: recurring income keeps the category you pick, credit limits no longer count as your own money, and Monobank categories are more accurate. Thanks for using EveryPenny — keep the feedback coming. ### 1.5.20 — 2026-09-11 Sample data now appears instantly for new accounts, sign-in after app updates is fixed, and there are more under-the-hood improvements. ### 1.5.19 — 2026-09-06 New here? EveryPenny now starts with realistic sample data tailored to your region - explore every feature, then remove it in one tap. Import your history from other apps: FinEye, Wallet, Zenmoney, Spendee, Monefy, Money Flow and more. Fixed: imported transactions could appear with the wrong day in statistics and budgets. Lock Screen widgets: fixed white-on-white text and widgets disappearing after app updates. ### 1.5.18 — 2026-09-02 Your month, your rules: statistics and budget months can now start on any day 1–28 — pick it from a small calendar in Settings. Handy for paydays. New: Hide cents — rounded amounts on screen for calmer numbers. Crypto keeps its full precision. Budgets and statistics now always agree on what “this month” means. Fixed: changing a manual account’s currency now keeps your balance intact. Fixed: budget progress refreshing late, creating your first overall budget from the statistics button, and marking recurring payments as paid. ### 1.5.17 — 2026-08-29 • Apple Pay capture: pay by tapping your iPhone and the purchase lands in EveryPenny by itself — each card routed to its own account, with a step-by-step guide • Captured purchases pick their category automatically and learn from your corrections • Accounts in any currency, crypto included (USDT and friends) • Long-press a recurring payment for its quick menu — now attached to the exact item you pressed • Fixes and polish --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-15.*