# Excel Smart

> Official mobile banking app for managing accounts, payments, and transfers. (iPhone/iPad app by Excel Development Bank Ltd.)

- Source: https://appshunter.io/ios/app/excel-smart/id921487474 (this page in markdown: same URL + `.md`)
- Developer: [Excel Development Bank Ltd](https://appshunter.io/developer/1440581410)
- Category: Finance, Business
- Price: Free
- Rating: 3.40/5 from 5 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.4 · 172 MB
- Languages: American English
- Released: 2014-10-15
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/excel-smart/id921487474/reviews.md

## What is Excel Smart?

Excel Smart is Excel Development Bank Ltd's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Excel Development Bank Ltd. This App will be regularly updated with additional new features.

Key Features:

- Banking On the Go
- Bill Payments Made Easier
- Top Up Made Easier
- Fund Transfers Made Easier
- QR Code: Scan and Pay
- Instant Online and Retail Payment with Fonepay Network
- Accessing your Account Informations Made Easier
- User Friendly, Safe and Secure

And Many More Exciting Features

Excel Smart helps protect your information by using 128-bit SSL encryption when you are logged on.
To be able to use this App, you first need to have a valid account maintained at Excel Development Bank Ltd, and you need to subscribe to the Excel Development Bank Ltd's Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

Excel Smart is a Member of Fonepay Network.

Smart Banking for Smart People.

## Key features

- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure SSL encryption

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/excel-smart/id921487474/reviews.md

### 1/5 — too bad

*2025-12-07*

doesnt open properly

## Frequently asked questions about Excel Smart

### What banking services does Excel Smart offer?

Excel Smart allows users to manage their bank accounts, make bill payments, top up accounts, and perform fund transfers. It also supports instant online and retail payments via the Fonepay Network using QR codes.

### Is Excel Smart secure to use?

Yes, Excel Smart uses 128-bit SSL encryption to protect user information when logged in. It is designed to be user-friendly, safe, and secure for mobile banking.

### How do I get started with Excel Smart?

To use Excel Smart, you need to have a valid account with Excel Development Bank Ltd and subscribe to their Mobile Banking Service. Once subscribed, you can download and log in to the app.

### What devices does Excel Smart support?

Excel Smart is available for iPhone and iPod devices. The app is designed for easy banking from handheld devices.

### How often is Excel Smart updated?

The app is regularly updated with additional new features. The latest version is 7.5.19, last updated on April 27, 2026.

### What is the user rating for Excel Smart?

Excel Smart has a rating of 3.4 stars from 5 ratings. This indicates a mixed reception from its user base.

### Does Excel Smart have ads?

No, Excel Smart does not contain advertisements. The app is free to download and use without any ad interruptions.

### What is the age rating for Excel Smart?

Excel Smart has an age rating of 17+. This is likely due to the financial nature of the application and the sensitive data it handles.

## Version history (last 5 releases)

### 7.5.24 — 2026-08-13

- Balance Certificate. 
- Minor stability fixes.

### 7.5.19 — 2026-04-27

Bug Fixes and Enhancement

### 5.5.25 — 2025-05-06

- Balance Certificate. 
- Minor stability fixes.

### 5.5.24 — 2025-03-31

- Balance Certificate. 
- Minor stability fixes.

### 5.5.22 — 2024-09-18

- Balance Certificate. 
- Minor stability fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*