# ExcheQ — Simply send money to anyone.

> Secure, fee-free bank-to-bank money transfers for individuals. (iPhone/iPad app by EXCHEQ, LLC.)

- Source: https://appshunter.io/ios/app/excheq/id1327578120 (this page in markdown: same URL + `.md`)
- Developer: [EXCHEQ, LLC](https://appshunter.io/developer/1521286749)
- Category: Finance
- Price: Free
- Rating: 3.20/5 from 9 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 125 MB
- Released: 2018-01-08
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/excheq/id1327578120/reviews.md

## What is ExcheQ?

Simple. ExcheQ lets you pay your friends. Securely from your bank account to theirs.

You want to pay your sister back for the gift you bought for your dad. You want to pay a friend back for last weekend’s concert tickets. You want to buy that table you saw at your neighbor’s garage sale.

ExcheQ lets you pay your friends. Securely from your bank account to theirs. Same day. No fees. FDIC Insured. They don’t even need the app to receive your payment.

Developed by community banks, for community banks

Check with your bank to see if they are a participating member to get started.

## Key features

- Send money to anyone
- Secure bank account transfers
- Same-day payments
- No fees
- Recipient doesn't need the app
- FDIC Insured

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/excheq/id1327578120/reviews.md

### 1/5 — Unable to signup

*2018-07-11*

Hi support I can’t signup a.m. asked of bank confirmation code?? What code as I haven’t requested for any codes

## Frequently asked questions about ExcheQ

### How secure is ExcheQ?

ExcheQ uses secure bank account transfers to ensure your money is protected. The service is FDIC Insured, providing an additional layer of security for your transactions.

### Does ExcheQ have any fees?

No, ExcheQ offers fee-free money transfers. You can send money to friends and family without incurring any charges.

### How quickly do payments arrive with ExcheQ?

Payments made through ExcheQ can arrive the same day. This allows for quick and convenient transactions when you need to pay someone promptly.

### Do recipients need to have ExcheQ installed to receive money?

No, recipients do not need to download or use the ExcheQ app to receive your payment. This makes it incredibly easy to send money to anyone, regardless of whether they use the app.

### What devices does ExcheQ support?

ExcheQ is available on iPhone and iPad devices. It is designed to be accessible on Apple's mobile and tablet platforms.

### How often is ExcheQ updated?

The latest version of ExcheQ is 2.8.0, and it was last updated on November 29, 2023. This indicates regular maintenance and potential feature additions.

### What is the user rating for ExcheQ?

ExcheQ has a rating of 3.2 stars based on 9 user ratings. This suggests a mixed reception among its current user base.

### Does ExcheQ have ads?

No, ExcheQ does not contain advertisements. The app is ad-free, providing an uninterrupted user experience.

## Version history (last 5 releases)

### 2.8.0 — 2023-11-29

Exciting times ahead! ExcheQ’s new version delivers improved stability and sets the stage for additional functionality. Stay tuned for more updates and features.

### 2.6.4 — 2021-12-02

Ensured security requirement compliance

### 2.6.3 — 2021-09-23

Fixed several issues when switching back and forth between checking and savings accounts within the app.

### 2.6.2 — 2021-06-23

Added unlock passcode reset functionality.

### 2.6.1 — 2021-06-22

Added unlock passcode reset functionality.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*