# eXpend: Make Budgeting a Habit — Expense & Money Manager

> Personal finance expense tracker and budget planner with on-device data management. (iPhone/iPad app by Keith Gabriel Badulis.)

- Source: https://appshunter.io/ios/app/expend-make-budgeting-a-habit/id6747117634 (this page in markdown: same URL + `.md`)
- Developer: [Keith Gabriel Badulis](https://appshunter.io/developer/1819919265)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.70/5 from 12 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 68 MB
- Languages: American English
- Released: 2025-07-04
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/expend-make-budgeting-a-habit/id6747117634/reviews.md

## What is eXpend?

eXpend is a thoughtfully-designed, privacy-focused expense tracker and budget planner designed to help you build lasting financial habits effortlessly.

Whether you are managing cash wallets, tracking credit card billing cycles, setting up recurring bills, or monitoring debt payables, eXpend brings total clarity to your net worth without tracking your personal data.

Key Features:

• Quick & Effortless Expense Logging
Record income, expenses, and account transfers in seconds with reusable customizable templates.

• Multi-Wallet & Credit Card Cycle Tracking
Organize cash, savings, bank accounts, and credit card statement cycles seamlessly. Track available balances and statement due dates at a glance.

• Flexible Monthly Budgeting & Savings Goals
Set spending limits by category and track your target savings goals with visual progress indicators.

• Comprehensive Debt & Payable Management
Keep clear records of money borrowed or lent. Track payables and receivables so you never miss a repayment.

• Nested Subcategories & Custom Tags
Structure your spending with intuitive nested categories and custom tags tailored to your lifestyle.

• Recurring Transactions & Automated Scheduling
Automate regular income, bills, and subscriptions with recurring transaction schedules.

• Powerful Visual Analytics & Reports
Visualize income, spending trends, net worth, assets, and liabilities with crisp interactive charts powered by React Native Skia.

• 100% Private & Serverless Design
Your financial data stays strictly on your device. Zero servers, zero account creation, and zero external tracking. Always 100% offline-ready.

• Easy Data Backup & CSV/JSON Export
Backup and restore your local database anytime, or export transaction records for external spreadsheet analysis.

Start building healthier money habits today. Download eXpend!

## Key features

- Quick expense recording
- Customizable templates
- Recurring transaction scheduling
- Personalized spending categories
- Flexible budget planning
- Goal and debt tracking
- Comprehensive financial reports
- Local data backup and export

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| eXpend Premium - Lifetime | $4.99 | one-time |


## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/expend-make-budgeting-a-habit/id6747117634/reviews.md

### 3/5 — App need more icons and colours and widgets

*2026-08-10*

There is no enough icons in the app & no widgets can help me to deposit easily

### 5/5 — Good app

*2026-04-09*

It would be even better if there was a shortcut to just add an expense right from the homescreen

There is no option to automatically backup the app data to iCloud or sync as an account so it can be accessed from other iPad or other platforms

### 4/5 — Missing Feature

*2026-03-18*

The app is magnificent and, in my opinion, the best on the store, but it needs a feature. When you go to the debt section and press 'collect payment, you should be able to receive/pay a portion of the total amount.

**Developer response:** Hello, thanks for using eXpend! I appreciate your feedback. Regarding debts, you can modify the amount in the form when pressing Collect Payment. That way, you can pay or receive a portion of the full amount. Hope this helps. Thanks!

### 5/5 — Best Sprouts Alternative

*2025-12-02*

I used Wallet and Sprouts on Android, but on iOS, Sprouts isn’t available in my region and Wallet is missing basic features. After trying a bunch of apps, I found this one on Reddit. It still lacks several features compared to Sprouts and doesn’t offer widgets or quick-add options, but it’s by far the best alternative to Sprouts on iOS.

### 5/5 — Good, not great

*2025-09-10*

Although really good, it's missing a few things for it to become great for me. Still giving it 5 stars because I do think it can get there.

My main app at the moment is MoneyWiz, and where that one fails is in the visuals.

This one has great visuals, but is missing key features I value such as tracking stocks/crypto I own (doesn't need to be live tracking though), being able to customize icons further (namely using favicons from financial websites), and other less relevant customizability features.

Looking forward to seeing it develop further.

**Developer response:** Hello, thanks for using eXpend and leaving a review! I appreciate your feedback, and your suggestion to include support for stocks and crypto has been noted down. Please stay tuned for more updates. Thanks!

### 5/5 — Perfect for Simple, Private Budgeting

*2025-07-07*

Clean, fast, and beautifully designed! eXpend makes daily expense tracking effortless with no ads, no sign-ups, and full privacy. Love the offline-first approach and intuitive UI. Easily the best minimalist budgeting app I’ve used!

**Developer response:** Thanks for using eXpend and for your feedback! Appreciate it. Stay tuned for more useful updates soon, and feel free to reach out if you have any further questions or suggestions.

### 5/5 — Best tracking app I've used

*2025-07-06*

Of the 8 or so other budget tracking apps I've tried, none are this intuitive and easy to use, and none have such a clean and easy to use interface. The $5 premium is very worth it, especially it being one-time.

**Developer response:** Hello, thanks for using eXpend and for the kind words! Please stay tuned for more useful features coming soon!

### 5/5 — Love it

*2025-07-06*

The app makes it super simple to track what I spend. Total worth it!

**Developer response:** Hello, thanks for using eXpend! I appreciate your review and I’m glad that it helps!

## Frequently asked questions about eXpend

### What are the main features of eXpend?

eXpend allows for quick recording of income and expenses, customizable templates, scheduling of recurring transactions, personalized categories, flexible budget planning, goal tracking, debt management, and comprehensive financial reports.

### How does eXpend ensure user privacy?

eXpend is a completely serverless app, meaning all your financial data is stored locally on your device. It is never shared or uploaded to any servers, ensuring your data remains private and secure.

### Can I back up my data with eXpend?

Yes, eXpend offers local data management, allowing you to back up and restore your data anytime directly on your device. You can also export your data for external use.

### What languages does eXpend support?

eXpend is available in English, Arabic, Italian, Japanese, Turkish, Simplified Chinese (experimental), Filipino (experimental), Hindi (experimental), and Spanish (experimental).

### Is eXpend suitable for tracking debts?

Yes, eXpend includes comprehensive debt management features, allowing you to mindfully keep track of all your debts, both payable and receivable.

### How often is eXpend updated?

The latest version of eXpend is 1.8.30, and it was last updated on March 22, 2026. This indicates a commitment to regular updates and improvements.

### What devices can I use eXpend on?

eXpend is designed for Apple devices and is supported on iPhone, iPad, and iPod.

### What is the user rating for eXpend?

eXpend has an impressive rating of 4.9 stars based on 9 user ratings, suggesting a high level of user satisfaction.

## Version history (last 5 releases)

### 1.13.15 — 2026-08-28

Thanks for using eXpend! The following updates have been applied:

- Stay on top of your finances with all-new notifications! Receive timely reminders for planned payments, upcoming bill due dates, and recurring transactions.
- CSV exports are now customizable! Flexibly filter your expored transactions
- Easily share outstanding debt receipts to others
- Introduced a slew of minor user interface enhancements to improve experience
- Fixed identified issues that cause layout issues
- Fixed known issues and added various UI improvements

### 1.13.12 — 2026-08-23

Thanks for using eXpend! The following updates have been applied:

- Stay on top of your finances with all-new notifications! Receive timely reminders for planned payments, upcoming bill due dates, and recurring transactions.
- Improved backup and restore scope to include user preferences
- Introduced a slew of minor user interface enhancements to improve experience
- Fixed identified issues that cause layout issues
- Fixed known issues and added various UI improvements

### 1.13.9 — 2026-08-14

Thanks for using eXpend! The following updates have been applied:

- Stay on top of your finances with all-new notifications! Receive timely reminders for planned payments, upcoming bill due dates, and recurring transactions.
- Currency tracking is now more powerful. Enjoy unified currency exchange rates alongside new display preferences.
- Fixed identified issues that cause the app to crash in certain scenarios
- Fixed known issues and added various UI improvements

### 1.13.8 — 2026-08-12

Thanks for using eXpend! The following updates have been applied:

- Stay on top of your finances with all-new notifications! Receive timely reminders for planned payments, upcoming bill due dates, and recurring transactions.
- Currency tracking is now more powerful. Enjoy unified currency exchange rates alongside new display preferences.
- Fixed identified issues that cause the app to crash in certain scenarios
- Fixed known issues and added various UI improvements

### 1.13.7 — 2026-08-11

Thanks for using eXpend! The following updates have been applied:

- Stay on top of your finances with all-new notifications! Receive timely reminders for planned payments, upcoming bill due dates, and recurring transactions.
- Currency tracking is now more powerful. Enjoy unified currency exchange rates alongside new display preferences.
- Fixed identified issues that cause the app to crash in certain scenarios
- Fixed known issues and added various UI improvements

## Apps similar to eXpend

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Finance Manager: Budgetology](https://appshunter.io/ios/app/finance-manager-budgetology/id6748695540) | — | Free | Finance |
| [MoneyTool – Budget Tracker](https://appshunter.io/ios/app/moneytool-budget-tracker/id6740507671) | — | Free | Finance |
| [Finore - Spending Tracker](https://appshunter.io/ios/app/finore-spending-tracker/id6749824102) | — | Free | Finance |
| [SpendZen: Budget & Expense](https://appshunter.io/ios/app/spendzen-budget-and-expense/id6741732915) | 5.0 (5) | Free | Finance |
| [SmartWallet - Budget Manager](https://appshunter.io/ios/app/smartwallet-budget-manager/id6743027963) | — | Free | Finance |
| [Expense Easy: AI Money Tracker](https://appshunter.io/ios/app/expense-easy-ai-money-tracker/id6746142639) | 4.6 (7) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*