# Expensa: AI Expense Tracker — Budget Planner & Money Manager > Private AI-powered expense tracker and budget planner for iPhone. (iPhone/iPad app by Andrii Sereda.) - Source: https://appshunter.io/ios/app/expensa-ai-expense-tracker/id6758392205 (this page in markdown: same URL + `.md`) - Developer: [Andrii Sereda](https://appshunter.io/developer/1780402701) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 3.90/5 from 7 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 81 MB - Languages: American English, French (France), German (Germany), Italian, Polish, Brazilian Portuguese, European Spanish, Ukrainian - Released: 2026-04-29 - Data updated: 2026-08-29 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/expensa-ai-expense-tracker/id6758392205/reviews.md ## What is Expensa? Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://expensa.andrewsereda.com/terms.html Privacy Policy: https://expensa.andrewsereda.com/privacy.html ## Key features - Automatic transaction tracking via Wallet Shortcuts - AI-powered budget creation and categorization - Multi-currency support for travelers - Private iCloud sync, no bank linking - Shared budgets for family and partners - Customizable budget cycles and alerts ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Expensa PRO Monthly | $4.99 | per month | | Expensa PRO Yearly | $39.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | 1 Espresso | $0.99 | one-time | | 2 Espressos | $1.99 | one-time | | 4 Espressos | $4.99 | one-time | | 10 Espressos | $9.99 | one-time | ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/expensa-ai-expense-tracker/id6758392205/reviews.md ### 5/5 — Great app *2026-06-28* Highly recommend it to anyone looking for an effective way to track their expenses. Simple and looks great. **Developer response:** Thank you! Really happy it's clicking for you — simple and good-looking is exactly what I was going for. Appreciate the recommendation! ### 5/5 — Best free expense tracking app and for budgeting *2026-06-02* This this best app if you want to track expenses particularly for budgeting and the app looks very modern and snappy Loved it **Developer response:** Thank you so much for your kind words and support! 🫶🏻 Glad you’re enjoying the app! ### 5/5 — Great app *2026-05-02* Great for tracking my budget and daily expenses. It’s simple, easy to use, and helps me clearly see where my money goes. Definitely keeps me more organized and in control of my spending ❤️ **Developer response:** Thank you so much! ❤️ I’m really glad the app is helping you stay organized and keep track of your spending. Your support means a lot! ## Frequently asked questions about Expensa ### Does Expensa have ads? Expensa is ad-free, allowing for an uninterrupted budgeting experience. The app focuses on privacy and user experience without the distraction of advertisements. ### What are the pricing details for Expensa Premium? Expensa offers a Premium subscription with monthly ($4.99/P1M) and yearly ($39.99/P1Y) plans, both including a 14-day free trial. Premium unlocks unlimited spaces, accounts, AI categorization, and shared spaces. ### How does Expensa ensure user privacy? Expensa prioritizes privacy by not linking to bank accounts or using third-party aggregators. All data syncs exclusively via iCloud, keeping your financial information on your devices. ### Can Expensa be used for multiple currencies? Yes, Expensa supports over 150 currencies with live exchange rates, making it ideal for travelers and expats. It stores both original and converted amounts for accurate reporting. ### How often is Expensa updated? Expensa was last updated on June 24, 2026, with version 1.1.4. This indicates a commitment to ongoing development and improvements. ### Is Expensa available on devices other than iPhone? Currently, Expensa is designed for iPhone. The app supports various iPhone models and is optimized for the iOS platform. ### What are the limitations of the free version of Expensa? The free version of Expensa includes 1 space, 2 accounts, 3 recurring transactions, and 5 receipt scans. For unlimited access and advanced features like shared spaces and AI categorization, a Premium subscription is required. ### How does Expensa's AI budgeting work? Expensa's AI builds your first budget in seconds by analyzing your spending habits. It can also intelligently allocate your budget across categories based on your region and past expenditures. ## Version history (last 5 releases) ### 1.2 — 2026-08-08 VOICE, WIDGETS AND A HOLIDAY Spent a month building, now – a holiday. But not before the biggest update yet. You can now just say an expense out loud: the amount, the currency, the account, the category, even that it was yesterday. And "every month 500 for the gym" turns into a recurring one. Also new: widgets (seven, lock screen included), a budget forecast built from your own history, a screen per account, deeper analytics and file import from the main screen. The main screen and categories got noticeably faster. Write to me if something breaks – I'll read it after the holiday ### 1.1.5 — 2026-07-07 • Redesigned Insights for spending categories • Bug fixes • Performance improvements ### 1.1.4 — 2026-06-24 • Bug fixes and stability improvements • Smoother, faster performance ### 1.1.3 — 2026-06-22 Dashboard customization is here! Now you can drag and drop to reorder the sections on your dashboard the way you want, and also: • Bug fixes and stability improvements • Smoother, faster performance ### 1.1.2 — 2026-06-11 Thanks for using Expensa! • Bug fixes and stability improvements • Smoother, faster performance --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*