# Expense & Budget — Money tracker personal finance

> Personal finance tracker for expense management, budgeting, and savings growth. (iPhone/iPad app by Apponance, Inc..)

- Source: https://appshunter.io/ios/app/expense-and-budget/id1639025306 (this page in markdown: same URL + `.md`)
- Developer: [Apponance, Inc.](https://appshunter.io/developer/1402331968)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 6 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 58 MB
- Languages: American English
- Released: 2022-08-13
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/expense-and-budget/id1639025306/reviews.md

## What is Expense & Budget?

**Take control of your money in two taps a day — no bank login, no data harvesting, ever.** Log every expense, income, and transfer in seconds. Set budgets that warn you *before* you overspend. See your whole month in clean charts. Your books stay on your device — no bank logins, no selling your spending habits, no ad network watching where your money goes.

Built for anyone who wants real control of their money — freelancers with uneven income, families splitting bills, savers chasing a goal, anyone done handing their financial life to a faceless app. Simple enough to use daily. Strong enough to pay off debt, build savings, and finally answer "where did the month go?"

**Features:**

- **Add money in two taps** — Income, expense, or transfer on one fast screen with a tap-to-pick category grid. Snap a receipt photo and attach it to any entry. Logged before your coffee gets cold.
- **Budget alerts before you overspend** — Set a budget for any category and get a push notification at 75%, 90%, and 100%. The first warning comes early — not after you're already in the red.
- **See exactly where it goes** — Spending trends, income-vs-expense bars, category breakdown donuts, and a net-worth line. Your entire financial picture on one screen.
- **Your month, every way you look at it** — Daily, weekly, and monthly views plus a full calendar with per-day totals. Tap any day to see exactly what you spent.
- **Every account in one place** — Cash, checking, savings, credit cards, loans, investments, and more — each in its own currency. Cross-currency transfers lock in the exchange rate the moment you enter them, so old balances never drift.
- **Recurring bills post themselves** — Salary, rent, subscriptions, and loan payments land automatically on the right date. Set it once and forget it.
- **No bank links. Ever.** — Nothing connects to your bank. Your books live on your device, full stop. Your spending habits are never sold, tracked, or mined.
- **Free cloud sync + web app** — Sign in with Apple or Google to back up and sync across iPhone, iPad, and the web app at app.moneyeco.io. Sync is free for everyone — never paywalled.
- **Lock it down** — Hide your finances behind a PIN plus Face ID or Touch ID.
- **Your data is yours** — Export your entire history to one backup file and import it anywhere. Sign out and your local books stay put.
- **One-time upgrade** — Pay once to remove ads and unlock unlimited accounts and budgets. No subscription. No recurring charge. Yours forever.

Whether you're paying off debt, building a savings runway, splitting bills, or just want to know where the month went — Expense Budget gives you the full picture and keeps it completely private.

=== Premium Subscription
- Payment charged to your Account at confirmation of purchase
- Subscription renews automatically unless cancelled at least 24 hours before the end of the current period
- Manage or turn off auto-renewal anytime in your Account Settings
- Privacy Policy: https://apponance.com/privacy
- Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

## Key features

- Record and categorize income, expenses, and transfers
- Streamlined timeline view of finances
- Comprehensive expense and budget tracker
- Centralized daily financial records
- Generate reports on spending patterns
- Exportable PDF reports
- Visual chart analysis of financial health

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Service | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium App | $4.99 | one-time |



## Frequently asked questions about Expense & Budget

### What are the main features of Expense & Budget?

Expense & Budget allows you to record and categorize income, expenses, and transfers, view your finances chronologically, generate reports on spending patterns, and visualize your financial health with charts. It also offers exportable PDF reports for sharing insights.

### How does Expense & Budget help with budgeting?

The app provides a comprehensive tracker for your expenses and budget, helping you centralize daily financial records. You can generate clear reports to uncover spending patterns and trends, making it easier to manage your budget effectively.

### Is Expense & Budget free to use?

Yes, Expense & Budget is free to download and use. It offers in-app purchases, including a premium subscription for an ad-free experience.

### What are the subscription options for Expense & Budget?

The app offers a Premium Service subscription for $1.99 per month, which removes ads. Subscriptions can be managed by the user, and auto-renewal can be turned off in account settings.

### Does Expense & Budget have ads?

Yes, the free version of Expense & Budget contains advertisements. Users can opt for the Premium Service subscription to remove ads.

### What devices is Expense & Budget compatible with?

Expense & Budget is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Expense & Budget updated?

The app was last updated on February 1, 2024, with version 6.91. This indicates regular updates to improve functionality and address issues.

### What is the user sentiment for Expense & Budget?

Expense & Budget has received a high rating of 5.0 stars from 6 ratings, suggesting a very positive user reception based on the available data.

## Version history (last 5 releases)

### 7.1.0 — 2026-08-17

Bug fixes and performance improvements

### 7.0.8 — 2026-07-17

Bug fixes and performance improvements

### 7.0.6 — 2026-06-16

Bug fixes and performance improvements

### 7.0.3 — 2026-06-15

Bug fixes and performance improvements

### 7.0.2 — 2026-06-07

Bug fixes and performance improvements

## Apps similar to Expense & Budget

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Budget Planner - Money Flow](https://appshunter.io/ios/app/budget-planner-money-flow/id900890647) | 4.7 (726) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance |
| [Monefy: Bills & Money Tracker](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409) | 4.7 (6,638) | Free | Finance |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,387) | Free | Finance |
| [Fudget: Monthly Budget Planner](https://appshunter.io/ios/app/fudget-monthly-budget-planner/id1664719450) | 4.7 (1,741) | Free | Finance |
| [Spending Tracker](https://appshunter.io/ios/app/spending-tracker/id548615579) | 4.8 (19,361) | Free | Finance |

## More apps by Apponance, Inc.

- [Crypto Master: Market Analysis](https://appshunter.io/ios/app/crypto-master-market-analysis/id569358646)
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- [What's My IP: Address & Map](https://appshunter.io/ios/app/whats-my-ip-address-and-map/id974414251)
- [Invoice Maker: Invoice Master](https://appshunter.io/ios/app/invoice-maker-invoice-master/id1402331969)
- [Baby Tracker: Newborn Growth](https://appshunter.io/ios/app/baby-tracker-newborn-growth/id1561787685)

All apps by Apponance, Inc.: https://appshunter.io/developer/1402331968

## Related topics

[money manager budgeting famifi](https://appshunter.io/ios/topics/money-manager-budgeting-famifi)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*