# Expense Flow & Tracking — Expense Flow & Tracking

> Expense Flow & Tracking (iPhone/iPad app by Muhammad Naeem.)

- Source: https://appshunter.io/ios/app/expense-flow-and-tracking/id6765915662 (this page in markdown: same URL + `.md`)
- Developer: [Muhammad Naeem](https://appshunter.io/developer/1176538664)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15 · 100 MB
- Languages: American English
- Released: 2026-05-23
- Data updated: 2026-08-01
- User reviews in markdown: https://appshunter.io/ios/app/expense-flow-and-tracking/id6765915662/reviews.md

## What is Expense Flow & Tracking?

Expense Flow & Tracking – Offline Expense Tracker & Money Manager

Take full control of your finances with Expense Flow & Tracking, the smart and easy-to-use offline expense tracker designed to help you manage your money better every day.

Track your income, expenses, subscriptions, loans, cheques, savings goals, and account transfers in one place. Whether you are managing personal finances, family budgets, or small business expenses, Expense Flow & Tracking gives you the tools you need to stay organized and financially aware.

Built with privacy and simplicity in mind, the app works completely offline so your financial data always stays on your device.

Income & Expense Tracking

Easily record daily income and expenses with detailed transaction management.
Monitor your spending habits and understand where your money goes with organized financial tracking.

Multiple Accounts & Multi-Currency Support

Create and manage multiple accounts with support for different currencies.
Perfect for users handling cash, bank accounts, wallets, business accounts, or international transactions.

Money Transfer Between Accounts

Transfer money between your accounts while automatically maintaining accurate balance records and transaction history.

Subscription & Recurring Payment Tracking

Keep track of subscriptions, monthly bills, memberships, streaming services, and recurring expenses so you never lose control of your payments.

Loan, Borrow & Lend Management

Manage borrowed and lent money with complete records, helping you monitor repayments and outstanding balances.

Cheque Tracking

Track issued and received cheques with detailed records for better financial organization.

Financial Goals & Savings Tracking

Create savings goals and monitor your financial progress to stay motivated and improve your budgeting habits.

Smart Financial Overview

View your transaction history and financial summaries to better understand your income, expenses, and money flow.

Local Backup & Restore

Backup your financial data locally and restore it anytime when changing devices or reinstalling the app.

100% Offline & Private

Expense Flow & Tracking works completely offline:

No internet required
No online account needed
No cloud dependency
Your data stays on your device

Why Choose Expense Flow & Tracking?
Simple and clean user interface
Fast and lightweight performance
Secure offline finance management
Multi-account support
Multi-currency support
Personal and business finance tracking
Easy budgeting and expense management
Privacy-focused money management

Perfect For
Personal finance management
Daily expense tracking
Budget planning
Subscription management
Family budgeting
Small business accounting
Savings tracking
Offline money management

Download Expense Flow & Tracking today and start managing your finances smarter with a secure, private, and fully offline expense tracker and money manager.

LICENSED APPLICATION END USER LICENSE AGREEMENT: 
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Expense Flow Monthly | $5.99 | per month |
| Expense Flow Yearly | $24.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Expense Flow Lifetime | $44.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-05-23

No release notes.

## More apps by Muhammad Naeem

- [Adult coloring Books –Coloring](https://appshunter.io/ios/app/adult-coloring-books-coloring/id1213837628)
- [Quran Kareem with Translation](https://appshunter.io/ios/app/quran-kareem-with-translation/id1459991877)
- [All languages Translator](https://appshunter.io/ios/app/all-languages-translator/id1540403989)
- [Dietify Meal & Calorie Tracker](https://appshunter.io/ios/app/dietify-meal-and-calorie-tracker/id6758654565)
- [e-Bill checker for Pakistan](https://appshunter.io/ios/app/e-bill-checker-for-pakistan/id6759555820)

All apps by Muhammad Naeem: https://appshunter.io/developer/1176538664

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*