# Expense Keep: Envelope Budget — Smart Simpler Budget Tracker

> Simple and fast expense and income tracker for personal finance management. (iPhone/iPad app by Tayson Nguyen.)

- Source: https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495 (this page in markdown: same URL + `.md`)
- Developer: [Tayson Nguyen](https://appshunter.io/developer/601885498)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.40/5 from 1,677 App Store ratings · 363 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 5 MB
- Languages: American English
- Released: 2013-03-08
- Data updated: 2026-08-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews.md

## What is Expense Keep?

Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health.

Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries.

"This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app."
"I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!"
"All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps."
"This app is the only budget app that I could find which works well with a zero-based budget."
"This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes."
"This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)."
"Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible."
"This app is helping me feel in much more control of my finances."
"This app is fantastic. Don't know how i ever managed without it."
"Awesome app. Easy to use. Quick to set up and quick to input transactions."
"Have tried a number of apps to track expenses, and this one has everything I've been looking for."

Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups.

FEATURES:

Accounts
+ Add/Edit/Delete accounts.
+ Set starting balance.
+ Organize your money into separate accounts.
+ View current balance of each account.

Expenses and Incomes
+ Add/Edit/Delete entries for expenses and incomes.
+ Create custom expense categories.
+ Assign expenses/incomes to an account.
+ Set a date and note for each entry.
+ Select a category for expenses.

Transfers
+ Add/Edit/Delete transfers.
+ Transfer money from one account to another.
+ Helps you stay on budget when you overspend in one account.

Recurring Entries
+ Add/Edit/Delete recurring entries that get automatically entered.
+ Setup recurring expenses/incomes/transfers for each account.
+ Set repeat cycles of daily, weekly, biweekly, monthly and more.
+ Set a start date and end date for recurring expenses.
+ Or set recurring expenses to be ongoing with no end date.

Monthly History
+ View all entries for current month.
+ Go back and see previous months' entries.
+ Go to future months and add entries ahead of time.

Cash Flow
+ See how much you earned/spent for the month.
+ Cash flow bar chart helps you spend less than you earn.

Expense Chart
+ Pie chart shows your expenses broken down into categories.
+ See where all your money is going.
+ Filter pie chart to show only the accounts you select.

Report
+ CSV export

Security
+ Passcode lock feature

More features coming soon!

Have questions, requests, or feedback?
Send them to info@expensekeep.com

If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!

## Key features

- Track expenses and income
- Organize money into accounts/envelopes
- Set up recurring transactions
- View monthly history and cash flow
- Create custom expense categories
- Transfer money between accounts

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Expense Keep Pro | $9.99 | one-time |


## What do users think of Expense Keep?

Overall sentiment: positive

**Pros**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**Cons**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Commonly reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Most requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync

## Recent user reviews (10 of 363)

All indexed reviews: https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews.md

### 1/5 — Unable to export CSV

*2026-08-26, version 26.2*

I’m using the paid Pro version and love the app. However, I’m no longer able to export my data as a CSV file. I’m not sure whether the export feature is currently not working or if there is an issue with my settings. I’ve tried contacting the developer but haven’t received a response. Could you please resolve this issue? I really need access to my expense data and would hate to have to switch to another app.

### 3/5 — Annoyed by upsells

*2026-02-24, version 26.1*

I’ve been using the free version of this app for 8 years. Recently, there’s been a change where every time I open the app, it asks me to upgrade to the paid version. This is really annoying - I am ok with the free version! Can it be a banner instead, or come up less frequently? It’s really annoying considering how often I have to enter the app to enter expenses.

### 1/5 — Frustrated over not getting my unlocked features after paying

*2026-01-21, version 25.7*

I have written multiple time to you regarding the issue I am having with regards to already paying for the pro version and not being able to get the features. You not answering the messages is becoming frustrating. Please fix the problem or give me back my money.

### 5/5 — Fantastic app!

*2026-01-10, version 25.7*

Super helpful, works perfectly for my needs, and has always been reliable. I’ve been using it for years and it’s made a big difference for my finances.

### 1/5 — Asking again for payment

*2026-01-03, version 25.7*

Love the app. But I paid the full amount to get access to all the features. Did an update on my phone and now the app is asking me to pay again for the features.

### 5/5 — Best Expense Tracking App

*2026-01-01, version 25.7*

I have been using this for 8 years and when it had a glitch after IOS updated, I reached out and the support was awesome. It only took a couple of days and it was fixed!

### 5/5 — Good

*2025-12-26, version 25.7*

Good app

### 5/5 — The best, simple expense, tracking, and budgeting app out there.

*2025-12-21, version 25.6*

This is the best expense tracking and budgeting app I have found. Super simple. I use the premium version which just has a one time fee, but the free version is also excellent. It’s what we all need. Set your daily budgets and envelopes and easily track your spending.

### 1/5 — Doesn’t work with 26.2

*2025-12-18, version 25.6*

I’ve been a paid app user for over 5 years. The last couple of updates from the developer have made certain things worse, but was still usable. 

For one example, the app goes to last category entry, instead of category list. So, each time a new entry is made, you have to go back to main list and pick. Not sure why developer changed this, it just adds extra steps. Annoying, but still usuable. 

Now, however, after updating to iOS 26.2 (which isn’t the developer’s fault), it is completely useless. After choosing category, there are no options listed for input. It looks like all the numbers and letters are on one line all jumbled together. So you can’t input anything. 

Now is the time for a new update (actual bug fixes) from the developer to address this issue. Otherwise, a useful app with some annoyances becomes worthless. As it is now, it’s a waste of money.

### 3/5 — Closest Thing to Perfext

*2025-12-15, version 25.6*

Currently, this app is broken with iOS 26.2, but I’m sure this will be fixed soon. 

Other than that, this app is fantastic. Clean, simple, intuitive. Add in a dark mode and address some minor bugs + the iOS 26.2 fix and it’s a 5 star app.

## Frequently asked questions about Expense Keep

### What does Expense Keep do?

Expense Keep is a personal finance app designed for fast and simple expense and income tracking. It helps users organize their money into separate accounts or spending 'envelopes', track balances, and monitor spending habits to improve financial health.

### What are the key features of Expense Keep?

Key features include the ability to add, edit, and delete accounts with starting balances, track expenses and incomes with custom categories, set up recurring entries for expenses, incomes, and transfers, and view detailed monthly history and cash flow charts.

### Is Expense Keep free to use?

The app is free to download and use, offering core functionalities for expense tracking. It also includes in-app purchases, suggesting that some advanced features or customization options may be available for purchase.

### What kind of devices is Expense Keep compatible with?

While specific operating system versions are not detailed, the application is available for mobile devices, implying compatibility with both iOS and Android platforms. Users can manage their finances on the go.

### How can Expense Keep help me manage my money?

By providing a simple and quick way to log all your expenses and incomes, Expense Keep helps you visualize where your money is going through charts and historical data. This awareness can lead to better spending decisions and help you save money.

## Version history (last 5 releases)

### 26.3 — 2026-08-29

• bug fixes

### 26.2 — 2026-06-23

• bug fixes

### 26.1 — 2026-02-03

• bug fixes

### 25.7 — 2025-12-22

• bugfix for iOS 26.2

### 25.6 — 2025-10-28

• bug fixes

## Apps similar to Expense Keep

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| --- | --- | --- | --- |
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## More apps by Tayson Nguyen

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All apps by Tayson Nguyen: https://appshunter.io/developer/601885498

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*