# Expense Split - Track & Settle — Bill Splitter for Groups

> App for splitting bills and tracking shared expenses among groups. (iPhone/iPad app by S Ravi Shankar.)

- Source: https://appshunter.io/ios/app/expense-split-track-and-settle/id1041478586 (this page in markdown: same URL + `.md`)
- Developer: [S Ravi Shankar](https://appshunter.io/developer/516903373)
- Category: Finance, Travel
- Price: Free with in-app purchases
- Rating: 4.70/5 from 20 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 8 MB
- Languages: Czech, Danish, Dutch, English, Finnish, French, German, Hindi, Indonesian, Italian and 8 more
- Released: 2015-09-30
- Data updated: 2026-07-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/expense-split-track-and-settle/id1041478586/reviews.md

## What is Expense Split?

Welcome to Expense Split - Your Ultimate Bill Divvy Tool!

Stop Awkward "Who Owes What?" Conversations

Split bills fairly with friends, roommates, and travel buddies without the spreadsheets, math errors, or awkward money talks.

SPLIT ANY BILL IN SECONDS
  - Add expenses with a few taps
  - Everyone pays their fair share automatically
  - Works for dinners, rent, trips, or any shared cost

CUSTOM SPLITS WITH SMART LOCKS
  - Lock specific amounts while adjusting others
  - Perfect for unequal splits (ordered steak vs salad?)
  - No more "wait, change that back!" moments
  - Others auto-adjust to keep total at 100%

INTELLIGENT & AUTOMATIC
  - AI suggests expense categories as you type (Supports iPhone 15 Pro and above)
  - Quick-add friends from your other groups
  - Remembers your preferences
  - No more repetitive data entry

ORGANIZED GROUP OVERVIEW
  - See "3 people · 7 expenses" at a glance
  - Know what's in each group before opening
  - Track multiple groups effortlessly
  - Empty states guide you when starting out

 REAL-TIME COLLABORATION
  - Share groups with roommates via CloudKit
  - Everyone sees updates instantly
  - Set view-only or editing permissions
  - No more "did you add that expense?" texts

SETTLE UP WITHOUT THE AWKWARDNESS
  - Crystal-clear balance breakdowns
  - Simplifies debts to fewest transactions
  - Export records as CSV for bookkeeping
  - Know exactly who owes whom

 PRIVACY FIRST
  - No account required—start immediately
  - Your data stays on your devices
  - Optional iCloud sync across iPhone, iPad, Apple Watch
  - No ads, no tracking, no nonsense

Perfect for:
  - Roommates splitting rent, utilities, groceries
  - Friends sharing dinner bills or concert tickets
  - Couples tracking joint expenses
  - Travel groups managing vacation costs
  - Families organizing shared purchases

Premium Features Available:
Unlock advanced features with one simple purchase-no confusing tiers or subscriptions. All features, one price, forever.

Join thousands who've stopped arguing about money.
Download ExpenseSplit and make bill splitting simple.

## Key features

- Split bills in seconds
- Customizable and smart splits
- Intelligent expense suggestions
- Organized group overviews
- Real-time collaboration
- Simplified debt settlement
- Privacy-focused, no account needed

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| All Pro Features | $2.99 | one-time |
| Export CSV | $1.99 | one-time |
| Share Settle Up PDF | $0.99 | one-time |
| All Premium Features | $2.99 | one-time |


## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/expense-split-track-and-settle/id1041478586/reviews.md

### 5/5 — Super good

*2026-03-23*

Great app. Easy to use.

### 1/5 — Sharing feature not working

*2026-01-23, version 3.30.1*

when shared it with another person it does not show the group created where access has been shared with that person

### 2/5 — Payment made to access all premium features for current and future..

*2026-01-22, version 3.30.1*

Even after making payment it is not giving full access.. every time I click it asks me to pay..

"Thank you for your feedback. We haven’t received similar reports from other users, but we understand this is frustrating. In the latest release (3.30.3), we simplified the purchase flow so there is only one Pro upgrade, and all previous purchases are automatically granted full access. Please ensure the app is updated and tap Restore Purchases on the paywall screen. If the issue continues, please contact us from the in-app Support section so we can assist you directly."

Sorry to say restore purchase option is not working..

### 1/5 — Split wont works as expected

*2025-03-20, version 3.25.2*

Amount split ends up in loss to the paymentee

### 1/5 — Some bugs and not working

*2024-04-20*

Not possible to input decimal values and the split distribution is not equal for the different users… couldn’t use it…

**Developer response:** We are continuously working on to improve the app. Input decimal issue has been addressed now. Can you please provide more info on the split distribution issue. Please reach the the support with the details - ravi@rshankar.com

### 5/5 — Light and Easy

*2024-02-18, version 3.7.1*

The app is easy to use and does not capture data. On the go expense management made easy :)

## Frequently asked questions about Expense Split

### How does Settle Up handle unequal expense splits?

Settle Up allows for custom splits where you can lock specific amounts for individuals while others adjust automatically. This is perfect for situations where people consumed different items or services, ensuring everyone pays their fair share.

### Can I share my Settle Up groups with others?

Yes, you can share groups with roommates and friends via CloudKit for real-time collaboration. Everyone sees updates instantly, and you can set view-only or editing permissions to manage access.

### Does Settle Up require an account to use?

No, Settle Up does not require an account to start using its features. Your data stays on your devices, offering a privacy-first approach. Optional iCloud sync is available across iPhone, iPad, and Apple Watch.

### What are the premium features in Settle Up?

Settle Up offers premium features available through a one-time purchase, not a subscription. This unlocks advanced functionalities for a permanent upgrade, with no confusing tiers or recurring costs.

### How does Settle Up simplify debt settlement?

The app simplifies debts by calculating the fewest transactions needed to settle balances. This provides crystal-clear breakdowns, so you know exactly who owes whom without complex manual calculations.

### What devices is Settle Up compatible with?

Settle Up is designed for Apple devices, including iPhone, iPad, and Apple Watch. It supports real-time collaboration and data syncing across these platforms.

### How often is Settle Up updated?

The latest version, 3.31.0, was last updated on March 23, 2026. This indicates a commitment to regular updates and improvements for the application.

### What is the user sentiment for Settle Up?

Settle Up has a high user rating of 4.7 stars from 19 ratings, suggesting positive user sentiment. Users appreciate its ease of use in managing shared expenses and avoiding awkward financial conversations.

## Version history (last 5 releases)

### 3.32.0 — 2026-05-25

• PDF QR code stays in its lane — The App Store QR used to gatecrash the middle of your expense list. It now waits patiently at the bottom of its own page like a polite party guest.

• PDF columns are aligned — In the Individual Expenses table, "Amount" and "Paid By" had quietly swapped places under the wrong headers. We told them to settle up. Felt fitting.

### 3.31.0 — 2026-03-23

• "Hey Siri, add an expense" — You can now use Siri Shortcuts to add expenses and check balances without opening the app. Laziness has never been this productive.

• Settle Up actually stays settled — Fixed a bug where marking a balance as settled would mysteriously un-settle itself when you navigated away. It now remembers, like an elephant. Or at least like a functioning app.

• Smarter expense categories — The app now auto-detects categories from your expense names. Type "pizza" and it knows that's food, not transportation. We're as shocked as you are.

• Expense templates — Frequently splitting the same Friday pizza? Save it as a template and add it with one tap.

• Balance reminders — Gentle nudge notifications so your friends don't "forget" they owe you money.

• Spending summary — See who's spending what (and silently judge the person who keeps ordering appetizers for the table).

• Better accessibility — Improved Dark Mode, Dynamic Type support, and color contrast. The app now looks good at any size, in any lighting, for everyone.

• Deep links — Tap a link, land right where you need to be in the app.

• Bug fixes & polish — Squashed bugs in participant reordering, CloudKit sync, and various other gremlins. The code is cleaner. Our therapist is proud.

### 3.30.1 — 2025-11-09

Lock Custom Splits
Lock anyone's share—it stays while you adjust everyone else.
No more "wait, change mine back!"

AI Categorization (iPhone 15 Pro and above)
Type "Uber" - we suggest "Travel". One tap, done.

Quick-Add Friends
Suggests people from your other groups. No retyping names.

Groups Show Metadata
"3 people · 7 expenses" displayed under each group.

Simpler Premium
Replaced 3 purchases with 1 simple unlock. All features.

Plus: Better validation, improved empty states, bug fixes.

No login. No ads. Fair splits.

### 3.27.1 — 2025-07-03

Smart Expense Splitting Made Even Smarter!

Custom Split Magic - Split bills however you want! Equal shares OR custom percentages. Your group trip, your rules.
Bug Vanished - Fixed that sneaky issue when deleting group members. No more ghost expenses haunting your splits!

Perfect for roommates, travel groups, and dinner splits. Because math is hard, but friendship shouldn't be!

### 3.26.1 — 2025-03-31

No More Accidental Deletes! - Now, if you try to delete an expense without permission, we’ll kindly let you know instead of silently ignoring you.
Big, Bold, Beautiful Add Buttons!  - Never lose sight of where to add things—your fingers will thank us.
Smoother Experience with Haptics! - Feel the buzz when creating or deleting groups, users, and expenses.
Bug Fixes & Cleanup!  - We squashed some bugs, tossed out unused files, and silenced those annoying warnings.
Under the Hood Tweaks!  - Switched from CocoaPods to SPM—because who doesn’t love a lighter, faster app?
Analytics Added! - We’re now smarter about improving your experience (no spying, promise!).

## Apps similar to Expense Split

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Split expenses: Bill Share](https://appshunter.io/ios/app/split-expenses-bill-share/id6478914904) | 4.3 (3) | Free | Finance |
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| [IOU: Split Receipts & Expense](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294) | 4.3 (16) | Free | Finance |
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All apps by S Ravi Shankar: https://appshunter.io/developer/516903373

## Related topics

[settle up](https://appshunter.io/ios/topics/settle-up)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*