# Expense Track: Budget Planner — Auto-log spending with AI

> Auto-log spending with AI (iPhone/iPad app by HECTOR MATA PRECIADO.)

- Source: https://appshunter.io/ios/app/expense-track-budget-planner/id6759008742 (this page in markdown: same URL + `.md`)
- Developer: [HECTOR MATA PRECIADO](https://appshunter.io/developer/1876340875)
- Category: Finance, Productivity
- Price: Free (on sale, was $0.99)
- Age rating: 4+
- Requires: iOS 18.6 · 28 MB
- Languages: American English, Latin American Spanish
- Released: 2026-03-31
- Data updated: 2026-10-11

## What is Expense Track?

Expense Track logs your spending almost on its own: Apple Pay purchases are recorded automatically, you dictate cash expenses in seconds, and AI sorts everything into categories. All you do is see where your money goes. Free to download.

LOG WITHOUT THE EFFORT
• AI dictation: say or type "40 for gas yesterday with my card" and the app builds the entry with amount, date, category and payment method. Perfect for cash.
• Automatic Apple Pay logging: add our shortcut once and every payment with your iPhone or Apple Watch is recorded instantly, without opening the app.
• Automatic categories: transactions sort themselves, and the app learns from every correction you make.
• Import your bank statement: upload your bank's PDF and AI extracts every charge, spots installment plans and fees, and skips what you already logged. Your first import is free.
• One button to log it all: expense, income, dictation or statement from any screen.

UNDERSTAND AND CONTROL YOUR MONEY
• Weekly recap: every Monday, a notification with what you spent, where it went and how you did against last week.
• Monthly AI report: recommendations based on your income and spending.
• Budgets by category, with alerts before you overspend.
• Savings goals with manual or automatic deposits. Your savings stay separate from your available balance.
• Installment plans: log purchases paid over time and the app projects every payment.
• Recurring payments: rent, gym or subscriptions log themselves every week, month or year.
• Separate Personal and Business accounts in the same app.
• Travel Mode: see your balance in other currencies with up-to-date exchange rates.
• Custom categories, with suggestions for the most common ones.

SPLIT EXPENSES WITHOUT THE DRAMA
• Group projects for trips, roommates or events. Invite with a code and the app works out who owes whom, with the fewest transfers possible.
• Split the bill: scan the receipt and assign each item to whoever had it.

YOUR PRIVACY
Your transactions are stored on your iPhone, not on our servers, and you can lock the app with Face ID or Touch ID. AI features send only what they need, and none of them turn on by themselves. Before a statement is sent, the app hides card and account numbers and ID numbers right on your iPhone.

EXPENSE TRACK PREMIUM
The app is free and supported by ads. Premium removes all ads and includes unlimited statement imports, unlimited group projects (the free version includes one) and report export to PDF, CSV and Excel.

Premium is offered as an auto-renewable monthly (1 month) or yearly (12 months) subscription, and as a one-time lifetime purchase. The price is shown in the app before you confirm. Payment is charged to your Apple ID account, and the subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage it in Settings → your name → Subscriptions.

Terms of Use: https://expense-track-c4744.web.app/terms
Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://expense-track-c4744.web.app/privacy

## Is Expense Track safe?

Not enough ratings yet to assess Expense Track.

## Is Expense Track legit?

Expense Track: Budget Planner has limited verification signals. The AppsHunter Legitimacy Score for Expense Track is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 8.1 — 2026-10-10

This update strengthens security and privacy and makes your finances more reliable.

• More private AI features: sensitive identifiers are masked before text is sent for processing. Bank statement PDFs stay on your device, and you can disable remote AI in Settings.
• Safer shared projects: stronger participant verification, improved owner permissions and renewable invitation codes.
• Better protection for app lock settings and safer CSV exports.
• More reliable saving, balance calculations and expense splitting, with clearer messages when something goes wrong.
• Improved statement review, purchase restoration and support for larger text.

Update to this version to keep using shared projects with the latest protections.

### 8.0.1 — 2026-09-30

Errors corrections

### 8 — 2026-09-29

• Now free. Premium removes all ads.
• Now in English, with your local currency.
• A new home screen: your balance, how you compare to last month and what's worth doing today.
• Log in one tap: the + button in the center opens expense, income, dictation or statement from any screen.
• Your first bank statement import is free, and it's better at spotting what you already logged, including installment purchases.
• Categories: suggestions for the most common ones, more icons and a distinct color for each.
• Apple Pay payments are logged even when your iPhone is locked.
• Stability fixes.

### 7 — 2026-09-24

Nuevo: tus pagos con Apple Pay se registran solos, dictas el efectivo y la IA clasifica todo. Cada lunes, el resumen de tu semana.

### 6.1.1 — 2026-08-22

Corrección de errores menores

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*