# Expense Tracker: Cashflow — money tracker: savings tracker > Private, on-device expense tracker and budget planner with smart financial insights. (iPhone/iPad app by Rodrigo Ibarra.) - Source: https://appshunter.io/ios/app/expense-tracker-cashflow/id6743357457 (this page in markdown: same URL + `.md`) - Developer: [Rodrigo Ibarra](https://appshunter.io/developer/1355971858) - Category: Finance - Price: Free with in-app purchases - Rating: 4.75/5 from 4 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 44 MB - Languages: English - Released: 2025-03-22 - Data updated: 2026-06-24 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-cashflow/id6743357457/reviews.md ## What is Expense Tracker? Track expenses in seconds. Stay on top of every account. All without ever sharing your data. Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no account, no compromise. It's the expense tracker, budget planner, and money manager for people who want full control of their finances and full ownership of their data. LOG EXPENSES IN SECONDS Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single tap. The fastest way to log spending we've seen on iOS. YOUR DATA STAYS ON YOUR PHONE Everything is stored locally on your device. No cloud sync. No account required. Works completely offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours alone — we never see it, and we never want to. TRACK EVERY ACCOUNT Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP, JPY, CAD, AUD, BRL, COP, and ARS. STAY ON YOUR BUDGETS Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet needed. SMART INSIGHTS The built-in intelligence layer catches what you'd miss on your own: • Unusual expenses flagged automatically (50× your typical spend? we'll tell you) • "Spending more than you earn" alerts • Top categories with month-over-month trends • Peak spending day patterns • Auto-detected recurring charges from your transactions TRACK SUBSCRIPTIONS Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7 days before each renewal. The built-in calendar shows everything renewing this month. DAILY REMINDER Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking up to date. Toggle on or off anytime in Settings. MAKE IT YOURS Choose from 8 accent colors — each ships with a matching app icon that updates on your Home Screen. Pick Plum, Coral, Forest, Ocean, Sun, Rose, Purple, or Graphite. Bilingual interface: English and Spanish, ready for global use. BUILT FOR iOS • Back Tap shortcut for fastest-in-class expense entry • Apple Pay logging via Shortcuts automation • Cloud-free, on-device storage only • Bilingual: English and Spanish • iOS 16+ supported NO ADS. NO CLOUD. NO COMPROMISE Cashflow is a real expense tracker, budget planner, and money manager that respects you. No third-party trackers. No analytics SDKs profiling your behavior. No subscription required for the core features. Just a clean tool that does its job and stays out of your way. Built by an independent developer who uses it every day. #SUBSCRIPTION & AUTOMATIC RENEWAL The payment will be charged to your Apple ID Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours before the end of your selected subscription. Subscriptions can be managed, and auto-renewal turned off in your App Store Account Settings. Prices: Monthly $5.99 – Yearly $39.99 #ACCESS CONTENT To access the full content, you’ll need to start a subscription. A free option is also available. Legal Privacy Policy: https://rodrigoibarra.dev/privacy-policy Terms of Use: https://rodrigoibarra.dev/terms-of-service ## Key features - Log expenses in seconds with shortcuts - On-device data storage, no cloud sync - Track unlimited accounts and net worth - Set flexible budgets with visual progress - Smart insights for spending patterns - Subscription renewal tracking and alerts - Multi-currency support ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Plan | $5.99 | per month | | Anual Plan | $39.99 | per year | ## Frequently asked questions about Expense Tracker ### Does Expense Tracker: Cashflow have ads? No, Expense Tracker: Cashflow is completely ad-free. The app emphasizes a 'no compromise' experience, meaning no advertisements will interrupt your financial tracking. ### What is the pricing for Expense Tracker: Cashflow? Expense Tracker: Cashflow is free to download and use. It offers optional subscription plans for advanced features, with a Monthly Plan at $5.99 and an Annual Plan at $39.99, which includes a 7-day free trial. ### How secure is Expense Tracker: Cashflow? Security is a core feature, as all data is stored locally on your device. There is no cloud sync or account required, ensuring your financial information remains private and inaccessible to third parties. ### What devices does Expense Tracker: Cashflow support? Expense Tracker: Cashflow is built for iOS and supports iPhone, iPad, and iPod touch devices. It requires iOS 16 or later. ### How often is Expense Tracker: Cashflow updated? The app was last updated on June 5, 2026, with version 1.0.15. This indicates a commitment to ongoing development and improvements for users. ### Can I export my data from Expense Tracker: Cashflow? Yes, you can export your data to JSON format at any time. This allows for personal backups or further analysis of your spending habits. ### What languages does Expense Tracker: Cashflow support? Expense Tracker: Cashflow features a bilingual interface, supporting both English and Spanish. This makes it accessible for a global user base. ### What are the subscription tiers for Expense Tracker: Cashflow? The app offers a Monthly Plan for $5.99 and an Annual Plan for $39.99. The Annual Plan includes a 7-day free trial, allowing users to experience the premium features before committing. ## Version history (last 5 releases) ### 1.0.15 — 2026-06-05 New awesome redesign, new UI and UX. Now you can track your subscriptions and you can also double tap the back of your iPhone to track a transaction even faster! Personalize your experience changing app colors. ### 1.0.14 — 2026-05-29 New awesome redesign, new UI and UX. Now you can track your subscriptions and you can also double tap the back of your iPhone to track a transaction even faster! Personalize your experience changing app colors. ### 1.0.12 — 2026-05-19 New awesome redesign, new UI and UX. Now you can track your subscriptions and you can also double tap the back of your iPhone to track a transaction even faster! Personalize your experience changing app colors. ### 1.0.10 — 2026-05-06 New shortcuts. Now you can double tap in the back of your iPhone to add a quick income or expense. ### 1.0.9 — 2025-05-25 The error when transferring money between your accounts has been fixed. ## Apps similar to Expense Tracker | App | Rating | Price | Category | | --- | --- | --- | --- | | [Money Monitor: Expense Tracker](https://appshunter.io/ios/app/money-monitor-expense-tracker/id537916781) | 4.0 (348) | Free | Finance | | [Sui Wallet - Staking & DeFi](https://appshunter.io/ios/app/sui-wallet-staking-and-defi/id6758164807) | — | Free | Finance | | [CreditVana](https://appshunter.io/ios/app/creditvana/id6464203782) | 5.0 (214) | Free | Finance | | [Coinmetro: Buy Crypto & Wallet](https://appshunter.io/ios/app/coinmetro-buy-crypto-and-wallet/id1397585225) | 4.4 (366) | Free | Finance | | [Budget App & Expense Tracker](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613) | 4.8 (2,685) | Free | Finance | | [Expense manager -Money tracker](https://appshunter.io/ios/app/expense-manager-money-tracker/id1104167285) | 4.6 (267) | Free | Finance | ## More apps by Rodrigo Ibarra - [Tattoo Generator AI](https://appshunter.io/ios/app/tattoo-generator-ai/id6740445269) - [Tennis Scores 2025](https://appshunter.io/ios/app/tennis-scores-2025/id6751657179) All apps by Rodrigo Ibarra: https://appshunter.io/developer/1355971858 ## Related topics [cash tracker flow](https://appshunter.io/ios/topics/cash-tracker-flow) · [money saving expert](https://appshunter.io/ios/topics/money-saving-expert) · [income expense tracker](https://appshunter.io/ios/topics/income-expense-tracker) · [expense track](https://appshunter.io/ios/topics/expense-track) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-24.*