# Expense Tracker - Finkel — Family budget & money manager

> Family budget & money manager (iPhone/iPad app by I Gede Bayu Sutha.)

- Source: https://appshunter.io/ios/app/expense-tracker-finkel/id6777299191 (this page in markdown: same URL + `.md`)
- Developer: [I Gede Bayu Sutha](https://appshunter.io/developer/1607235565)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.5 · 96 MB
- Languages: American English
- Released: 2026-07-16
- Data updated: 2026-08-17
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-finkel/id6777299191/reviews.md

## What is Expense Tracker?

A family money tracker as simple as keeping a receipt, yet as tidy as a real ledger.

Finkel helps you and your family record income and expenses, set budgets, pay off debts, and reach your goals - all in one app that's fast, tidy, and works without internet.

Why Finkel
- Quick to log. Add a transaction in seconds.
- Offline-first. Your data lives on your device and works with no signal.
- As neat as a ledger, without the accounting jargon.

Key features
- Quick logging - income & expenses with categories
- Budgets - track the spending limit for each category
- Debts & receivables - know who owes whom
- Savings goals - set money aside for every target
- Bills & scheduled transactions - due-date reminders
- Receipt scan - fill in a transaction straight from a photo
- Reports - charts for income, expenses, and cash flow
- Financial health score - measure how you're doing
- Shared book - manage family finances together
- CSV import & export, plus data backup
- 3 color themes, light & dark mode
- Indonesian & English

What's free vs paid
Free includes basic income & expense logging with categories. Most advanced
features require a paid subscription:

• FinKel Starter (monthly or yearly): removes ads and unlocks budgets,
  debts & receivables, savings goals, bill reminders, receipt scan, the
  financial health score, reports, and CSV export.
• FinKel Pro (monthly or yearly): everything in Starter plus cloud sync
  (up to 5 devices), shared family book (5 members), double-entry journal,
  balance sheet & P&L, scheduled transfers, PDF export, and widgets.

Prices vary by region and are shown in the app before you subscribe.
Subscriptions auto-renew and are billed to your Apple ID. Cancel anytime in your
App Store settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://privacypolicy.mahas.my.id/finkel

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Yearly | $29.99 | per year |
| Pro Monthly | $2.99 | per month |
| Starter Yearly | $8.99 | per year |
| Starter Monthly | $0.99 | per month |



## Version history (last 5 releases)

### 1.1.1 — 2026-08-09

What's new in 1.1.1:

• The Assistant understands more - ask for a balance adjustment, spending recommendations, or budget changes.
• Rate Assistant replies (Helpful / Not quite right) and long-press to copy them.
• Small fixes throughout.

### 1.1.0 — 2026-08-06

Version 1.1.0 - meet the Assistant.

• Assistant: record transactions by typing ("coffee 20k"), speaking, or snapping a receipt.
• Ask about your money: "how much did I spend this month?"
• Fix a wallet balance with a single sentence.
• Your conversation history stays on your device.
• A simpler Home, a faster transaction form, and many small fixes.

### 1.0.19 — 2026-07-27

Optional daily reminder, at the time you choose
Stability and bug fixes

### 1.0.18 — 2026-07-23

Session, subscription tier, and active book stay stable even when you go offline.
Guest data is kept safe when switching or merging accounts.
More reliable sync and various bug fixes.

### 1.0.17 — 2026-07-22

Improvements to Shared Family Book

## More apps by I Gede Bayu Sutha

- [KasBook](https://appshunter.io/ios/app/kasbook/id6538729402)
- [DocuSave](https://appshunter.io/ios/app/docusave/id6745591748)

All apps by I Gede Bayu Sutha: https://appshunter.io/developer/1607235565

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*