# Expense Tracker Income Manager — Offline budgets, bills & EMIs

> Offline budgets, bills & EMIs (iPhone/iPad app by Gurjeet Singh.)

- Source: https://appshunter.io/ios/app/expense-tracker-income-manager/id6806486759 (this page in markdown: same URL + `.md`)
- Developer: [Gurjeet Singh](https://appshunter.io/developer/1401976335)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 68 MB
- Languages: American English
- Released: 2026-09-02
- Data updated: 2026-09-20
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-income-manager/id6806486759/reviews.md

## What is Expense Tracker Income Manager?

Expense Tracker is a fast, private, offline-first money manager and budget planner. Your data stays on your phone - no account, no cloud, no tracking, no ads. Track daily expenses, manage income, and plan every rupee, dollar or euro with a personal finance app that works entirely offline.

WHY YOU'LL LOVE IT
- Add an expense in seconds - keypad, category, done.
- 100% offline & private - your data never leaves your device.
- Beautiful budgets, goals and insights that actually help you save.
- Fair pricing. No forced subscriptions - Lifetime available.

FREE FOREVER
- Unlimited income, expense & transfer tracking
- Budgets, spending insights & calendar view
- Up to 2 accounts, 1 savings goal, 1 split group & 1 trip
- Financial calculators (SIP / EMI / FD)
- Local backup & JSON export

PRO UNLOCKS
- Unlimited accounts, goals, categories, loans & recurring bills
- Group expenses with settle-up
- 30-Day Predictive Cash-Flow Forecast & safe-spend cap
- Financial Health Score (0-100) & emergency runway
- Smart bank SMS & UPI paste-parser
- 1-click reimbursement & tax claim reports (PDF)
- Face ID / Touch ID & PIN app lock
- Multi-currency Travel Mode (10 currencies)

INVOICING & CLIENT LEDGER
- Create estimates and convert to invoices in one tap
- Track client balances, record payments, share PDF statements

LOANS & EMI
- Track home, car, personal, education & gold loans
- EMI due-date reminders and outstanding balance at a glance

PRICING
Free to use. Pro is available as a monthly or yearly subscription (14-day free trial on yearly) or a one-time Lifetime purchase. Prices are shown in your local currency before you buy.

PRIVACY
Everything is stored locally on your device. See our privacy policy at expenseincomemanager.com/legal/privacy.html

Support: support@expenseincomemanager.com

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Pro | $1.99 | per year |
| Monthly Pro | $0.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Unlimited | $6.99 | one-time |



## Version history (last 2 releases)

### 1.1.1 — 2026-09-19

New in 1.1:
• Your Month in Money – a monthly recap of money in, out and kept
• Import bank statements (CSV) from Indian, US, UK and EU banks, auto-categorised
• Debt Payoff Planner – avalanche vs snowball
• Monthly PDF statement to share or print
• 5 accent themes
• Missed-entry and backup reminders, each with its own switch
• Cleaner home screen with an All Tools sheet
• Invoices now share as real PDFs
• Fixed keyboard closing while typing, trips not saving, and layout issues

### 1.0 — 2026-09-02

No release notes.

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All apps by Gurjeet Singh: https://appshunter.io/developer/1401976335

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-20.*