# Expense tracker - Mocy — Budget apps expense track easy

> AI-powered expense tracker for budgeting, savings goals, and financial habit building. (iPhone/iPad app by Nguyen Thanh Thien.)

- Source: https://appshunter.io/ios/app/expense-tracker-mocy/id6739469411 (this page in markdown: same URL + `.md`)
- Developer: [Nguyen Thanh Thien](https://appshunter.io/developer/1785499012)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 6 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 129 MB
- Languages: American English
- Released: 2025-01-18
- Data updated: 2026-08-17
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-mocy/id6739469411/reviews.md

## What is Expense tracker?

Transform your financial life with Mocy – the intelligent expense tracker that makes budgeting effortless through AI-powered automation, voice commands, and smart categorization.

**Revolutionary AI Features**
Mocy harnesses cutting-edge AI to revolutionize expense tracking. Simply speak "spent $50 on groceries" and watch as Mocy instantly logs, categorizes, and analyzes your spending. Our advanced receipt scanner extracts every detail from photos automatically – no manual entry required. The AI learns your spending patterns over time, making categorization smarter and more personalized with each use.

**Comprehensive Money Management**
• Track both expenses and income with dedicated categories
• Monitor multiple currencies with real-time exchange rates
• Set unlimited savings goals with visual progress tracking
• Manage debts and loans with contact integration
• Schedule recurring transactions for bills and subscriptions
• Create shared budgets for couples and families

**Proven Budgeting Strategies**
Choose from professionally designed budgeting methods that actually work:
• 50/30/20 Rule – Automatically balance needs, wants, and savings
• Envelope Method – Digital envelopes prevent category overspending
• Pay Yourself First – Prioritize savings before other expenses
• 60% Solution – Live on 60% while automating the rest

**Gamified Financial Habits**
Build lasting financial wellness through our motivation system:
• Daily streak tracking to establish consistent habits
• Achievement milestones that celebrate your progress
• Beautiful animations for reaching financial goals
• Social sharing to inspire and get inspired
• Customizable reminders that keep you accountable

**Group Finance Made Simple**
Event Mode transforms group expense management:
• Track shared costs for trips, parties, and projects
• Split bills instantly with intelligent calculations
• See who owes whom at a glance
• Settle up without spreadsheets or confusion
• Perfect for roommates, travel groups, and events

**Professional Analytics & Export**
Gain deep insights into your financial patterns:
• Interactive charts reveal spending trends
• Monthly reports compare income vs expenses
• Category breakdowns show where money goes
• Custom date ranges for detailed analysis
• One-tap CSV export for taxes or spreadsheets

**Advanced Features**
• Passcode protection for security
• Dark mode for comfortable night use
• Works completely offline
• Optional cloud sync across devices
• Home screen widgets for quick access
• Voice and camera shortcuts
• Local-first data storage

**Perfect For:**
• Individuals building better money habits
• Couples managing shared finances
• Students on limited budgets
• Families tracking household expenses
• Anyone working to eliminate debt
• Goal-oriented savers and investors
• Small business expense tracking


Join thousands who've transformed their finances with Mocy. Whether you're saving for dreams, managing daily expenses, or building wealth, Mocy provides the tools and insights you need – all in a beautiful, intuitive interface.

Start your journey to financial freedom today. Download Mocy and experience the future of personal finance.

Privacy policy: https://www.mocy.pro/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Phone Number: +84857001789
Email: support@mocy.pro

## Key features

- AI-powered expense tracking and categorization
- Voice commands for logging expenses
- Automatic receipt scanning
- Multiple budgeting methods
- Savings goals and debt management
- Shared budgets and group finance features
- Financial analytics and CSV export

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Annually | $34.99 | per year |
| Premium Monthly | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium for Lifetime | $94.99 | one-time |


## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/expense-tracker-mocy/id6739469411/reviews.md

### 5/5 — Good money tracking app

*2026-06-26*

My friend recommended me this app, and it’s great

### 5/5 — Great tracking app so far

*2025-10-12*

I like the app

### 5/5 — Best expense tracking app

*2025-06-14*

Trust me, I have tried many app to track my expense and this is the best one. Free version is enough to use but you can also should try the premium one support to log expense by photo and record also share budget is really useful. Highly recommended

### 5/5 — ⭐⭐⭐⭐⭐ Mocy is hands-down the easiest money tracker I’ve ever used.

*2025-06-08*

The AI lets me log a purchase just by snapping a receipt or talking to my phone—no typing at all. Built-in budgeting templates like the 50/30/20 rule make it simple to set realistic goals and see progress in colourful charts. Weekly insights and instant overspending alerts keep me accountable before I blow my limit. Best of all, it’s totally free, so there’s no excuse not to get your finances in shape.

### 5/5 — A great expense tracker app in the market

*2025-05-24, version 2.3*

This is a best expense tracking apps I’ve ever used. You can use it for free but have some annoying ads. The feature that I love the most is shared budgets. My boy friend and I share the same budget and it help us a lot. Recurring transactions is also good, there are some transactions that i dont want to log it again and again every month. I highly recommended Mocy for you all. 5* for the devs <3

### 5/5 — The best money tracker app

*2025-02-26, version 1.3*

I have tried a lot of app like this but this is the best, I am so lazy to input every time I buy some thing, but with this app, I just have to tap and speak what I just bought and it will add to my spending. So useful, I am highly recommend for you guys

## Frequently asked questions about Expense tracker

### Does Mocy have ads?

Yes, Mocy contains advertisements. As a free application with in-app purchases, advertisements are displayed to support its development and ongoing services.

### What are the subscription options for Mocy Premium?

Mocy offers a Premium Monthly subscription for $4.99 and a Premium Annually subscription for $34.99. The annual plan includes a 7-day free trial.

### How secure is Mocy?

Mocy prioritizes security with passcode protection and local-first data storage. Optional cloud sync is available for added convenience and backup.

### Can Mocy be used offline?

Yes, Mocy works completely offline, allowing you to track expenses and manage your budget without an internet connection.

### What budgeting methods does Mocy support?

Mocy supports several proven budgeting strategies including the 50/30/20 Rule, Envelope Method, Pay Yourself First, and the 60% Solution.

### How does Mocy handle shared finances?

Mocy's Event Mode is designed for group expense management, allowing users to track shared costs, split bills instantly, and see who owes whom, making it ideal for roommates or travel groups.

### Can I export my financial data from Mocy?

Yes, Mocy provides one-tap CSV export for your financial data, which can be useful for taxes or further analysis in spreadsheets.

### How often is Mocy updated?

Mocy was last updated on December 30, 2025, with version 3.2.0. This indicates a commitment to regular updates and improvements.

## Version history (last 5 releases)

### 3.2.3 — 2026-08-14

Receipt scanning is simpler. The demo walkthrough and the extra results step are gone — scan a receipt and the line items go straight to your transactions.

Also: refinements to sign-in, amount entry and reminder prompts.

### 3.2.2 — 2026-07-29

A smoother first run and a more polished interface throughout.

• Rebuilt the receipt-scanning walkthrough. It now plays as one continuous sequence and takes you straight into the app, instead of stopping on an extra screen at the end.
• Fixed the reminder setup screen so the time picker and Continue button sit correctly on every screen size.
• The Sign in with Apple icon now adapts properly to light and dark mode.
• Polished the amount input field so its edges line up cleanly.
• Improved the reliability of in-app purchases.

Thanks for using Mocy. We read every piece of feedback.

### 3.2.1 — 2026-06-08

NEW: Subscription Tracking - track every recurring bill and let Mocy auto-log the spending on each renewal.
NEW: Subscription Renewal home-screen widget with a fresh gradient design.
NEW: Budget pace alerts warn you before you overspend.
Improved: animated PIN entry, smoother tap feedback, and bug fixes.

Thanks for using Mocy!

### 3.2.0 — 2025-12-30

Welcome to Mocy — the #1 money tracker app!
What’s New in This Version:
- Feat: Use the welcome screen instead of the intro
- Feat: Add notification reader feature for auto-detecting bank transactions (Premium)

### 3.1 — 2025-10-07

Welcome to Mocy — the #1 money tracker app!
What’s New in This Version:
- Add Biometric authentication to open the app.
- Improved translations across the entire app for a smoother experience.
- Improved recurring transaction, show a notification when it's done.

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## More apps by Nguyen Thanh Thien

- [Truyen Song Ngu Anh Viet](https://appshunter.io/ios/app/truyen-song-ngu-anh-viet/id6781981337)

All apps by Nguyen Thanh Thien: https://appshunter.io/developer/1785499012

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*