# Expense Tracker - MonAi — Easily track spending with AI

> AI-powered expense tracker with voice input and automatic categorization. (iPhone/iPad app by Florian Vates.)

- Source: https://appshunter.io/ios/app/expense-tracker-monai/id6447112647 (this page in markdown: same URL + `.md`)
- Developer: [Florian Vates](https://appshunter.io/developer/1544416478)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.80/5 from 850 App Store ratings · 144 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 48 MB
- Languages: American English, German (Germany), European Spanish
- Released: 2023-06-14
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews.md

## What is Expense Tracker?

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud.

EFFORTLESS EXPENSE TRACKING
Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style.

BEAUTIFUL UI/UX DESIGN
Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure.

PRIVACY-FRIENDLY AND SECURE
Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data.

Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi.

Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period.
Read more about it in the terms of service: https://www.get-monai.app/terms

## Key features

- AI-powered voice expense entry
- Automatic expense categorization
- Manual expense entry
- Custom category creation
- Beautiful and simple UI/UX
- Privacy-friendly iCloud storage
- No login required

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $7.99 | per month |
| Student Monthly | $2.99 | per month |
| Family month | $5.49 | per month |
| Basic monthly intro | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Family yearly intro | $34.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Basic monthly | $3.99 | per month |
| Family yearly | $39.99 | per year |
| Advanced | $24.99 | per year |
| Family | $34.99 | per year |
| Advanced | $2.99 | per month |
| Family | $3.99 | per month |


## What do users think of Expense Tracker?

Overall sentiment: positive

**Pros**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective
- 👍 Convenient and aesthetic
- 👍 Helps keep better track of expenses

**Cons**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Commonly reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Most requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics
- Dark mode option

## Recent user reviews (10 of 144)

All indexed reviews: https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews.md

### 1/5 — Toca pagar?

*2026-08-04, version 1.9.1*

Enserio toca pagar si o si para usar eso? Jajaja que mierda por lo menos dar una prueba gratis o algo free, pero pagar porque algo que ni he usado? Jajaja que mierda más grande, aparte es desarrollador colombiano no debe estar tan chimba 😂😂basuras jaja

### 5/5 — Great App!

*2026-07-25*

I’m really enjoying using this app as the user interface is so clean and intuitive and am very hopeful this will help me start to make progress in winning our budget each month.

**Developer response:** Thank you so much!  I’m really happy you’re enjoying MonAi and finding it intuitive and helpful for staying on budget. That’s exactly the experience I want to create.

### 5/5 — Very functional

*2026-07-21, version 1.9.0*

Easy to use

### 5/5 — Simplicity

*2026-07-14*

This is good, i can track my budget however I want (expense only or with income). The simplicity of the app is the ultimate experience

**Developer response:** Thank you so much! The simplicity and flexibility you described are exactly what I want MonAi to offer, an easy way to track expenses and income without making finances complicated.

### 5/5 — Génial!

*2026-07-10, version 1.9.0*

Super app! User friendly y cute con los emojis, Lo que lo hace fácil a ver. Servicio de atención excelente, eficaz y rápido! Muy buena app!

### 5/5 — Is this app Pro only ?

*2026-07-09*

Is it pro only ? Or it has a free version. Looks like it is a pro only app but I’m able to access the whole app and all of its features without any subscription 🫡

**Developer response:** Thanks for asking! MonAi offers a 7-day free trial with full access. The App Store may request a payment method to start it, but you won’t be charged if you cancel before the trial ends. For questions about your plan, email me at monai@florianvates.com

### 3/5 — Nueva Funciones

*2026-07-04, version 1.8.8*

Debería incluir: cuentas de ahorros, de cheques y deudas de tarjetas de crédito. Es decir que podamos incluir los ingresos, separados de el uso de cuentas de ahorro, cheque y tarjetas de crédito. Actualmente creo que solo toma los gastos totales dentro de una sola bolsa y no separadamente para cada tarjeta de crédito.

### 5/5 — wow in love with my money now

*2026-07-03, version 1.8.8*

this is revolutionary and creative! making my budget doesn’t feel like a burden anymore, it is fun, organized and beautiful! thanks a lot for this app

### 5/5 — Beatuful app

*2026-06-21, version 1.8.8*

Really nicely designed app, very easy to use. Well done!

### 5/5 — Sehr gut gelungen!

*2026-06-16*

Ich war lange auf der Sache nach einer App, mit der ich einfach nur die täglichen Ausgaben tracken kann. Das klappt hier besser als bei allem, was ich bis dato  probiert hatte. Die App kann vermutlich viel mehr, aber deswegen habe ich sie nicht erworben. Mein Auto kann auch 220, ich brauche aber nur 130 :)

**Developer response:** Es freut mich sehr, dass die App genau das bietet, was du für deine täglichen Ausgaben suchst: einfach und effizient.

## Frequently asked questions about Expense Tracker

### What does Expense Tracker - MonAi do?

This app revolutionizes expense tracking by allowing you to enter expenses via voice messages, which are then automatically split and categorized by AI. It also supports manual entry and custom category creation, all within a user-friendly and visually appealing interface.

### What are the key features of this expense tracker?

Key features include effortless AI-powered voice expense entry, automatic categorization and splitting of expenses, manual expense input, the ability to create custom categories, a beautiful and simple user interface, and secure storage of your data in your personal iCloud without requiring a login.

### How much does Expense Tracker - MonAi cost?

The app offers a free trial to explore its features. After the trial, you can choose between a monthly or yearly subscription for full access to 'Pro features'. Auto-renewal can be turned off at any time before the subscription period ends.

### Is my financial data secure with this app?

Yes, your expense data is stored securely in your personal iCloud. The app prioritizes your privacy and does not require any login credentials, nor does it have access to your data. This ensures your financial information remains private and protected.

### Who is this app designed for?

This app is designed for individuals who want a simple, fast, and private way to track their daily spending. It's ideal for those who find traditional expense entry time-consuming and prefer an AI-driven, intuitive solution for managing their personal finances.

## Version history (last 5 releases)

### 1.9.2 — 2026-08-04

Fixes and improvements

### 1.9.1 — 2026-08-03

- Fixed adding a category with a custom emoji, tapping the checkmark now saves the category instead of just closing the keyboard
- Fixed category emojis not animating when the graph collapses as you scroll, plus layout and animation polish throughout
- See your plan at a glance. Settings now opens a plan overview showing what you pay, when it renews, and whether you're still in your trial, with change and cancel one tap away
- Smoother sign-in for subscribers. If you already have a subscription, MonAi now picks it up automatically when you log in on a new device

### 1.9.0 — 2026-07-09

This one's been a long time coming. I wanted to get it just right, so I took my time with it, and I think it turned out great.

Home now adapts to how you actually get paid:

• Weekly, biweekly, semimonthly (great for "quincena" schedules), monthly, or all time — set Home's default period to match your life
• Peek at a different Month, Year, All Time, or Custom Range from the calendar button, without losing your saved default
• New scrolling period picker on Home — swipe through past and upcoming periods, each showing its own spending total
• Cleaner custom date range picker
• Smarter compact number formatting that adapts to your currency
• Redesigned income/expense switch with a fluid new look
• Plus various bug fixes and animation polish

Thanks for being here — let me know what you think!

### 1.8.8 — 2026-06-10

- Animation improvements
- Fixed a CSV export bug

### 1.8.7 — 2026-05-20

- Redesigned category picker: a cleaner experience for browsing and creating categories, with smarter suggestions
- Income or expense categories: each category now has a type, so income and expenses stay properly separated
- Cleaner graph for income-only setups: if you only have a single income category, the graph is hidden to keep
  the home screen focused

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## More apps by Florian Vates

- [CORDI - Events made easy](https://appshunter.io/ios/app/cordi-events-made-easy/id1544497882)
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- [Gift a Habit](https://appshunter.io/ios/app/gift-a-habit/id6476331012)

All apps by Florian Vates: https://appshunter.io/developer/1544416478

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*