# Expense Tracker - MonAi — user reviews

> 144 indexed App Store user reviews of Expense Tracker by Florian Vates, rated 4.80/5 from 850 ratings.

- Source: https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews
- App overview in markdown: https://appshunter.io/ios/app/expense-tracker-monai/id6447112647.md
- Rating breakdown: 5★ 765 · 4★ 48 · 3★ 15 · 2★ 4 · 1★ 18

## What do users think of Expense Tracker?

Overall sentiment: positive

**Pros**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective
- 👍 Convenient and aesthetic
- 👍 Helps keep better track of expenses

**Cons**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Commonly reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Most requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics
- Dark mode option

## Newest reviews (18 of 144)

### 3/5 — Nueva Funciones

*2026-07-04, version 1.8.8*

Debería incluir: cuentas de ahorros, de cheques y deudas de tarjetas de crédito. Es decir que podamos incluir los ingresos, separados de el uso de cuentas de ahorro, cheque y tarjetas de crédito. Actualmente creo que solo toma los gastos totales dentro de una sola bolsa y no separadamente para cada tarjeta de crédito.

### 5/5 — It works for free!

*2026-06-08*

It gives you what it promises! And for free! Simple dashboard. Love it! Thanks guys 🤍

**Developer response:** Thank you for the review! I'm glad you are enjoying the simple dashboard and the app's features. Just as a quick note to avoid any future surprises, the app operates on a premium model but includes a 7-day free trial so you can fully test everything out.

### 5/5 — Buena

*2026-05-30, version 1.8.7*

Me gusta.

### 5/5 — Increíble

*2026-05-10, version 1.8.6*

La amo es perfecta

### 5/5 — Superschoene und tolle App

*2026-04-27*

Auch immer mit Budgeting und Ausgaben Tracker gestruggeld. MonAi macht Spaß in der Bedienung und ist schön anzusehen/ darin zu navigieren! Und das ist für mich auch das wichtigste , man muss eine App gerne nutzen um dranzubleiben . Danke an die Entwickler <3

**Developer response:** Freut mich sehr zu hören, dass dir die App so gefällt.

Genau das ist die Idee, dass man sie gerne nutzt und dadurch auch dranbleibt. Danke dir fürs Teilen

### 5/5 — Cámara

*2026-04-27, version 1.8.6*

Como ago para colocar la cámara de monai en acceso directo para las facturas

### 4/5 — Great so far

*2026-04-21, version 1.8.6*

Great so far, though tricky to add someone to share your list

### 5/5 — Easy to use

*2026-04-13, version 1.8.5*

Great app to track your daily spending, easy to follow and the AI makes your life easier

### 2/5 — Sync

*2026-04-12, version 1.8.5*

The app has potential, but the sync feature is very frustrating. My account shows "Needs sync," and when I press the Sync button, nothing happens. I tried restarting the app, checking my internet connection, and even waiting, but it still doesn't work.

### 4/5 — Aún le falta pero si es buena

*2026-04-10, version 1.8.5*

Me parece una app muy práctica y fácil de utilizar, además de que la parte visual definitivamente la app me gusta mucho. Aún tienen detalles que mejorar cómo por ejemplo el servicio al cliente o que puede tomar un poco de tiempo en cargar bien la información o que se registren los cambios de las descripciones pero si siguen trabajando en ella y arreglarle ciertos detalles definitivamente me quedaría pagando la suscripción.

### 5/5 — Great!

*2026-03-31, version 1.8.4*

Really easy to use and it’s great to keep everything on track with easy access

### 3/5 — Buena App

*2026-03-29, version 1.8.4*

Era una muy buena app para manejar tus finanzas y visualizar tus gastos mensuales antes de que empezaran a cobrar para usar la aplicación

### 4/5 — Great AI Budget App

*2026-03-25, version 1.8.4*

I decided to give this app a try after seeing several positive reviews, and so far I’m glad I did. While I’m still in the testing phase, I’ve already identified a few areas for improvement and shared them with the developers. I was pleasantly surprised by how quickly they responded — something I really value as a user.

One feature I would like to see improved is the ability to track not only my budget, but also clearly see how I’m performing against my monthly plan. I plan to continue using the app for a few months to see how it evolves and how well it fits my needs and then decide if o should continue using it or not.

What I Like:
- No data sharing. This is a big plus for me and one of the main reasons I wanted to try the app.
- AI integration is seamless and actually learns from previous adjustments and tweaks.
- AI Reports (Beta) are very insightful (apparently I’m a ramen addict, haha).
- User experience is very smooth and easy to use.
- Automatic transaction tracking for tap payments is very convenient.

Areas for Improvement:
- The app is still in its early stages, so there are several areas that could be improved and expanded.
- That said, it seems the developer(s) have plans to continue building and improving the app for broader use.

Overall, I’m optimistic about the app and will revisit this review after using it longer and seeing future updates and enhancements.

### 2/5 — Lots of potential, very glitchy right now

*2026-03-18, version 1.8.3*

The most important function being the automatic transaction recorder never works. I’ve tried reinstalling the app 4 times and it still doesn’t register properly. Hoping the app will improve in the next months

### 5/5 — I love it

*2026-03-17, version 1.8.3*

Me cambió la vida

### 5/5 — The Best Personal Financial App

*2026-03-16, version 1.8.3*

The best app to control your income and expenses, it is absolutely beautiful, fast and simple

### 5/5 — Una aplicación muy necesaria

*2026-03-12, version 1.8.2*

Me gusta mucho

### 5/5 — Sin dudas la mejor

*2026-03-10, version 1.8.2*

Muy fácil y práctico, el ux/ui es un 10/10, han hecho que controlar mis gastos sea bonito y fácil ☝🏻🤣

## Most critical reviews (10 lowest-rated)

### 1/5 — Toca pagar?

*2026-08-04, version 1.9.1*

Enserio toca pagar si o si para usar eso? Jajaja que mierda por lo menos dar una prueba gratis o algo free, pero pagar porque algo que ni he usado? Jajaja que mierda más grande, aparte es desarrollador colombiano no debe estar tan chimba 😂😂basuras jaja

### 1/5 — No problem solving

*2026-05-17, version 1.8.6*

Apple Pay won’t work, this delete all May data, im not able to find a solution and retry for apple pay wont work either

### 1/5 — P2w

*2026-01-11, version 1.7.11*

No te deja usar la app para probarla, tiene que pagar de una vez!!

### 1/5 — The app design not great

*2025-12-11, version 1.7.10*

The app is kinda confused, it’s not like other “normal “ apps, this one looks weird. I tap any of my lists and It doesn’t show anything

### 1/5 — No funciona

*2025-10-14, version 1.7.4*

Con iOS la aplicacion no hace match con mis bancos, hago compras y no se registra la compra en la app.

### 1/5 — Not recommendable

*2025-08-23, version 1.6.9*

App has its issues and it’s not ready for the public.
The pay with phone option not always work and if you pay for the subscription the app would stop working in the alternative phone, for no reason! Customer service is not reliable and won’t solve the app malfunctioning. 

Would strongly suggest using other apps.

### 1/5 — No me deja omitir el proceso de pago

*2025-07-07, version 1.6.8*

Tengo que pagar si o si, cuando antes ya tenía la app y la usaba siempre en mi antiguo dispositivo

### 1/5 — Not Free

*2025-02-05, version 1.5.11*

Then you need to pay and I lost my expenses from the past month.

### 1/5 — Doesn’t mention that it is mandatory to subscribe to use the app

*2025-01-12*

Let’s you use for free 10 days and then mandatorily asks for subscription. Not a subscription worth application. Bare minimum features

### 1/5 — Voice control

*2025-01-10*

It works really good typing what I said. But it gets stuck always at the end. Take forever and came up with list connections or error!

**Developer response:** Hi, please reach out to monai@florianvates.com. Always happy to help with any issues!

## Most praised reviews (10 highest-rated)

### 5/5 — Great App!

*2026-07-25, version 1.9.0*

I’m really enjoying using this app as the user interface is so clean and intuitive and am very hopeful this will help me start to make progress in winning our budget each month.

### 5/5 — Very functional

*2026-07-21, version 1.9.0*

Easy to use

### 5/5 — Simplicity

*2026-07-14, version 1.9.0*

This is good, i can track my budget however I want (expense only or with income). The simplicity of the app is the ultimate experience

### 5/5 — Génial!

*2026-07-10, version 1.9.0*

Super app! User friendly y cute con los emojis, Lo que lo hace fácil a ver. Servicio de atención excelente, eficaz y rápido! Muy buena app!

### 5/5 — Is this app Pro only ?

*2026-07-09*

Is it pro only ? Or it has a free version. Looks like it is a pro only app but I’m able to access the whole app and all of its features without any subscription 🫡

**Developer response:** Thanks for asking! MonAi offers a 7-day free trial with full access. The App Store may request a payment method to start it, but you won’t be charged if you cancel before the trial ends. For questions about your plan, email me at monai@florianvates.com

### 5/5 — wow in love with my money now

*2026-07-03, version 1.8.8*

this is revolutionary and creative! making my budget doesn’t feel like a burden anymore, it is fun, organized and beautiful! thanks a lot for this app

### 5/5 — Beatuful app

*2026-06-21, version 1.8.8*

Really nicely designed app, very easy to use. Well done!

### 5/5 — Sehr gut gelungen!

*2026-06-16*

Ich war lange auf der Sache nach einer App, mit der ich einfach nur die täglichen Ausgaben tracken kann. Das klappt hier besser als bei allem, was ich bis dato  probiert hatte. Die App kann vermutlich viel mehr, aber deswegen habe ich sie nicht erworben. Mein Auto kann auch 220, ich brauche aber nur 130 :)

**Developer response:** Es freut mich sehr, dass die App genau das bietet, was du für deine täglichen Ausgaben suchst: einfach und effizient.

### 5/5 — Great app

*2026-06-10, version 1.8.7*

Nice and easily

### 5/5 — Simplicity is its brilliance

*2026-06-09, version 1.8.7*

I was looking for a Spending tracker that simply allowed me to create a budget and then track my expenses against that budget without complication. I tried several apps before this, but many of them wanted to layer in more than I needed. This app allows me to keep on top of my Spending each month and I've noticed a huge improvement in my overall Spending and it feels good to be able to be in control.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*
