# Expense Tracker: Money Oracle — Finance, Spending & Savings

> Connect bank accounts, track spending, and forecast future finances with automated insights. (iPhone/iPad app by Jonataniel Arroyo.)

- Source: https://appshunter.io/ios/app/expense-tracker-money-oracle/id6802103756 (this page in markdown: same URL + `.md`)
- Developer: [Jonataniel Arroyo](https://appshunter.io/developer/6792129761)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 51 MB
- Languages: American English
- Released: 2026-08-20
- Data updated: 2026-09-08
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-money-oracle/id6802103756/reviews.md

## What is Expense Tracker?

Your money, foreseen. See where your money is going—before it goes.

Money Oracle connects your bank accounts, tracks every dollar, and projects your future balance so payday and bill day never catch you by surprise.

ACCOUNT SYNC
Link all your banks and cards once. Transactions sync automatically and stay up to date across accounts.
Connects with 12,000+ banks via Plaid.
  
SPENDING INSIGHTS
Every purchase is sorted into categories with custom icons and colors, so you see exactly where it goes. Money Oracle spots recurring bills and subscriptions for you—no more forgotten charges draining your account.

ALERTS & REMINDERS
Get reminders before payments are due, and set your own alerts so a bill never catches you off guard. Set monthly budgets per category and get a nudge the moment you're approaching the limit.
  
FORECASTING
See your projected balance up to 12 months ahead, based on income, recurring bills, and your spending habits. Adjust income and spending to test different scenarios. 

SECURITY
Bank-grade encryption. Your login credentials are never seen or stored by us—you authenticate directly with your bank through Plaid's secure connection.

PLANS
Starter — $3.99/mo, up to 2 accounts
Plus — $6.49/mo, up to 4 accounts
Pro — $8.99/mo, up to 6 accounts
All plans include a free trial and unlock automatic sync, auto-categorization, budget tracking, analytics, projections, subscription tracking, and custom reminders.

Terms of Use (EULA): https://money-oracle.com/terms
Privacy Policy: https://money-oracle.com/privacy

## Key features

- Automatic bank account syncing
- Transaction categorization
- Bill and subscription tracking
- Budget setting and alerts
- 12-month balance forecasting
- Bank-grade security

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro | $8.99 | per month |
| Pro Annual | $89.90 | per year |
| Plus | $6.49 | per month |
| Plus Annual | $64.90 | per year |
| Starter | $3.99 | per month |
| Starter Annual | $39.90 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/expense-tracker-money-oracle/id6802103756/reviews.md

### 5/5 — Great Expense Tracker

*2026-08-21*

It’s a pretty intuitive and easy to follow tracker for your expenses.  You can easily categorizes your expenses manually, and the apps takes care of updating any other similar expense with a push of a button.  Great way to set a budget based on my own data.

## Frequently asked questions about Expense Tracker

### How secure is Expense Tracker: Money Oracle?

Expense Tracker: Money Oracle uses bank-grade encryption for security. Your login credentials are not stored by the app; authentication is handled directly with your bank via Plaid's secure connection.

### What are the subscription plans for Expense Tracker: Money Oracle?

Expense Tracker: Money Oracle offers several subscription tiers: Starter ($3.99/mo for up to 2 accounts), Plus ($6.49/mo for up to 4 accounts), and Pro ($8.99/mo for up to 6 accounts). Annual plans are also available.

### Does Expense Tracker: Money Oracle have ads?

No, Expense Tracker: Money Oracle is ad-free. The app's monetization comes from its in-app purchase subscription plans.

### How often is Expense Tracker: Money Oracle updated?

The app was last updated on August 22, 2026, with version 1.0.1. This indicates a recent update, suggesting ongoing development and maintenance.

### What devices support Expense Tracker: Money Oracle?

Expense Tracker: Money Oracle is currently supported on iPhone and iPod devices.

### What is the age rating for Expense Tracker: Money Oracle?

Expense Tracker: Money Oracle has an age rating of 17+, which is common for financial applications that handle sensitive personal data.

### Can I connect multiple bank accounts with Expense Tracker: Money Oracle?

Yes, you can connect multiple bank accounts. The number of accounts you can link depends on your chosen subscription plan, ranging from 2 accounts on the Starter plan to 6 on the Pro plan.

### What financial institutions does Expense Tracker: Money Oracle support?

Expense Tracker: Money Oracle connects with over 12,000 banks and financial institutions through its integration with Plaid.

## Version history (last 4 releases)

### 1.0.3 — 2026-08-28

- Fixed an issue where Smart Rules could incorrectly recategorize transactions in bulk
  - Zelle, Venmo, PayPal, Cash App, and Apple Cash transactions now show who you sent or received money from
  - Fixed an issue where the Projection tab could underestimate your future balance
  - General stability improvements

### 1.0.2 — 2026-08-26

Improved security for your financial data with end-to-end encryption, added the ability to edit existing categories, and made the app faster and smoother overall. Bug fixes and stability improvements.

### 1.0.1 — 2026-08-22

This update includes bug fixes and visual polish, including a fix for an icon that could appear cut off on some devices.

Thanks for using MoneyOracle — as always, feel free to reach out with feedback!

### 1.0 — 2026-08-20

No release notes.

## Related topics

[oracle expense](https://appshunter.io/ios/topics/oracle-expense)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*