# Expense Tracker - Murmur — Speak your spending

> Speak your spending (iPhone/iPad app by Roch Apetoh.)

- Source: https://appshunter.io/ios/app/expense-tracker-murmur/id6799316747 (this page in markdown: same URL + `.md`)
- Developer: [Roch Apetoh](https://appshunter.io/developer/1866426305)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 43 MB
- Languages: American English
- Released: 2026-09-10
- Data updated: 2026-10-01
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-murmur/id6799316747/reviews.md

## What is Expense Tracker?

Murmur is the fastest way to know where your money goes. Say it once and it's filed: "twelve fifty at Chipotle" becomes a categorized expense before your phone is back in your pocket.

No bank logins. No spreadsheet. No forms.

SPEAK, AND IT'S FILED
One tap, one sentence. Murmur hears the amount, the place and the category, in your language, and files it instantly. Income too: say what you earned and it lands on the right side of the ledger.

PAY, AND IT CAPTURES ITSELF
Pay with Apple Pay and Murmur logs the purchase on its own: amount, merchant, logo and category, with a quiet notification you can edit in one tap. Even pay-at-pump purchases that report no amount get parked and resolved, never lost.

SEE THE MONTH CLEARLY
Insights shows what you spent, how it compares to last month, where it went by category, and highlights that matter: an upcoming bill, a budget running hot, a purchase that is 8x your usual.

BUDGETS AND RECURRING
Set a budget and watch the daily pace. Recurring bills and income are first-class: Murmur knows what is coming and what is left after it.

ASK MURMUR (PLUS)
Ask anything about your own numbers: "how am I doing against my budget?", "what should I cancel?" Answers come from your data, instantly.

YOUR DATA IS YOURS
Murmur never connects to your bank. Your voice is turned into text on your phone whenever the device supports it, and audio is never stored. Export everything or erase everything, anytime.

EVERYWHERE YOU ARE
Murmur syncs across iPhone, the web dashboard, and the Mac and Windows apps at itsmurmur.com.

MURMUR PLUS
Unlimited voice entries, Apple Pay capture, Ask Murmur, receipt scanning and exports (CSV, JSON, PDF). Monthly or yearly, both with a 7-day free trial. Prices are shown in the app before you subscribe. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends, and are managed in your App Store account settings.

Terms of Service: https://itsmurmur.com/terms
Privacy Policy: https://itsmurmur.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Murmur Plus Monthly | $3.99 | per month |
| Murmur Plus Yearly | $29.99 | per year |



## Version history (last 1 release)

### 1.0.0 — 2026-09-11

No release notes.

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## More apps by Roch Apetoh

- [PocketChef - Meal Planner](https://appshunter.io/ios/app/pocketchef-meal-planner/id6757957197)

All apps by Roch Apetoh: https://appshunter.io/developer/1866426305

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-01.*