# Expense Tracker - Offline Safe — No account, private & one-time

> Secure, local-first personal finance and budgeting app with clear financial insights. (iPhone/iPad app by Quanhong Zhao.)

- Source: https://appshunter.io/ios/app/expense-tracker-offline-safe/id6775724566 (this page in markdown: same URL + `.md`)
- Developer: [Quanhong Zhao](https://appshunter.io/developer/1021819092)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 2 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-06-07
- Data updated: 2026-07-29
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-offline-safe/id6775724566/reviews.md

## What is Expense Tracker?

Take control of your personal and family finances with this reliable bookkeeping app. Quickly log every income, expenditure and transfer with just a few taps. The system automatically sorts your records into customizable categories like food, rent, transportation and entertainment.
View clear monthly, weekly and yearly financial charts to grasp your spending habits at a glance. Lock your ledger with a password to protect sensitive financial information from prying eyes.
Upgrade to Premium to access advanced privileges: unlimited account books, one-click Excel data export, secure cloud data backup, ad-free interface and comprehensive multi-dimensional financial analysis reports. Manage your budget wisely and build stable savings easily.

## Key features

- Quick income and expense logging
- Customizable spending categories
- Visual financial charts
- Password protection
- Excel data export (Premium)
- Cloud backup (Premium)

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Bookkeeping Lifetime Premium | $0.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/expense-tracker-offline-safe/id6775724566/reviews.md

### 5/5 — 干净安全离线记账

*2026-07-21*

用过很多记账软件，都强制云同步，这款不云记账本地保存账单，不偷取隐私，界面清爽无广告，内存占用小，强烈推荐

### 5/5 — Safe offline budget app

*2026-06-18*

All data saved locally, no cloud, no ads. Perfect for protecting my financial privacy.

### 5/5 — 干净安全离线记账

*2026-06-18*

用过很多记账软件，都强制云同步，这款不云记账本地保存账单，不偷取隐私，界面清爽无广告，内存占用小，强烈推荐

## Frequently asked questions about Expense Tracker

### Does Offline Ledger have ads?

No, Offline Ledger is ad-free. The free version does not contain advertisements, and the Premium version also offers an ad-free interface.

### What are the benefits of upgrading to Offline Ledger Premium?

Premium offers advanced features like unlimited account books, one-click Excel data export, secure cloud data backup, and comprehensive multi-dimensional financial analysis reports.

### How secure is my financial data with Offline Ledger?

Your financial data is stored locally on your device, and you can lock your ledger with a password to protect sensitive information from unauthorized access.

### What devices is Offline Ledger available on?

Offline Ledger is available for iPhone and iPad devices.

### How often is Offline Ledger updated?

The app was last updated on June 27, 2026, indicating active development and maintenance.

### Can I export my financial data from Offline Ledger?

Yes, you can export your financial data to Excel with a one-click option available in the Premium version.

### What is the age rating for Offline Ledger?

Offline Ledger has an age rating of 4+, making it suitable for a wide range of users.

### Does Offline Ledger support multiple account books?

The free version allows for a limited number of account books, while the Premium version offers unlimited account books for more comprehensive management.

## Version history (last 5 releases)

### 4.1.4 — 2026-07-23

Improved search keywords for better discoverability

### 4.1.3 — 2026-06-27

Added an onboarding guide to help you get started quickly. Removed dark mode for a consistent black-and-white look. Bug fixes and performance improvements.

### 4.1.2 — 2026-06-24

What's New in 4.1.2

- Onboarding Guide — Empty-state guide card for first-time users, walking through how to record a transaction
- Multilingual App Name — Displays "离线账本" in Chinese and "Offline Ledger" in English
- Theme Manager — Theme switching support
- In-App Purchases — Premium features via IAP
- Tappable Guide Icon — The "+" icon in the onboarding card is now tappable to start recording
- Bug fixes and performance improvements

### 4.1.1 — 2026-06-20

No underlying code modifications. This update only revises App Store promotional page content.

### 4.1.0 — 2026-06-17

- New empty-state step-by-step guide card on home screen to help new users complete their first transaction
- New in-app feature tooltips (FAB button, pull-down to add, swipe-left to delete), shown once per feature

## More apps by Quanhong Zhao

- [Password Manager - Offline](https://appshunter.io/ios/app/password-manager-offline/id6783623988)
- [Countdown - Widget & Reminder](https://appshunter.io/ios/app/countdown-widget-and-reminder/id6786533088)

All apps by Quanhong Zhao: https://appshunter.io/developer/1021819092

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*