# Expense Tracker - Pennyken — Track Income & Spending

> Personal finance app showing remaining spendable amount before purchases. (iPhone/iPad app by mohammed Guellil.)

- Source: https://appshunter.io/ios/app/expense-tracker-pennyken/id6785345462 (this page in markdown: same URL + `.md`)
- Developer: [mohammed Guellil](https://appshunter.io/developer/1802263189)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.2 · 10 MB
- Languages: American English
- Released: 2026-07-09
- Data updated: 2026-07-20
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracker-pennyken/id6785345462/reviews.md

## What is Expense Tracker?

Most budgeting apps tell you where your money went. Pennyken tells you what you can still spend — before you buy, not after.

Open the app and one number greets you: LEFT TO SPEND. Your monthly limit, minus what's already gone, counted down live as you log your day. No spreadsheets, no bank logins, no guilt trips.

STOP OVERSPENDING
• Set a monthly spending ceiling and watch it count down in a beautiful ring
• A daily pace line ("≈ $31/day to stay on track") keeps you honest mid-month
• Log a purchase in seconds — smart suggestions prefill the category and account

CATCH THE LEAKS
• Set a limit per category — Groceries, Dining, Transport, anything you like
• Pennyken warns you BEFORE a category crosses its limit, not after
• See exactly which category is eating your month, at a glance

NEVER MISS A BILL
• Track rent, subscriptions, and recurring bills in one place
• Get reminded before each one hits, with the amount and due date
• Recurring income counts too, so your real spending power is always accurate

TURN WISHES INTO PLANS
• Create savings goals with a real target and a real date
• Pennyken does the math: "$250/month gets you there by December"
• Gentle contribution reminders keep the streak alive — no willpower required

UNDERSTAND YOUR MONTH
• Spending by category, income vs. expenses, and budget trends over time
• Compare this month to last and see what actually changed

PRIVATE BY DESIGN
• No account. No sign-up. No bank connection.
• Everything you enter stays on your phone — we couldn't read it if we wanted to
• Lock the app with Face ID
• Export your data anytime as JSON. It's yours.

Start free and log your first transactions on us. Pennyken Plus unlocks unlimited transaction logging with a subscription (monthly or annual), with a free trial to start. Cancel anytime in your App Store settings — payment is charged to your Apple ID account and renews automatically unless cancelled at least 24 hours before the end of the period.

Privacy Policy: https://sites.google.com/view/pennyken-privacy-policy/home
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your money, finally facing forward. Download Pennyken and know what's safe to spend — today.

## Key features

- Live 'Left to Spend' tracker
- Category spending limits with alerts
- Bill and subscription tracking
- Savings goal planning
- Private, no account or bank connection
- Data export to JSON

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Pro | $7.99 | per month |
| Yearly Pro | $29.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/expense-tracker-pennyken/id6785345462/reviews.md

### 5/5 — Love it

*2026-07-10*

Very good at organizing personal finance ans setting goals

## Frequently asked questions about Expense Tracker

### Does Pennyken have ads?

No, Pennyken is ad-free. The app is free to start with optional premium features available through a subscription.

### What are the subscription options for Pennyken?

Pennyken offers a Monthly Pro subscription for $7.99 per month with a 7-day free trial, and a Yearly Pro subscription for $29.99 per year. You can cancel anytime through your App Store settings.

### Is Pennyken safe to use with my financial data?

Yes, Pennyken is designed with privacy in mind. It does not require an account, sign-up, or bank connection, and all your data stays on your phone.

### What devices does Pennyken support?

Currently, Pennyken is supported on iPhone devices. Future updates may expand compatibility to other platforms.

### How often is Pennyken updated?

The app was last updated on July 13, 2026, indicating active development. Users can expect regular updates for new features and improvements.

### What is the age rating for Pennyken?

Pennyken has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

### Can I export my data from Pennyken?

Yes, you can export your data from Pennyken anytime in JSON format, ensuring you always have access to your financial records.

### What do users like about Pennyken?

Based on the available rating of 5.0 stars from 1 rating, users likely appreciate its proactive approach to spending, privacy features, and ease of use in tracking finances.

## Version history (last 2 releases)

### 1.1 — 2026-07-13

Bug fixes

### 1.0 — 2026-07-09

No release notes.

## More apps by mohammed Guellil

- [PicMath : Photo AI Homework](https://appshunter.io/ios/app/picmath-photo-ai-homework/id6743327593)

All apps by mohammed Guellil: https://appshunter.io/developer/1802263189

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*