# Expense Tracking: Budget App — Budgets, bills, loans, offline

> Budgets, bills, loans, offline (iPhone/iPad app by Ashir Khan.)

- Source: https://appshunter.io/ios/app/expense-tracking-budget-app/id6770228480 (this page in markdown: same URL + `.md`)
- Developer: [Ashir Khan](https://appshunter.io/developer/1854980470)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 42 MB
- Languages: American English
- Released: 2026-05-19
- Data updated: 2026-09-05
- User reviews in markdown: https://appshunter.io/ios/app/expense-tracking-budget-app/id6770228480/reviews.md

## What is Expense Tracking?

Expense Tracking is your all-in-one personal finance manager — track spending, manage budgets, loans, and bills, and reach your savings goals, all completely offline.

100% Offline & Private
No account, no cloud. Your financial data never leaves your device.

Track Every Expense & Income
Log transactions in seconds and see exactly where your money goes — by day, week, or month.

Budgets That Keep You on Track
Set monthly budgets per category and watch your progress in real time, so overspending never sneaks up on you.

Bills & Loans, Organized
Track bills you owe, money you've lent, money you've borrowed, and settle loans with a tap. Never miss a due date.

Savings Goals
Set a monthly savings target and stay motivated with visual progress tracking on your dashboard.

Smart Insights & Visual Reports
Interactive charts break down your spending by category and over time, so you can spot patterns and cut unnecessary spending.

60+ Currencies Supported
Switch currencies instantly — perfect for global and multi-currency users.

Custom Categories
Create, edit, and reorder categories to match exactly how you think about your money.

Light & Dark Mode
A polished interface in both themes, matching your system settings automatically.

Premium (Optional)
Go ad-free and unlock every current and future feature with an optional auto-renewing subscription — monthly, quarterly, or yearly. The app is fully usable for free without it.

Privacy Policy: https://expenses.reflect-technology.ca/privacy-policy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/


## Version history (last 5 releases)

### 1.0.6 — 2026-09-04

What's new:
* Tap a notification to jump straight to the bill, loan, or budget it's about
* Swipe to delete a single notification, or select multiple categories to delete together
* Faster app startup — no more freezing on launch
* Smarter default currency detection for new installs
* Various bug fixes and performance improvements

### 1.0.5 — 2026-08-31

Fixed the editing  issue on built-in categories.
Added the delete option on built-in categories.

### 1.0.4 — 2026-08-21

• Minor design improvements across the app for a smoother and more polished experience.
• Optimized App Store listing content to improve search visibility and discoverability.
• Updated the app category for better alignment and easier discovery.

### 1.0.3 — 2026-08-17

A refreshed experience with a completely redesigned app theme and improved navigation. We’ve also introduced new subscription options for an ad-free experience, along with various usability improvements and bug fixes.

### 1.0.2 — 2026-06-30

We've improved the billing card experience with a cleaner and more intuitive design, fixed various logical issues and stability bugs, and added support for personalized ads to provide a more relevant advertising experience where permitted.

## More apps by Ashir Khan

- [Khidma Plus (Home Services)](https://appshunter.io/ios/app/khidma-plus-home-services/id6755617892)
- [Khidma Provider](https://appshunter.io/ios/app/khidma-provider/id6755718687)

All apps by Ashir Khan: https://appshunter.io/developer/1854980470

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*