# Expense Trail — Privacy-first expense tracker > Privacy-first expense tracker (iPhone/iPad app by Mubbasher Ahmed.) - Source: https://appshunter.io/ios/app/expense-trail/id6770648477 (this page in markdown: same URL + `.md`) - Developer: [Mubbasher Ahmed](https://appshunter.io/developer/1896443400) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 16.4 · 86 MB - Languages: American English - Released: 2026-06-08 - Data updated: 2026-07-24 - User reviews in markdown: https://appshunter.io/ios/app/expense-trail/id6770648477/reviews.md ## What is Expense Trail? Expense Trail gives you a clear, private view of where your money goes — without ads, without selling your data, and without ever requiring an account. Most money apps want your bank login, your spending habits, or your attention to show you ads. Expense Trail does none of that. Start logging expenses the moment you install it. No sign-up. No tracking. Just your finances, exactly as they are. When you want more — cloud backup, multi-device sync, or sharing with family — it's all there. All optional. LOG IN SECONDS Add an expense with a category, payment method, notes, tags, a custom date, and an optional receipt photo. Record income. Move money between wallets with full multi-currency support. Search, filter by amount or tag, sort, and export to CSV — everything you'd expect from a premium finance app, without the noise. BUDGETS THAT WORK FOR YOU Set monthly spending limits by category, payment method, or wallet. See at a glance how you're doing, and get an alert before you overspend — not after. Track a no-spend streak for consecutive days without discretionary spending to build better financial habits. REPORTS — UNDERSTAND YOUR PATTERNS • Summary — daily, weekly, or monthly breakdowns; top spending categories; budget utilization; period-over-period comparisons • Cash Flow — long-term income and spending trends (with cloud sync) • Goals — all your savings targets in one place • Bills — 14-day calendar of upcoming scheduled expenses and income PLANNING TOOLS • Wallets — multiple accounts, multi-currency, opening balances • Savings Goals — milestones, deadlines, and contribution tracking • Recurring Entries — any frequency: daily, weekly, monthly, or yearly • Purchase Wishlist — add items, wait 48 hours, then decide. Fewer impulse buys, instantly. • Balance Adjustments — reconcile when numbers don't match SPLIT & SHARE Split bills without a shared account. Use TRAIL- invite codes or QR codes to connect with contacts. Track who owes what, settle up in-app, and share a household ledger when cloud sync is on. SMART REMINDERS (OPTIONAL) Budget alerts, daily logging nudges, weekly and monthly summaries, goal milestones, bill reminders, split settle-up prompts — and location-triggered reminders when you arrive at or leave a saved place. Your location is processed on-device and never leaves your phone. YOUR DATA, YOUR CONTROL • Export to CSV or JSON at any time • Password-encrypted backups you can import on any device • Optional 12-word recovery phrase for end-to-end encrypted cloud sync • Automated backups to Google Drive, Dropbox, WebDAV, S3, and more • LAN sync between your devices on the same Wi-Fi — no internet needed • Home screen and lock screen widgets, quick actions from your app icon PRIVACY & SECURITY PIN lock, Face ID / Touch ID biometric unlock, stealth mode (hides all amounts from view), and screenshot blocking. End-to-end encrypted sync uses a recovery phrase only you hold. No ads. No data profiling. Nothing ever sold. Add your first expense in under a minute. Reports and insights come free. No account required. Enable sync only when you want it. Questions? support@expensetrail.app Website: https://expensetrail.app/en Privacy: https://expensetrail.app/en/privacy Terms: https://expensetrail.app/en/terms ## Version history (last 2 releases) ### 1.0.1 — 2026-06-22 Expense Trail is here — and it's everything a privacy-first expense tracker should be. From day one you get the full experience: log expenses and income across multiple wallets, set smart budgets by category or payment method, and explore four powerful report sections — Summary, Cash Flow, Goals, and Bills. Split bills with friends using TRAIL- invite codes or QR codes. No shared account needed. Track who owes what and settle up in-app. Savings goals with milestones. Recurring entries for subscriptions and bills. A 48-hour purchase wishlist to curb impulse buying. A no-spend streak to build better habits. Balance adjustments when the numbers don't add up. When you're ready to go further: end-to-end encrypted cloud sync with a 12-word recovery phrase, automated backups to Google Drive, Dropbox, WebDAV, or S3, and LAN sync across your devices on the same network — no internet needed. Location-based reminders when you arrive at saved places. Home and lock screen widgets. Quick actions from the app icon. PIN lock, Face ID / Touch ID, stealth mode, and screenshot blocking — because your financial data is personal. No ads. No tracking. No account required to start. Got feedback? We'd love to hear it: support@expensetrail.app ### 1.0.0 — 2026-06-08 No release notes. ## More apps by Mubbasher Ahmed - [Rujoo](https://appshunter.io/ios/app/rujoo/id6767251271) All apps by Mubbasher Ahmed: https://appshunter.io/developer/1896443400 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-24.*