Effortlessly track daily spending with AI-powered categorization and insights. This private app offers quick entry via text, voice, or receipt scanning, with premium features for screenshot imports and group splitting.
2.33.0
October 28, 2026
Your money month, on your payday Your money month can start on payday Choose when your month begins — the 1st, a salary day up to the 28th, or the last working day (Mon–Fri) of the month, in Settings → "My money month starts on". Safe-to-Spend, your daily number, budgets and the forecast follow it. New: the Smart plan A lower-priced plan with unlimited expenses, hosting family groups, several savings goals, and renewal and price-change alerts. Premium has all of that, plus everything that uses AI, a payday plan for each goal, business and office trips, and family account access. Bills & renewals desk One list on Home of what's due — your reminders, repeating expenses and bills spotted in your history. Log a bill from it, skip a repeating expense, or mark a reminder done. Reminders can repeat monthly, quarterly or yearly; Smart and Premium add renewal and price-change alerts. Savings goals that move money Money you add to a goal is recorded as savings, so your budget counts it. The free plan keeps one goal; Smart and Premium keep several. Premium also works out how much to set aside each payday, and at payday offers to move what is left of last month into a goal. Habits that fit your day The evening reminder follows your usual logging time (between 7 and 10:30 pm), or comes at a time you pick in Settings, and skips the days you have already logged; a Sunday recap sums up your week. Tap "No spends today" to keep your streak on a quiet day; two streak freezes a month cover a missed day. History shows the days you logged this month, and a new money month starts with a fresh page. No more ads ExpenseFlow is ad-free for everyone. The free plan includes 50 expenses a month, with Smart or Premium for unlimited. Smaller touches In personal quick-add, type "Swiggy 450 yesterday" and it is dated yesterday. A chip under quick-add shows which group, business or trip an entry goes to. Upgrade when you reach the monthly limit, and the expense you were adding is saved straight away. Plus bug fixes and improvements.
MoreUnlimited expenses and family group hosting.
Thank you for your positive feedback! We are glad to hear that the app is making it easy for you to track your expenses.
ExpenseFlow is designed for privacy, deliberately not accessing messages or email for auto-logging. Data is processed on-device where possible, and screenshots are used solely for transaction import without being stored.
Premium features include importing expenses from screenshots of payment history, receipt scanning, and advanced group splitting functionalities for shared expenses.
Yes, ExpenseFlow works fully offline. It securely syncs your data when an internet connection becomes available, ensuring you can track expenses anytime.
The AI Coach analyzes your recorded spending data to answer questions like 'how much did I spend eating out?' or 'can I afford this?', providing personalized financial insights.
ExpenseFlow offers monthly and yearly subscription plans, including 'Smart' and 'Pro' tiers, with 7-day free trials available for new subscribers.
ExpenseFlow was last updated on October 28, 2026, indicating regular maintenance and feature additions to improve user experience and functionality.
ExpenseFlow is available on iPhone and iPad, making it accessible for users within the Apple ecosystem.
Yes, ExpenseFlow allows free export of your financial data in JSON and CSV formats, ensuring you always have access to your personal ledger.
