
ExpenseFlow: AI Daily Tracker
Private AI budget & expenses
About
Track your spending effortlessly with an AI-powered expense manager designed for Indian users. It categorizes transactions, helps you budget, and offers insights into your financial habits. Securely import bank statements and manage shared expenses with family.
What's New in ExpenseFlow
2.19.0
July 30, 2026
Start the new month knowing exactly where your money goes — and which card it went on. NAME YOUR BANKS & CARDS Paying by Debit or Credit? Now add the bank or card behind it — ICICI, HDFC, SBI, Kotak, Chase, Amex and more built in, or type your own. Your recently used cards are one tap away, and every expense remembers how you paid. SEE SPEND PER CARD The Stats page's "By Payment Method" card now drills down: tap Debit or Credit to see exactly how much went on each bank and card this period — in your personal stats AND in group stats. Group Excel reports include the card on every line. FIX EXPENSES RIGHT FROM STATS Spotted a wrong subcategory while reading a report? Tap the expense inside any stats breakdown — including the new tappable Spending Split pie chart — and edit it on the spot. Personal drill-downs now group by subcategory with subtotals, just like group stats. ASK THE COACH ABOUT YOUR CARDS New in AI Coach: ask "Which card did I use most?", "How much on my HDFC card this month?", or "How did I pay?" and get instant visual answers computed from your own data — free, offline, no AI quota used. MONEY BASICS, MADE FOR YOUR COUNTRY Tap a Money Basics chip in the coach for plain-language explainers — SIPs, CIBIL score, tax regimes and UPI safety in India; credit scores, 401(k) and APR in the US — each grounded with your own numbers from the app. Educational only, always. SMOOTHER GROUPS & SETTINGS • Custom and percentage splits now re-balance automatically when you add or remove members — your ratios are preserved. • Budget, Categories, Tools and About sections in Settings start collapsed with summaries, so the page is finally scannable. Plus reliability fixes across sync, splits and stats, hardened after multiple independent code reviews. Questions or ideas? Tell us in Settings → Send Feedback — several features in this release came straight from user requests.
MoreFAQ
Does ExpenseFlow have ads?
Yes, ExpenseFlow contains advertisements. The free plan includes a short ad after 50 expenses per month, which grants you an additional 15 expenses.
What is the cost of ExpenseFlow Premium?
ExpenseFlow offers a 7-day free trial for Premium features. After the trial, pricing details for Premium are available within the app, and you can cancel anytime before the trial ends to avoid charges.
How secure is my financial data with ExpenseFlow?
ExpenseFlow prioritizes privacy with data encrypted in transit and at rest, utilizing row-level security on a secure server. Most bank statement imports are processed directly on your device for enhanced security.
Can I use ExpenseFlow offline?
Yes, ExpenseFlow works offline. You can log expenses on the go, and all your data will sync automatically once you are back online.
What devices does ExpenseFlow support?
ExpenseFlow is available on iPhone and iPad, allowing users to manage their finances across Apple devices.
How often is ExpenseFlow updated?
The latest version of ExpenseFlow is 2.15.0, last updated on July 13, 2026. Updates typically include new features, bug fixes, and performance improvements.
Can I share expenses with others using ExpenseFlow?
Yes, ExpenseFlow allows you to share expenses with family, friends, or roommates. You can create shared groups, split bills, and track who owes whom, with settlement via UPI link. Group sharing is a Premium feature.
What is the age rating for ExpenseFlow?
ExpenseFlow has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.






