# ExpenseFlow: AI Daily Tracker — Private AI budget & expenses > AI expense tracker for Indian users to manage personal and shared finances. (iPhone/iPad app by Jaya Jambhulkar.) - Source: https://appshunter.io/ios/app/expenseflow-ai-daily-tracker/id6777721971 (this page in markdown: same URL + `.md`) - Developer: [Jaya Jambhulkar](https://appshunter.io/developer/6777721973) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 16.0 · 92 MB - Languages: American English - Released: 2026-06-29 - Data updated: 2026-08-24 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/expenseflow-ai-daily-tracker/id6777721971/reviews.md ## What is ExpenseFlow? ExpenseFlow is the fast, private way to track daily spending. Type "coffee 4.50" and you're done — AI files it under the right category instantly. No bank logins, no spreadsheets, no clutter. PRIVATE BY DESIGN — OUR PROMISE Some expense apps want access to your messages or inbox to auto-log purchases. ExpenseFlow deliberately does not — and never will. Nothing in the app reads your texts or email. Automatic help comes only from actions you choose: quick-typing a line, speaking a voice note, snapping a receipt, or sharing a screenshot. NEW — IMPORT FROM A SCREENSHOT (Premium) Screenshot your bank app, card app or payment history — or a single payment notification — and bring it into ExpenseFlow. Share it straight from Photos, or pick it from the Add screen. AI reads the amount, the merchant and the date, suggests a category and subcategory, and shows you every entry to confirm and edit before anything is saved. Send them to your personal ledger, a shared group, a business, or an office trip. Screenshots are used only to pull out the transactions and are not kept. LOG AN EXPENSE IN SECONDS • Quick Add: type "groceries 62" — amount, category, done • Voice input, processed on-device • Receipt scanner: photograph a receipt, AI reads the total (Premium) • Import from a screenshot of your payment history (Premium) • Recurring bills suggested on schedule — always with your confirmation AI THAT WORKS FOR YOUR MONEY • Auto-categorization that learns your merchants • AI Coach: ask "how much did I spend eating out?" or "can I afford this?" — answers computed from your real numbers • Month-end forecast and smart insights that catch creeping subscriptions BUDGETS THAT MAKE SENSE • 50/30/20 made visual: Essentials / Lifestyle / Savings • Safe-to-Spend: one number for what's actually free to spend today • Category budgets, savings goals, streaks, weekly review SPLIT & SHARE (PREMIUM) • Groups for roommates, trips, and family — split, track balances, settle up • Give the group its own categories — everyone sees the same list • Business mode for side-hustle income & expenses • Multi-currency support for travel YOUR DATA, YOUR RULES • Works fully offline; syncs securely when online • Free JSON & CSV export — your data is never held hostage • Face ID / Touch ID app lock • Delete your account and all data in-app, any time Premium is a monthly or yearly auto-renewing subscription with a 7-day free trial for new subscribers. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage or cancel in Settings. Terms: https://expenseflow-mobile-app-web.web.app/terms.html Privacy: https://expenseflow-mobile-app-web.web.app/privacy.html ## Key features - AI-powered expense tracking - Pre-tagged Indian merchants - Offline functionality - Budgeting and savings goals - Bank statement import - Shared expense management - AI financial coach ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/expenseflow-ai-daily-tracker/id6777721971/reviews.md ### 5/5 — Makes life easy to track expenses *2026-08-05* Very fast and easy to use app. Nice work done by developer. **Developer response:** Thank you for your positive feedback! We are glad to hear that the app is making it easy for you to track your expenses. ## Frequently asked questions about ExpenseFlow ### Does ExpenseFlow have ads? Yes, ExpenseFlow contains advertisements. The free plan includes a short ad after 50 expenses per month, which grants you an additional 15 expenses. ### What is the cost of ExpenseFlow Premium? ExpenseFlow offers a 7-day free trial for Premium features. After the trial, pricing details for Premium are available within the app, and you can cancel anytime before the trial ends to avoid charges. ### How secure is my financial data with ExpenseFlow? ExpenseFlow prioritizes privacy with data encrypted in transit and at rest, utilizing row-level security on a secure server. Most bank statement imports are processed directly on your device for enhanced security. ### Can I use ExpenseFlow offline? Yes, ExpenseFlow works offline. You can log expenses on the go, and all your data will sync automatically once you are back online. ### What devices does ExpenseFlow support? ExpenseFlow is available on iPhone and iPad, allowing users to manage their finances across Apple devices. ### How often is ExpenseFlow updated? The latest version of ExpenseFlow is 2.15.0, last updated on July 13, 2026. Updates typically include new features, bug fixes, and performance improvements. ### Can I share expenses with others using ExpenseFlow? Yes, ExpenseFlow allows you to share expenses with family, friends, or roommates. You can create shared groups, split bills, and track who owes whom, with settlement via UPI link. Group sharing is a Premium feature. ### What is the age rating for ExpenseFlow? ExpenseFlow has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances. ## Version history (last 5 releases) ### 2.26.0 — 2026-08-24 Hand a name-only member their own login. Added someone to a group by name and been tracking their share by hand? You can give them an email now. They sign in, take over that member, and every expense, payment and settle-up already recorded against them comes along - their name and history stay exactly as they were. Open the group, tap the member, then "Invite by email". Linking an email also hands you a ready-made message for WhatsApp or anywhere else, saying exactly which address to sign in with so their share lands on the right account. Fixed: "Resend invite email" always failed with "Could not resend". It works now. You can also correct a mistyped invite address, even when that address already belongs to an ExpenseFlow account. ### 2.25.1 — 2026-08-18 Smarter income, your group's own categories, and a smoother sign-in. INCOME, SMARTER • Income now sorts itself — type "salary", "bonus" or "FD interest" and the category and subcategory fill in on their own, with AI stepping in for unusual descriptions • Income no longer pre-selects a payment method. A salary credit is not a UPI payment — pick how the money arrived, or leave it blank • Import from screenshots now has its own button in Business and in every family group — already pointed at that workspace or group, so imported entries land in the right place GROUPS GET THEIR OWN CATEGORIES • Create a category your group actually uses — Rent, Pet Care, Team Lunch, whatever your group spends on — and every member gets it • Add subcategories to it, or to a built-in category like Food. Those are shared with the group too. • Create one without leaving the expense you are entering: New category and New subcategory sit right in the group Add Expense screen, and what you make is selected for you • Automatic categorisation now knows your group's own words, so a group expense can be filed into one of your categories instead of the nearest built-in — when you type it, and when you import it from a screenshot • Made a typo? Press and hold a category your group created to remove it. Expenses already filed under it keep their category — nothing in your history changes. Built-in categories stay put. • View-only members can see every group category but cannot add, change or remove one. SIGNING IN • Your verification email now carries just the 6-digit code. The long confirmation link is gone — mail providers were opening it in the background and using it up before you ever tapped it, which is why a fresh code sometimes said it had already been used. • "Resend code" waits 30 seconds and shows the countdown. Tapping it repeatedly used to send several emails at once, and the code you were halfway through typing would stop working. • Referral and group invite links you share now carry the ExpenseFlow name. Links you have already sent still work. • The AI coach, forecasts and insights moved to a newer, faster model. ### 2.24.1 — 2026-08-14 Fixes, straight from your reports. • Sharing a screenshot to ExpenseFlow now opens the importer reliably — and when an image can't be read, it tells you why instead of doing nothing • A screenshot showing a declined or failed payment is no longer imported as a real expense • A wallet top-up is no longer counted as spending — moving your own money into your own wallet isn't an expense • The Screenshot button on the Add screen is much easier to find • Imported dates are spelled out in full, and flagged when the year had to be guessed, so a wrong one stands out ### 2.24.0 — 2026-08-12 Turn a screenshot into expenses. NEW — Import from Screenshot (Premium) Screenshot your bank app, card app or payment history — or a single payment notification — and bring it into ExpenseFlow. Share it straight from Photos, or pick it from the Add screen. AI reads the amount, merchant and date, suggests a category and subcategory, and shows you every entry to confirm — and edit — before anything is saved. Send them to your personal ledger, a shared group, a business, or an office trip. Also in this update • The Stats tab now scrolls silky-smooth, even with months of history • Group balances use plain words — who gets back, and who has to pay • Set a default business workspace so quick entries land in the right one • Deeper reliability work on account switching and subscription checks ### 2.23.0 — 2026-08-08 Add anyone to a group, and balances you can rely on. AMOUNTS WITH COMMAS ARE READ PROPERLY Typing "Cab 1,200" used to log 200 — everything before the comma was dropped. Big amounts now come through whole, in quick add, in groups and in business entry, in both 1,20,000 and 1,200,000 style. Reference numbers, times and quantities like "1,000 ml" are no longer mistaken for money either. CHECKLIST TO EXPENSE, WITH THE PRICE Put the price in the item name — "Tea 500" — and converting it to an expense now fills in Tea and 500 separately, instead of dumping the whole line into the description and asking for the amount again. ADD BY NAME — FOR PEOPLE NOT ON THE APP Splitting with a parent, a flatmate or a friend who will never install ExpenseFlow? Tap Add by Name in your group and just type their name. They count in every split and balance, they get no email and never sign in, and you keep their side of the books. VIEW-ONLY MEMBERS Open a member from the group and choose Make view-only. They keep seeing every expense and balance, but can't add or edit expenses, or record a settle-up — an admin does that for them. They can still confirm a payment someone says they made to them. NOBODY WALKS OUT MID-SETTLE If you still owe or are owed money in a group, leaving now tells you the exact amount instead of quietly going ahead. Someone leaving used to drop their side of the maths, so everyone else's balance silently shifted and the debt could never be settled. Squared up? You can leave freely — including people who were stuck before. DECLINED AN INVITE? YOU CAN COME BACK Turning down a group invite no longer locks you out of it. Rejoin with the group code, or ask an admin to invite you again — and your past expenses come with you instead of being stranded under a second name. READ-ONLY REALLY MEANS READ-ONLY Someone who declined a group invite can still see the expenses they are part of, so they can check and settle what they owe, but they can no longer add or change anything in the group. TIDYING UP A GROUP ACTUALLY WORKS Removing a member who has settled up now succeeds instead of failing with an error, and the app stops offering Delete or Remove buttons that the server was only going to refuse. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*