# Expenses: Bill & Trip Splitter — Expense splitter, Couple, EMI > Expense splitter, Couple, EMI (iPhone/iPad app by Muppudathi Kathavarayan.) - Source: https://appshunter.io/ios/app/expenses-bill-and-trip-splitter/id6762824072 (this page in markdown: same URL + `.md`) - Developer: [Muppudathi Kathavarayan](https://appshunter.io/developer/1889203605) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.0 · 12 MB - Languages: English - Released: 2026-05-25 - Data updated: 2026-09-08 - User reviews in markdown: https://appshunter.io/ios/app/expenses-bill-and-trip-splitter/id6762824072/reviews.md ## What is Expenses? Split any bill in seconds. Track every expense. Stay on budget — together or solo. Whether you're splitting a hotel bill on a group trip, managing rent with roommates, tracking finances as a couple, or monitoring your own monthly spend — Expenses is the only app you need. SPLIT BILLS & SETTLE UP FAST • Split any expense equally, by percentage, or custom amount • Add friends, family, or roommates as participants • Track who owes what with real-time balance updates • Settle up in one tap and create separate spaces for trips, roommates, and couples • Share group trips via iCloud — everyone sees updates instantly BUILT FOR COUPLES • Dedicated couple workspace designed for two • Track household income, shared bills, and personal expenses separately • See each other's balances, settle up instantly, and view combined monthly spending • Manage shared subscriptions, EMIs, and monthly commitments together TRACK YOUR PERSONAL EXPENSES • Log daily expenses by category — food, travel, shopping, and bills • Beautiful donut charts and monthly rollup analytics • Set monthly budgets and get alerts before you overspend • Track income alongside spending for a complete financial picture • Custom categories so you can organize expenses your way SCAN RECEIPTS — NO TYPING NEEDED • Point your camera at any receipt and let the app do the rest • AI automatically reads the amount, date, and merchant name • Attach scanned receipts to expenses for a complete paper trail • Never lose a receipt — everything stored securely in iCloud AI SPENDING COACH • Get personalized insights based on your actual spending — not generic tips • Automatically spot your biggest monthly expense spikes • Receive smart suggestions on where you can reduce spending • Powered by Apple Intelligence — all analysis happens on your device TRACK EMIs, LOANS & SUBSCRIPTIONS • Add all your EMI repayments and loan installments in one place • Track subscriptions like Netflix, Spotify, Amazon Prime, and more • Get a clear picture of your total fixed monthly commitments • Receive due date alerts so you never miss a payment CARD & WALLET TRACKING • Track spending across multiple credit cards in one view • Monitor your digital wallet and mobile payment transactions • See your billing cycle, statement period, and payment due dates • Spot which card you are overspending on before the bill arrives MULTI-CURRENCY SUPPORT • 158 world currencies with live exchange rates • Powered by real-time data from the European Central Bank • Perfect for international travel and group trips abroad • Automatic rate refresh so your totals are always accurate WORKS ON ALL YOUR APPLE DEVICES • Full-featured native app on iPhone, iPad, and Mac • iCloud sync keeps every expense, trip, and budget up to date across all devices • True Mac app with keyboard shortcuts and Mac-native design • iPad optimized with full-screen layouts and side-by-side navigation PRIVACY FIRST • No account sign-up required — works with your existing Apple ID • All AI analysis runs on your device using Apple Intelligence • Your data is never sold or used for advertising • iCloud sync uses Apple's encrypted private database START FREE — UPGRADE WHEN READY • Track personal expenses and split bills completely free • Premium unlocks: AI Coach, receipt scanning, unlimited groups, advanced analytics, and export • 14-day free trial — no credit card required to start • Choose monthly, yearly, or lifetime — pay once and keep Premium forever • Cancel anytime directly from your Apple ID subscription settings • Privacy first - This app does not show third-party ads. Expenses is built for real life — messy group trips, shared flats, relationship finances, and the daily grind of tracking where your money actually goes. No complicated setup. No steep learning curve. Just open the app and start. Download free today and try Premium for 14 days at no cost. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Subscription | $1.99 | per month | | Yearly subscription | $4.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime Access | $9.99 | one-time | ## Version history (last 2 releases) ### 1.1 — 2026-06-25 This update brings a significantly improved iPad experience, a smarter AI Spending Coach, more accurate receipt scanning, and a range of improvements across iPhone and iPad. IPAD — NEW MONTH NAVIGATION Month navigation on iPad has been completely redesigned. Every screen that lets you browse by month — My Expenses, EMI and Subscriptions, Card and Wallet, and the AI Spending Coach — now uses a clean pill-style chevron control in the toolbar. Tap the left arrow to go back a month, the right to go forward, and the centre label to jump back to the current month instantly. The control sits neatly in the toolbar so it is always within reach. IPAD TOOLBAR — SEARCH AND SHARE The toolbar across all major iPad screens now shows a combined search and share pill. Search your expenses without navigating away, and export or share from the same spot. Always accessible, never crowding the screen. AI SPENDING COACH — SHARPER INSIGHTS The AI Spending Coach has been updated with faster, clearer, and more actionable insights. Fixed monthly commitments — EMIs, loan repayments, and subscriptions — are now shown separately from your flexible day-to-day spending. This makes it immediately clear how much of your income is locked into fixed costs each month versus what you actually have control over. The biggest expense spike detection is now more accurate, comparing spending category by category week over week — giving you an earlier warning when one area is quietly growing before it becomes a problem at month end. Budget risk alerts now factor in remaining days in the month before flagging a warning, reducing false alerts early in the month. On supported devices, all analysis continues to run entirely on your device using Apple Intelligence. Your data never leaves your phone or iPad. RECEIPT SCANNING — MORE ACCURATE The receipt scanner finds totals more reliably across a wider range of receipt formats. Smart detection now searches the bottom portion of the receipt first — where grand totals almost always appear — before scanning upward. This significantly reduces wrong amounts on long receipts with multiple subtotals. Merchant name detection has also improved. The scanner correctly identifies the merchant from the top of the receipt in more cases, pre-filling the expense name so you rarely need to type it manually. Date detection now supports additional formats covering more international receipt styles. COUPLE WORKSPACE — SYNC IMPROVEMENTS The couple workspace now syncs instantly after switching between devices. The brief stale state when moving from iPhone to iPad has been removed. Shared bill updates from your partner now appear faster and more reliably via iCloud. ICLOUD SYNC IMPROVEMENTS Expenses, trips, and budgets sync more quickly after opening the app, and sync conflicts are resolved more gracefully when the same data is edited on two devices close together in time. GENERAL IMPROVEMENTS • Expense category icons load instantly on first open with no blank state • Budget alert badges update immediately after each new expense is added • Currency exchange rates refresh more reliably when the app opens • Several small visual fixes in light and dark mode throughout • Performance improvements on older iPhone and iPad models COMING SOON Localisation for additional languages is in progress. Apple Watch support is coming in a new version — speak an expense into your Apple Watch and it syncs instantly across all your Apple devices via private iCloud, without touching your phone or iPad. The existing Siri and on-device AI voice expense feature will receive a major upgrade with the new Siri AI capabilities Apple announced at WWDC 26 for iOS 27 and iPadOS — more natural, more accurate, and more deeply integrated with Apple Intelligence than ever before. Thank you for using Expenses. A quick rating on the App Store takes five seconds and genuinely makes a difference. ### 1.0 — 2026-05-25 No release notes. ## Apps similar to Expenses | App | Rating | Price | Category | | --- | --- | --- | --- | | [Budget App & Expense Tracker](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613) | 4.8 (2,679) | Free | Finance | | [Nitopay](https://appshunter.io/ios/app/nitopay/id6447049306) | 5.0 (1) | Free | Finance | | [BIBD Mobile](https://appshunter.io/ios/app/bibd-mobile/id574376231) | 2.4 (188) | Free | Finance | | [Banana Split, Bill & Expenses](https://appshunter.io/ios/app/banana-split-bill-and-expenses/id497258676) | 4.5 (209) | Free | Finance | | [SocialPay Junior](https://appshunter.io/ios/app/socialpay-junior/id6449488130) | 5.0 (3) | Free | Finance | | [SC Mobile Brunei](https://appshunter.io/ios/app/sc-mobile-brunei/id1225044428) | 3.3 (14) | Free | Finance | ## More apps by Muppudathi Kathavarayan - [Time & Date Calc - Aviation](https://appshunter.io/ios/app/time-and-date-calc-aviation/id6761375506) All apps by Muppudathi Kathavarayan: https://appshunter.io/developer/1889203605 ## Related topics [trip splitter](https://appshunter.io/ios/topics/trip-splitter) · [trip splitter lite](https://appshunter.io/ios/topics/trip-splitter-lite) · [myjourney expenses](https://appshunter.io/ios/topics/myjourney-expenses) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*