# Expensio: Budget & Expense — Split, Loans, Bills & Savings

> Split, Loans, Bills & Savings (iPhone/iPad app by Muhammad Ismail.)

- Source: https://appshunter.io/ios/app/expensio-budget-and-expense/id6765477238 (this page in markdown: same URL + `.md`)
- Developer: [Muhammad Ismail](https://appshunter.io/developer/1895965065)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.6 · 13 MB
- Languages: American English, Arabic, Bangla, Dutch, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese and 12 more
- Released: 2026-05-15
- Data updated: 2026-08-04
- User reviews in markdown: https://appshunter.io/ios/app/expensio-budget-and-expense/id6765477238/reviews.md

## What is Expensio?

Expensio is a powerful all-in-one expense tracker designed for iPhone that gives you a crystal-clear picture of where your money goes - every single day.

Set your monthly salary, log expenses effortlessly, and let Expensio handle the rest - smart budgets, group splits, loan tracking, bill reminders, and beautiful analytics.

--- SMART BUDGET DASHBOARD ---
- Monthly salary vs. spending summary at a glance
- Circular progress ring showing budget consumption
- Auto-calculated daily budget (adjusts every day based on remaining balance)
- Days-until-next-salary countdown
- Home screen widget with live budget stats

--- EFFORTLESS EXPENSE LOGGING ---
- Add expenses with category, sub-category and payment method
- Voice input - just speak your expense
- Receipt scanner (OCR) - snap a photo, auto-fill details
- Attach receipt photos from camera or gallery
- Payment methods: Cash, Card, Bank Transfer, E-Wallet
- Quick-access floating button to log from anywhere

--- GROUP EXPENSE SPLITTING ---
- Create groups for trips, roommates, dinners and more
- Split 4 ways: Equal, Custom, Percentage, or Fixed + Split
- Track who owes whom with simplified debt paths
- Record settlements and clear balances instantly
- Per-member activity view

--- LOAN MANAGER ---
- Track money lent and borrowed with due dates
- Partial payment tracking with progress bar
- Overdue alerts - never forget a pending loan
- Person-wise loan summary with net balance
- Statuses: Outstanding, Partially Paid, Completed

--- BILL REMINDERS ---
- Set recurring monthly/yearly bill reminders
- Advance notice notifications (e.g., 3 days before)
- Push alerts on due day - never miss a payment

--- ANALYTICS AND INSIGHTS ---
- Spending by category breakdown
- Weekly spending trends with percentage change
- Budget streak - days you stayed on track
- Peak spend day analysis
- Predicted end-of-month balance
- Savings rate tracking
- Largest expense and daily average stats

--- HISTORY AND MONTHLY RECORDS ---
- Browse, filter and search past expenses
- Monthly archive with savings history chart
- Month-over-month savings trends
- CSV export and share via iOS share sheet

--- MULTI-PROFILE SUPPORT ---
- Independent profiles for family members or accounts
- Each profile has its own expenses, loans, categories and settings

--- SECURITY AND PRIVACY ---
- Face ID / Touch ID lock
- Your data stays on your device

--- 22 LANGUAGES SUPPORTED ---
English, Spanish, French, German, Arabic, Urdu, Hindi, Bengali, Chinese, Japanese, Korean, Turkish, Russian, and more - with full RTL support.

--- BEAUTIFUL DESIGN ---
- Light, Dark and System theme
- Home Screen Widget with live stats and 7-day chart
- Clean, intuitive interface

Perfect for:
- Daily expense tracking and budgeting
- Splitting bills with friends and roommates
- Managing personal loans and IOUs
- Tracking recurring bills and subscriptions
- Saving more money every month

Download Expensio today - take control of every rupee, dollar, and dirham you spend!

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-05-15

No release notes.

## More apps by Muhammad Ismail

- [Tic Tac Pro: Online Board Game](https://appshunter.io/ios/app/tic-tac-pro-online-board-game/id6768039274)

All apps by Muhammad Ismail: https://appshunter.io/developer/1895965065

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*