# Expeny: Budget & Expense — Bill Tracker & Money Manager > Private, on-device financial tracker for expenses, budgets, bills, and wealth building. (iPhone/iPad app by Rahul Singh.) - Source: https://appshunter.io/ios/app/expeny-budget-and-expense/id6773878182 (this page in markdown: same URL + `.md`) - Developer: [Rahul Singh](https://appshunter.io/developer/1882712304) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 27 MB - Languages: American English, French (France), German (Germany), Japanese, European Portuguese, Chinese (Simplified, China), European Spanish - Released: 2026-07-08 - Data updated: 2026-09-03 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/expeny-budget-and-expense/id6773878182/reviews.md ## What is Expeny? Expeny is the private, all-in-one money tracker that keeps your entire financial life on your iPhone — no account, no sign-up, nothing ever leaves your device. Most finance apps want your bank logins and a monthly fee. Expeny does the opposite: everything is calculated on-device, and you unlock it once — for life. See your spending, budgets, bills, savings, investments and debts in one calm place. TRACK EVERY PENNY • Log expenses and income in seconds • Scan receipts on-device with Apple Vision — text is read locally, never uploaded • Quick-add from Home Screen widgets, Control Center, Lock Screen and Siri • Works in any currency, anywhere in the world BUDGETS THAT ACTUALLY STICK • Set a monthly budget and watch a clear progress ring • Per-category budgets so you see exactly where money goes • Trends, category breakdowns and a projected month-end total NEVER MISS A BILL • Track due dates and mark bills "Paid" in one tap • Smart reminders before money is due • Recurring income added automatically each month BUILD REAL WEALTH • Savings goals you can watch grow • Track investments, portfolio value and profit • Manage loans and debts in one place • Get a 0–100 Financial Health score from four real signals FREE, NO ACCOUNT NEEDED • Unlimited expense & income tracking • Monthly budget with progress ring • 5 free receipt scans • 1 savings goal, 1 investment, 1 debt • Bills, recurring income, widget & any currency EXPENY PREMIUM — ONE PRICE, YOURS FOREVER • Unlimited goals, investments & debts • Financial Health score + full breakdown • Unlimited receipt scanning • Custom categories & per-category budgets • Bill reminders & price alerts • Full statistics: weekly, yearly & forecasts • Household sharing & PDF reports • Siri Shortcuts & Lock Screen widgets No subscription. No renewals. Pay once and keep everything. WHO IT'S FOR ► People who want to budget without linking a bank ► Privacy-minded users tired of data-hungry apps ► Couples & families sharing one household budget ► Anyone saving for a goal, paying off debt or building a portfolio PRIVATE BY DESIGN No account. No servers. No data selling. No ads. Your numbers stay on your device — that's the whole point. WHY EXPENY One calm app for your whole financial life that respects your privacy and your wallet. Pay once, own it forever. Take quiet, complete control of your money with Expeny. ## Key features - On-device expense and income logging - Receipt scanning with local text recognition - Budget creation with progress rings - Bill tracking with smart reminders - Savings goal and investment tracking - Financial Health score - One-time purchase for lifetime access ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/expeny-budget-and-expense/id6773878182/reviews.md ### 5/5 — Love this app *2026-07-25* Help me track my transactions I am so relieved now ## Frequently asked questions about Expeny ### How does Expeny ensure my financial data is private? Expeny is designed for privacy, with all calculations performed on your device. No account is required, and no data is uploaded to servers or shared. This means your financial information remains entirely under your control. ### What are the benefits of Expeny Premium? Expeny Premium unlocks unlimited goals, investments, and debts, along with a detailed Financial Health score. It also provides unlimited receipt scanning, custom categories, advanced statistics, and household sharing, all for a one-time purchase. ### Can I use Expeny on multiple devices? The provided data specifies support for iPhones. While household sharing is a premium feature, the core functionality of Expeny is designed to keep your numbers on your device, implying individual device usage unless household sharing is utilized. ### How often is Expeny updated? The app was last updated on July 30, 2026, indicating ongoing development and support. Regular updates ensure the app remains secure, functional, and potentially includes new features based on user feedback. ### What is the age rating for Expeny? Expeny has an age rating of 4+, making it suitable for users of all ages. This indicates that the content and functionality are appropriate for a broad audience. ### Does Expeny have ads? No, Expeny is ad-free. The app explicitly states 'No ads' in its description, reinforcing its commitment to a clean and uninterrupted user experience. ### What currencies does Expeny support? Expeny works in any currency, anywhere in the world. This global compatibility ensures users can track their finances accurately regardless of their location or the currencies they use. ### How does Expeny compare to other finance apps that require bank linking? Unlike many finance apps, Expeny does not require bank logins or account sign-ups. It calculates everything on-device, offering a private alternative for users who prefer not to link their financial institutions. ## Version history (last 5 releases) ### 1.4.0 — 2026-09-02 A whole new expeny Calmer design, deeper spending insights, and a more dependable experience across the app. New • Category insights show where money went • Appearance controls let you adjust size and haptics • Category automation applies your merchant rules whenever you add transactions, including imports, reciepts, shortcuts Improved • Dashboard, statistics, budgets, goals, have been redesigned for faster scanning and clearer decisions • Rebuilt onboarding experience makes setup more interactive • Widgets refresh more reliably and stay accurate around budgets • Typography, icons, sheets, animations feedback more consistent throughtout expeny Fixed • Fixed recurring bill history, month-end reminders, search matching, widget edge case, and several accessibility and layout issues. ### 1.3.3 — 2026-07-31 New • Customize saved merchant icon colors. Improved • Icons now adapt to light and dark mode. • Larger, clearer saved merchant icons. Fixed • Correct category colors for merchant logos across app. • Saved Merchant show consistent monograms ### 1.3.2 — 2026-07-30 New • Added Spending Trend, Investments, Balance, and Spending Breakdown widgets. Improved • Refreshed all widgets with a cleaner glass look, sharper text, and better accessibility. • Budget widgets now support category-based budgets. • Updated category, merchant, and lender icons across the app. Fixed • Fixed savings goal icons in search. • Fixed a rare crash in the Investments tab. ### 1.3.0 — 2026-07-19 Your data now moves both ways bring history in, take it out anytime. New • Import from any bank or app CSV export • Export your full history for backups and spreadsheets • Budget Discipline added to your health score • Siri & Shortcuts hub with automatic SMS logging setup Improved • Health score now shows its math and lets you turn off what doesn't apply • Smoother scrolling, faster search, snappier navigation Fixed • Done bar now appears on every amount field • Recurring bills and paid history stay accurate period after period • Missing and incorrect merchant logos ### 1.2.0 — 2026-07-14 • Support for many more currencies, including Malaysian Ringgit • Track your savings and deposits in the new Investments tab • Sharper receipt scanning and bank-SMS expense logging • Bill and spending reminders to keep you on track • Bug fixes and performance improvements ## Apps similar to Expeny | App | Rating | Price | Category | | --- | --- | --- | --- | | [Cashpane - Expense Tracker](https://appshunter.io/ios/app/cashpane-expense-tracker/id6775143373) | — | Free | Finance | | [Minus. – Subscription Tracker](https://appshunter.io/ios/app/minus-subscription-tracker/id6760934360) | — | Free | Finance | | [Moneta: Money Tracker & Budget](https://appshunter.io/ios/app/moneta-money-tracker-and-budget/id6758405166) | 4.8 (5) | Free | Finance | | [Halvy: Split Expenses](https://appshunter.io/ios/app/halvy-split-expenses/id6782474367) | — | Free | Finance | | [Effective Expenses](https://appshunter.io/ios/app/effective-expenses/id6677000206) | — | Free | Finance | | [GhostBill – Smart Finance](https://appshunter.io/ios/app/ghostbill-smart-finance/id6752739246) | — | Free | Finance | ## More apps by Rahul Singh - [Orbit: Year Progress & Life](https://appshunter.io/ios/app/orbit-year-progress-and-life/id6760118111) - [VetReady: Pet Symptom Log](https://appshunter.io/ios/app/vetready-pet-symptom-log/id6761012203) - [Uplev: AI Career Coach Pivot](https://appshunter.io/ios/app/uplev-ai-career-coach-pivot/id6762523132) All apps by Rahul Singh: https://appshunter.io/developer/1882712304 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*