# expressPay > Instant money transfers, airtime, data, and merchant payments. (iPhone/iPad app by expressPay Ghana Limited.) - Source: https://appshunter.io/ios/app/expresspay/id755749885 (this page in markdown: same URL + `.md`) - Developer: [expressPay Ghana Limited](https://appshunter.io/developer/843783135) - Category: Finance, Business - Price: Free - Rating: 4.06/5 from 114 App Store ratings · 48 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 78 MB - Languages: English, French - Released: 2013-11-24 - Data updated: 2026-08-24 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/expresspay/id755749885/reviews.md ## What is expressPay? Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash. ## Key features - Instant money transfers - Mobile money and bank account transfers - Instant airtime purchases - Instant internet data purchases - Merchant and service provider payments - Multiple payment methods accepted ## Recent user reviews (10 of 48) All indexed reviews: https://appshunter.io/ios/app/expresspay/id755749885/reviews.md ### 5/5 — The best *2025-12-09, version 4.85.9* ExpressPay is simply the best. Their customer service is just top notch. Their verification process for withdrawing money from a credit card is the best. Makes total sense. Very safe. Keep it up guys ### 5/5 — Fast and easy transactions *2025-10-08* I just downloaded the app and tried doing a transaction, but forgot to verify my account, immediately I got my account verified, I received my money within 2 minutes ### 1/5 — 🤯 *2025-08-15, version 4.85.6* Slow process. Hubtel is better than this. ### 5/5 — Excellent 🤭 *2025-06-18, version 4.85.6* Excellent 🤭🎉 ### 1/5 — SCAMMERS!!! *2024-12-12, version 4.85.3* SCAMMERS!!! SCAMMERS!!! SCAMMERS!!! ### 5/5 — The Best Payments App in Ghana! *2024-08-16, version 4.85.3* I love expressPay! The app is easy to navigate, and their customer support is quick and effective. ### 5/5 — Reliability *2023-11-29, version 4.85.1* Always reliable and convenient ### 1/5 — БЕССМЫСЛИЦА *2023-11-14, version 4.85.1* пишет что пароль неверен, а при смене пароля говорит, что совпадает со старым, но не входит ни с новым ни со старым, бред и скам походу, отправил доки на проверку и через пару часов из аккаунта вылетело типо надо заново зайти, а зацти уже не получается ### 4/5 — Bug *2023-11-13* UI friendly, it’s been the best. But my history keeps reappearing after deleting them. Fix that bug!!!! ### 5/5 — Good app to use *2023-10-02, version 4.85.1* Easy and convenient ## Frequently asked questions about expressPay ### What can I do with expressPay? expressPay allows you to send money instantly to mobile money accounts (Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash) or bank accounts. You can also purchase airtime and internet data for any network in seconds, and make payments to various merchants and service providers. ### How do I send money with expressPay? Sending money is designed to be quick and easy. Simply tap through the app to initiate a transfer directly to a mobile money wallet or a bank account. The process is streamlined to avoid the need for visiting a bank branch. ### What payment methods does expressPay accept? The app is flexible with its payment options. It accepts Visa and MasterCard for transactions. Additionally, it integrates with popular mobile money services like MTN mobile money, AirtelTigo Money, and Vodafone Cash, ensuring a wide range of payment choices. ### Is expressPay free to use? Based on the provided information, the application is available for free. There are no mentions of subscription fees or upfront costs for downloading or using the core services offered by expressPay. ### Can I buy data and airtime for any network? Yes, expressPay makes buying top-up and data a breeze. You can purchase airtime and internet data for all major networks, including Airtel, Glo, MTN, Tigo, and Vodafone, in a matter of seconds. Both 4G and 3G data services are covered. ## Version history (last 5 releases) ### 4.86 — 2026-06-18 This update brings under-the-hood improvements to boost the app's stability and performance. We've also added a few enhancements to make managing your accounts easier: Save an account directly from a past transaction, or add it to your Favorites for quicker access. Retrieve your ECG token right from the Transaction Details screen. Update now for a smoother, more convenient experience. ### 4.85.9 — 2025-11-12 Minor Bug Fixes Performance Improvements ### 4.85.7 — 2025-09-12 Added the ability to share transaction receipts directly from the app Minor bug fixes and performance improvements ### 4.85.6 — 2025-03-10 We’ve made some under-the-hood improvements to enhance your experience! • Fixed minor bugs for better performance • Improved stability and reliability Update now for a smoother experience! ### 4.85.4 — 2025-02-11 This update brings key improvements to the app, enhancing usability, transparency, and personalization. Users will benefit from a redesigned home screen, better notification controls, and clearer transaction details. Additionally, new features like insurance integration improve the overall experience. 1. Insurance Product – Added in-app insurance options, allowing users to purchase, manage policies, and purchase renewal. 2. Home Screen Redesign – Improved layout and navigation with a cleaner UI, quick-access features, and enhanced performance. 3. Notification Preferences – Users can choose delivery methods ( email, SMS). 4. Transaction Fees Details – Clear breakdown of fees before confirming transactions, including platform and third-party charges. 5. Bug Fixes – Stability improvements, UI enhancements, and fixes for crashes, slow loading, and performance issues. ## Apps similar to expressPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [CalBank App](https://appshunter.io/ios/app/calbank-app/id1503346047) | 3.4 (162) | Free | Finance | | [myghpay](https://appshunter.io/ios/app/myghpay/id1245112133) | 4.7 (317) | Free | Finance | | [KOWRI](https://appshunter.io/ios/app/kowri/id1616706058) | 4.5 (124) | Free | Finance | | [Absa Ghana](https://appshunter.io/ios/app/absa-ghana/id1494875850) | 2.9 (80) | Free | Finance | | [GhanaPay Customer](https://appshunter.io/ios/app/ghanapay-customer/id1619527051) | 3.2 (74) | Free | Finance | | [Accrue: Send. Spend. Sell.](https://appshunter.io/ios/app/accrue-send-spend-sell/id1604973055) | 4.6 (1,569) | Free | Finance | ## Related topics [express pay](https://appshunter.io/ios/topics/express-pay) · [xpress pay](https://appshunter.io/ios/topics/xpress-pay) · [my ghpay](https://appshunter.io/ios/topics/my-ghpay) · [loan app in ghana](https://appshunter.io/ios/topics/loan-app-in-ghana) · [loan apps in ghana](https://appshunter.io/ios/topics/loan-apps-in-ghana) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*