# Exspendse: AI Expense Tracker — Privacy Budget & Money Manager

> Privacy Budget & Money Manager (iPhone/iPad app by Anton Prasetyo.)

- Source: https://appshunter.io/ios/app/exspendse-ai-expense-tracker/id6756155741 (this page in markdown: same URL + `.md`)
- Developer: [Anton Prasetyo](https://appshunter.io/developer/1858769606)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 94 MB
- Languages: American English
- Released: 2025-12-17
- Data updated: 2026-08-16
- User reviews in markdown: https://appshunter.io/ios/app/exspendse-ai-expense-tracker/id6756155741/reviews.md

## What is Exspendse?

Track expenses, manage budgets, and get AI-powered financial insights—all offline.

Exspendse is a privacy-first expense tracker with on-device AI, military-grade encryption, and no account required. Your financial data stays on your device, period.

**WHY CHOOSE EXPENDSE?**

 **AI Financial Advisor** - Chat with your personal finance assistant for customized spending insights, budget recommendations, and financial answers. Powered by on-device AI, your questions never leave your phone.

 **100% Offline** - Track expenses anywhere without internet. Perfect for travel and areas with poor connectivity. Your data is stored locally and synced only when you choose.

 **Privacy First** - Bank-level AES-256 encryption protects your financial data. No account required, no cloud storage, no data collection. What happens on your phone stays on your phone.

 **Subscription Tracker** - Never forget a recurring payment again. Track all your subscriptions in one place, get renewal reminders, and see exactly how much you're spending monthly.

 **Multi-Currency Support** - Automatic exchange rate updates for 150+ currencies. Perfect for travelers, expats, and international business.

**CORE FEATURES**

 **Expense Tracking**
- Log expenses in seconds with intuitive interface
- Categorize spending (Food, Transport, Shopping, Entertainment, etc.)
- Add notes, photos, and location to expenses
- Daily, weekly, and monthly expense summaries

 **Budget Management**
- Set monthly budgets by category
- Real-time budget progress tracking
- Smart alerts when approaching budget limits
- Historical budget vs actual spending analysis

 **AI-Powered Insights**
- Ask "What did I spend on groceries this month?"
- Get personalized saving recommendations
- Predict future expenses based on history
- Natural language chat interface (no complex queries)

 **Subscription Management**
- Auto-detect recurring expenses
- Track Netflix, Spotify, gym memberships, and more
- Renewal reminders before billing
- Total subscription cost overview

 **Multi-Currency**
- Support for 150+ global currencies
- Real-time exchange rate updates
- Perfect for travel and international finances
- Automatic currency conversion

 **Security & Privacy**
- AES-256-GCM encryption (military-grade)
- PBKDF2 key derivation (120,000 iterations)
- Local data storage (no cloud by default)
- Optional encrypted Google Drive backup
- No account or email required

 **Accessibility & Localization**
- Available in 12 languages
- Beautiful dark mode support
- VoiceOver and screen reader compatible
- High contrast UI for visibility

**USE CASES**

**For Daily Life:**
- Track morning coffee, lunch, groceries
- Monitor monthly subscriptions
- Stay within budget limits
- Understand spending patterns

**For Travelers:**
- Log expenses in any currency
- Works offline without roaming
- Track travel budgets
- Multi-currency trip summaries

**For Freelancers:**
- Separate business and personal expenses
- Track income and expenses
- Generate financial reports
- Export data for taxes

**For Families:**
- Shared household budget tracking
- Subscription cost monitoring
- Financial health insights
- Teaching kids about money management

**HOW IT WORKS**

1. **Download** - No account required. Open and start tracking immediately.
2. **Add Expenses** - Log expenses in seconds with quick-add buttons.
3. **Set Budgets** - Create budgets by category for better financial control.
4. **Ask AI** - Chat with your AI assistant for insights and recommendations.
5. **Stay Offline** - Everything works locally. No internet needed.

**PREMIUM FEATURES**

Upgrade to Exspendse Premium for unlimited access:

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlock Premium Features | $9.99 | one-time |



## Version history (last 5 releases)

### 1.13.6 — 2026-08-11

• On-device AI now shows thinking in a collapsible bubble
• Re-enabled Metal GPU acceleration for faster AI responses on iOS
• Fixed iOS infinite loop after AI response completes
• Fixed duplicated text appearing inside thinking bubble
• Improved AI streaming performance with batch tuning
• Thinking bubble is now tappable during streaming
• Various stability and crash fixes for AI chat

Thank you for using Exspendse! Your data stays private on your device.

### 1.6.2 — 2026-01-22

support more languages

### 1.6.1 — 2026-01-15

UI design improvement and bugs fixing

### 1.6.0 — 2026-01-11

enhance security and fix localization translation

### 1.5.1 — 2026-01-06

fix localizatoin

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*