# Extra Mortgage Payment Benefit — Freedom from mortgage debt

> Freedom from mortgage debt (iPhone/iPad app by SkyGem Software.)

- Source: https://appshunter.io/ios/app/extra-mortgage-payment-benefit/id6752032660 (this page in markdown: same URL + `.md`)
- Developer: [SkyGem Software](https://appshunter.io/developer/1837012194)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.6 · 5 MB
- Released: 2025-09-23
- Data updated: 2026-05-18
- User reviews in markdown: https://appshunter.io/ios/app/extra-mortgage-payment-benefit/id6752032660/reviews.md

## What is Extra Mortgage Payment Benefit?

Take control of your mortgage and see how much faster you can be debt-free. This app helps you explore the impact of extra monthly or one-time lump-sum payments on your loan payoff time and total interest.

Enter your loan details and instantly see:

New payoff date with extra payments

Interest saved over the life of the loan

Years and months shaved off your schedule

Balance-over-time charts for “with vs. without” extra payments

A detailed amortization table you can scroll or export

Generate a professional PDF report with your inputs, results, charts, and amortization schedule to share with a spouse, lender, or financial planner.

Whether you’re considering an extra $50 a month or a one-time lump sum, this tool makes it easy to visualize the benefits and stay motivated on your path to mortgage freedom.


## Version history (last 5 releases)

### 1.5 — 2025-10-16

Consent Manager fix for iPad

### 1.4 — 2025-10-10

Ads now properly serving, added ability to change selection for users to change their tracking across sites selection, extra payments year input prompt shortened

### 1.3 — 2025-10-01

Shorten name of app which appears on device, and now support iPhone and iPad not Mac

### 1.2 — 2025-09-28

Marketing URL added so Google Admobs can find app-ads.txt, better screen shots added as well

### 1.1 — 2025-09-23

No release notes.

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## More apps by SkyGem Software

- [Social Security Optimizer](https://appshunter.io/ios/app/social-security-optimizer/id6751820857)

All apps by SkyGem Software: https://appshunter.io/developer/1837012194

## Related topics

[extra mortgage payment benefit](https://appshunter.io/ios/topics/extra-mortgage-payment-benefit) · [mortgage payoff calculator](https://appshunter.io/ios/topics/mortgage-payoff-calculator)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-18.*